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Active under contract
  • Listed by: Keller Williams Pinnacle
    $415,000

    450 Paul Dr, Waterloo, IL 62298

    4beds
    2,966sqft
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    Single Family Residence
    Built in 1988
    0.45 Acres Lot
    $414,300 Zestimate®
    $140/sqft
    $-- HOA

    What's special

    Hot tubEstablished treesLayered greeneryAttached two-car garageLush almost whimsical environmentBreakfast nookBeautifully maintained flower beds
    Welcome to 450 Paul Drive in Waterloo, ideally positioned on a quiet cul-de-sac and surrounded by mature, thoughtfully designed landscaping that gives this property a truly distinctive presence. The setting is one of its most notable features—established trees, layered greenery, and beautifully maintained flower beds create a lush, almost whimsical environment that offers both privacy and visual interest throughout the seasons. The landscaping has been carefully curated over time, providing a sense of character and charm that is difficult to replicate. The backyard continues that same experience, designed for both function and enjoyment. A koi pond serves as a central feature, adding a natural and calming element to the space, while the expansive patio offers ample room for entertaining or everyday use. The hot tub and open field views behind the property further enhance the setting, creating a private outdoor environment with a strong connection to the surrounding landscape. A detached outbuilding provides additional versatility, featuring finished space with a gas fireplace along with substantial storage. Inside, the home offers a well-structured and functional layout. A welcoming foyer leads to a front flex room suitable for a home office, along with a formal dining room. The family room is anchored by a brick fireplace with built-ins and flows into the kitchen and breakfast nook. The kitchen is fully equipped with appliances that stay and offers both functionality and convenience. The main level also includes a laundry room, half bath, and access to the attached two-car garage. Upstairs features three bedrooms, including a primary suite with a private bathroom, while the additional bedrooms share a full bath. The finished basement provides additional usable living space, including a family room, an additional bedroom, full bathroom, office, and ample storage. This property offers a well-balanced combination of interior space, exterior features, and a uniquely established landscape setting in a desirable Waterloo location.
    78 days
    |
    64
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brooke Mitchell 618-977-9873,

    Keller Williams Pinnacle

    Source: MARIS,MLS#: 26022261MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Laundry: Main Level
      Features
      • Basement: Sleeping Area
      • Number of fireplaces: 2
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,966
      • Total interior livable area: 2,966 sqft
      • Finished area above ground: 2,116
      • Finished area below ground: 850

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Patio
      • Exterior features: Fire Pit
      • Has view: Yes
      • View description: Neighborhood, Rural
      Lot
      • Size: 0.45 Acres
      • Dimensions: .45
      • Features: Adjoins Open Ground, Cul-De-Sac, Front Yard, Landscaped, Many Trees
      Details
      • Additional structures: Second Garage
      • Parcel number: 0725349043000
      • Special conditions: Listing As Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Brick, Vinyl Siding
      Condition
      • Year built: 1988

      Utilities & green energy

      • Electric: Other
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Lakeview Estates
      HOA
      • Has HOA: No
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $140/sqft
      • Tax assessed value: $295,440
      • Annual tax amount: $5,505
      • Date on market: 4/14/2026
      • Cumulative days on market: 79 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes

        Estimated market value

        $414,300

        $394,000 - $435,000

        $3,064/mo

        Price history

        DateEventPrice
        4/18/2026Contingent$415,000$140/sqft
        Source: MARIS #26022261 Report a problem
        4/14/2026Listed for sale$415,000+5087.5%$140/sqft
        Source: MARIS #26022261 Report a problem
        6/1/1992Sold$8,000-93.9%$3/sqft
        Source: Agent Provided Report a problem
        3/1/1991Sold$132,000$45/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,505 +27.1%$98,480 +23.4%
        2023$4,332 -3.6%$79,800 -2.1%
        2022$4,494 $81,520 +17.4%
        2021-- $69,430 +9%
        2020-- $63,680 -0.9%
        2019-- $64,280 +2.5%
        2018$3,840 $62,740 -1.8%
        2017$3,840 $63,890 +1.5%
        2016$3,840 -4.3%$62,920 -5.4%
        2015$4,013 +3.2%$66,480 -0.6%
        2014$3,887 $66,870 -2.3%
        2012$3,887 $68,440 -2.1%
        2011-- $69,920 -1.6%
        2010-- $71,040 -4.6%
        2009-- $74,490 +2.6%
        2008-- $72,610 -3.4%
        2007-- $75,150

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 62298

        Getting around

        11 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterloo Dist 5
        • Middle: Waterloo Dist 5
        • High: Waterloo

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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