Welcome to 450 Paul Drive in Waterloo, ideally positioned on a quiet cul-de-sac and surrounded by mature, thoughtfully designed landscaping that gives this property a truly distinctive presence. The setting is one of its most notable features—established trees, layered greenery, and beautifully maintained flower beds create a lush, almost whimsical environment that offers both privacy and visual interest throughout the seasons. The landscaping has been carefully curated over time, providing a sense of character and charm that is difficult to replicate.
The backyard continues that same experience, designed for both function and enjoyment. A koi pond serves as a central feature, adding a natural and calming element to the space, while the expansive patio offers ample room for entertaining or everyday use. The hot tub and open field views behind the property further enhance the setting, creating a private outdoor environment with a strong connection to the surrounding landscape. A detached outbuilding provides additional versatility, featuring finished space with a gas fireplace along with substantial storage.
Inside, the home offers a well-structured and functional layout. A welcoming foyer leads to a front flex room suitable for a home office, along with a formal dining room. The family room is anchored by a brick fireplace with built-ins and flows into the kitchen and breakfast nook. The kitchen is fully equipped with appliances that stay and offers both functionality and convenience. The main level also includes a laundry room, half bath, and access to the attached two-car garage.
Upstairs features three bedrooms, including a primary suite with a private bathroom, while the additional bedrooms share a full bath.
The finished basement provides additional usable living space, including a family room, an additional bedroom, full bathroom, office, and ample storage.
This property offers a well-balanced combination of interior space, exterior features, and a uniquely established landscape setting in a desirable Waterloo location.
Active under contract
Listed by: Keller Williams Pinnacle
$415,000
450 Paul Dr, Waterloo, IL 62298
4beds
2,966sqft
Single Family Residence
Built in 1988
0.45 Acres Lot
$414,300 Zestimate®
$140/sqft
$-- HOA
What's special
Hot tubEstablished treesLayered greeneryAttached two-car garageLush almost whimsical environmentBreakfast nookBeautifully maintained flower beds
- 78 days |
- 64 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Brooke Mitchell 618-977-9873,
Keller Williams Pinnacle
Source: MARIS,MLS#: 26022261
Originating MLS: Southwestern Illinois Board of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Laundry: Main Level
Features
- Basement: Sleeping Area
- Number of fireplaces: 2
- Fireplace features: Gas
Interior area
- Total structure area: 2,966
- Total interior livable area: 2,966 sqft
- Finished area above ground: 2,116
- Finished area below ground: 850
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Patio
- Exterior features: Fire Pit
- Has view: Yes
- View description: Neighborhood, Rural
Lot
- Size: 0.45 Acres
- Dimensions: .45
- Features: Adjoins Open Ground, Cul-De-Sac, Front Yard, Landscaped, Many Trees
Details
- Additional structures: Second Garage
- Parcel number: 0725349043000
- Special conditions: Listing As Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Brick, Vinyl Siding
Condition
- Year built: 1988
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Lakeview Estates
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $140/sqft
- Tax assessed value: $295,440
- Annual tax amount: $5,505
- Date on market: 4/14/2026
- Cumulative days on market: 79 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Private
- Electric utility on property: Yes
Estimated market value
$414,300
$394,000 - $435,000
$3,064/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/18/2026 | Contingent | $415,000$140/sqft |
Source: | ||
| 4/14/2026 | Listed for sale | $415,000+5087.5%$140/sqft |
Source: | ||
| 6/1/1992 | Sold | $8,000-93.9%$3/sqft |
Source: Agent Provided Report a problem | ||
| 3/1/1991 | Sold | $132,000$45/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,505 +27.1% | $98,480 +23.4% |
| 2023 | $4,332 -3.6% | $79,800 -2.1% |
| 2022 | $4,494 | $81,520 +17.4% |
| 2021 | -- | $69,430 +9% |
| 2020 | -- | $63,680 -0.9% |
| 2019 | -- | $64,280 +2.5% |
| 2018 | $3,840 | $62,740 -1.8% |
| 2017 | $3,840 | $63,890 +1.5% |
| 2016 | $3,840 -4.3% | $62,920 -5.4% |
| 2015 | $4,013 +3.2% | $66,480 -0.6% |
| 2014 | $3,887 | $66,870 -2.3% |
| 2012 | $3,887 | $68,440 -2.1% |
| 2011 | -- | $69,920 -1.6% |
| 2010 | -- | $71,040 -4.6% |
| 2009 | -- | $74,490 +2.6% |
| 2008 | -- | $72,610 -3.4% |
| 2007 | -- | $75,150 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 6/10Gardner Elementary SchoolGrades: 4-5Distance: 1.4 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 1.4 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Monroe County
- Waterloo
- 62298
- 450 Paul Dr





