Skip main navigation
Pending
  • $774,900

    450 Cottage Row, Tappahannock, VA 22560

    3beds
    1,861sqft
    : 
    $4,700/mo
    Get pre-qualified
    Single Family Residence
    Built in 1932
    0.26 Acres Lot
    $758,400 Zestimate®
    $416/sqft
    $-- HOA

    What's special

    Breathtaking viewsInviting sunroomCharming stone paver walkwayBeautiful river viewsSolid oak flooringNewer roofDedicated laundry room
    Experience waterfront living in this charming 3-bedroom, 2-full-bath home with incredible views of the Rappahannock River. Perfect as a full-time residence or weekend getaway, this property offers comfort, recreation, and a newer roof for added peace of mind. The first floor features a spacious primary suite, second bedroom, full bath, and dedicated laundry room. Relax in the inviting sunroom or enjoy the cozy living and dining areas, featuring solid oak flooring and beautiful river views. Upstairs, a large bedroom or bunkroom overlooks the Rappahannock River and provides flexible space for guests, children, or additional sleeping accommodations. Outdoor living is a highlight of this property, with two decks—one attached to the house and another perched on the hillside overlooking the water. Both offer excellent spaces for grilling, dining, entertaining, or simply taking in the peaceful surroundings. A charming stone paver walkway creates an attractive entrance to the home. Enjoy direct river access from your private pier, complete with a jet ski lift, boat lift, and water service. Spend your days boating, fishing, kayaking, swimming, or relaxing on your own sandy beach. The home is conveniently located near Garrett’s Marina, offering easy access to boat storage, fuel, maintenance, and other boating services. The golf-cart-friendly community provides a welcoming atmosphere and hosts an annual Fourth of July picnic and parade enjoyed by residents of all ages. High-speed internet is available, making it easy to work remotely, stream entertainment, and stay connected. Furniture is negotiable, allowing for an easier transition into waterfront living. With a private pier, sandy beach, breathtaking views, and multiple outdoor entertaining areas, this special property offers everything you need to enjoy life on the Rappahannock River.
    38 days
    |
    1,210
    |
    50
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Shawn Shurm info@realtyrichmondva.com,

    Realty Richmond 804-442-7577

    Source: CVRMLS,MLS#: 2619060MLS LogoOriginating MLS: Central Virginia Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Other
      • Description: Tub & Shower
      • Level: First
      Heating
      • Heat Pump, Propane, Multi-Fuel, Zoned
      Cooling
      • Electric, Heat Pump, Zoned
      Appliances
      • Included: Double Oven, Dishwasher, Electric Water Heater, Gas Cooking, Microwave, Oven, Range Hood, Stove
      Features
      • Bedroom on Main Level, Main Level Primary
      • Flooring: Partially Carpeted, Wood
      • Basement: Crawl Space
      • Attic: None
      Interior area
      • Total interior livable area: 1,861 sqft
      • Finished area above ground: 1,861
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway, Oversized, Paved
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Front Porch
      • Exterior features: Paved Driveway
      • Pool features: None
      • Fencing: Front Yard,None,Picket
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach Access, Dock Access, Mooring, Navigable Water, River Front, Bulkhead, Waterfront
      • Body of water: Rappahannock
      Lot
      • Size: 0.26 Acres
      • Features: Beach Front, Waterfront
      Details
      • Parcel number: 53A216
      • Zoning description: R-2

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Brick, Block, Drywall, HardiPlank Type
      • Roof: Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 1932

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Community/Coop, Shared Well

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: None
      Location
      • Region: Tappahannock

      Financial & listing details

      • Price per square foot: $416/sqft
      • Tax assessed value: $525,600
      • Annual tax amount: $2,890
      • Date on market: 7/16/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        $758,400

        $720,000 - $796,000

        $1,960/mo

        Price history

        DateEventPrice
        8/10/2026Pending sale$774,900$416/sqft
        Source: CVRMLS #2619060 Report a problem
        7/18/2026Listed for sale$774,900+72.2%$416/sqft
        Source: CVRMLS #2619060 Report a problem
        3/8/2019Sold$450,000-9.1%$242/sqft
        Source: Chesapeake Bay & Rivers AOR #1841492 Report a problem
        12/22/2018Listed for sale$495,000$266/sqft
        Source: Haley Real Estate #1841492 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,891 -9.5%$525,600 +20.1%
        2024$3,195 $437,700
        2023$3,195 $437,700
        2022$3,195 -1.4%$437,700
        2021$3,239 +1.2%$437,700 +17.7%
        2020$3,199 $372,000
        2018-- $372,000
        2017-- --
        2016-- --
        2015-- --
        2014-- --
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22560

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tappahannock
        • Middle: Essex
        • High: Essex

        Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes