COMPLETELY NEWLY RENOVATED Spacious Bi-Level 4-Bedroom Condo/Townhome for Sale! Discover this beautifully renovated end-unit condo that perfectly blends comfort, convenience, and value! With 4 bedrooms and 3 bathrooms, this home features an updated Kitchen, white granite countertops and stainless steel appliances. Luxury Vinyl Plank floors throughout, open layout, dining area flows into a cozy living room with French doors leading to a private patio. Flexible Bonus Room: Ideal as an office, guest space, or even extra garage storage space. Second level features the Master bedroom with its own private bath and two additional bedrooms and full hall bath. Outdoor private area perfect for entertaining and relaxation right off the dining area. Enjoy low-maintenance living with fantastic amenities: pool, playground, and tennis court—all covered by HOA fees. You’ll ONLY pay for electricity, as trash removal, roof maintenance, snow removal, water/sewer, and lawn care are included. Perfect for first-time buyers or investors (no rental restrictions). Sold as-is. Note: Not FHA approved; requires conventional or VA financing , NEW **** WORKING WITH A LENDER PARTNER WITH OTHER LOAN OPTIONS, MAY QUALIFY FOR 100% FINANCING (IN AGENT NOTES). Don’t miss this rare opportunity at an unbelievable price!!! Some photos virtually staged.
Sold for $270,000
$270,000
4525 Ratcliff Pl #39-K, Waldorf, MD 20602
4beds
1,665sqft
Townhouse
Built in 1977
-- sqft lot
$267,700 Zestimate®
$162/sqft
$2,750 Estimated rent
Home value
$267,700
$246,000 - $292,000
$2,750/mo
Zestimate® history
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$1,709/mo
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List your homeWhat's special
Flexible bonus roomFrench doorsOutdoor private areaEnd-unit condoPrivate patioOpen layoutStainless steel appliances
Zillow last checked:
Listing updated:
Listed by:
Tammi Malave-Smalling 240-926-7455,
JPAR Real Estate Professionals,
Co-Listing Agent: Kymberly Glenice Knighton 202-255-2799,
EXP Realty, LLC
Bought with:
Yony Kifle, 655732
EXP Realty, LLC
Source: Bright MLS,MLS#: MDCH2041060
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 0
Heating
- Hot Water, Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Refrigerator, Washer/Dryer Stacked, Stainless Steel Appliance(s), Water Heater
Features
- Bathroom - Walk-In Shower, Combination Dining/Living, Family Room Off Kitchen
- Flooring: Luxury Vinyl, Carpet, Ceramic Tile
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,665
- Total interior livable area: 1,665 sqft
- Finished area above ground: 1,665
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Front, Driveway, Attached, Off Street
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Bi-Level,Two
- Stories: 2
- Pool features: Community
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0906082947
- Zoning: PUD
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Brick, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Condo and coop fee: $435 monthly
- Subdivision: St Charles Bannister
HOA
- Has HOA: Yes
- Amenities included: Pool, Recreation Facilities
- Services included: Common Area Maintenance, Maintenance Grounds, Pool(s), Snow Removal, Trash, Water, Recreation Facility
- HOA fee: $24 monthly
- HOA name: BANNISTER NEIGHBORHOOD ASSOCIATION
- Second HOA name: Bannister Sq / Somerset Condo Association
Location
- Region: Waldorf
Financial & listing details
- Price per square foot: $162/sqft
- Tax assessed value: $182,800
- Annual tax amount: $2,678
- Date on market: 3/23/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: VA Loan,Conventional,Cash
- Inclusions: All Items Currently In Property
- Ownership: Condominium
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2025 | Sold | $270,000-5.3%$162/sqft |
Source:  Bright MLS #MDCH2041060 Report a problem | ||
| 5/19/2025 | Pending sale | $285,000$171/sqft |
Source: Bright MLS #MDCH2041060 Report a problem | ||
| 5/19/2025 | Price change | $285,000+1.8%$171/sqft |
Source: Bright MLS #MDCH2041060 Report a problem | ||
| 3/23/2025 | Listed for sale | $279,900+43.5%$168/sqft |
Source: Bright MLS #MDCH2041060 Report a problem | ||
| 2/26/2025 | Sold | $195,000+13.4%$117/sqft |
Source: Public Record Report a problem | ||
| 3/17/2021 | Sold | $172,000-1.7%$103/sqft |
Source: Public Record Report a problem | ||
| 9/1/2020 | Listing removed | $174,995$105/sqft |
Source: Berkshire Hathaway HomeServices PenFed Realty #MDCH212486 Report a problem | ||
| 8/5/2020 | Price change | $174,995-5.4%$105/sqft |
Source: Berkshire Hathaway HomeServices PenFed Realty #MDCH212486 Report a problem | ||
| 6/20/2020 | Price change | $184,900-2.7%$111/sqft |
Source: Homepath #MDCH212486 Report a problem | ||
| 5/8/2020 | Price change | $189,950-5%$114/sqft |
Source: Homepath #MDCH212486 Report a problem | ||
| 3/27/2020 | Listed for sale | $199,995+48.6%$120/sqft |
Source: Homepath #MDCH212486 Report a problem | ||
| 10/2/2019 | Sold | $134,600-19.9%$81/sqft |
Source: Public Record Report a problem | ||
| 6/15/2018 | Listing removed | $168,000$101/sqft |
Source: Homewise Realty Services, LLC #1001624562 Report a problem | ||
| 5/26/2018 | Price change | $168,000-6.7%$101/sqft |
Source: Homewise Realty Services, LLC #1001624562 Report a problem | ||
| 5/12/2018 | Listed for sale | $180,000-5.3%$108/sqft |
Source: Homewise Realty Services, LLC #1000458114 Report a problem | ||
| 9/30/2005 | Sold | $190,000+134.6%$114/sqft |
Source: Public Record Report a problem | ||
| 6/19/2001 | Sold | $81,000$49/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,093 +10.2% | $202,100 +10.6% |
| 2024 | $2,807 +28.6% | $182,800 +4.9% |
| 2023 | $2,183 +18.5% | $174,200 -4.7% |
| 2022 | $1,841 -6.4% | $182,800 +16.4% |
| 2021 | $1,967 +13.4% | $157,000 +13.4% |
| 2020 | $1,735 +9.8% | $138,467 -11.8% |
| 2019 | $1,580 +18.3% | $157,000 +54.8% |
| 2018 | $1,335 +6.3% | $101,400 +6.3% |
| 2017 | $1,257 -29.8% | $95,433 +6.7% |
| 2016 | $1,790 | $89,467 +7.1% |
| 2015 | $1,790 | $83,500 |
| 2014 | $1,790 | $83,500 |
| 2013 | -- | $83,500 -48.4% |
| 2012 | -- | $161,700 |
| 2011 | -- | $161,700 |
| 2010 | -- | $161,700 -12% |
| 2009 | -- | $183,790 +17.8% |
| 2008 | -- | $156,060 +21.6% |
| 2007 | -- | $128,330 +27.6% |
| 2006 | -- | $100,600 +6.3% |
| 2005 | -- | $94,650 +6.7% |
| 2004 | -- | $88,700 +7.2% |
| 2003 | -- | $82,750 |
| 2002 | -- | $82,750 |
| 2001 | -- | $82,750 |
Find assessor info on the county website
Neighborhood: 20602
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Nearby schools
GreatSchools rating
- 2/10Eva Turner Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 1/10Benjamin Stoddert Middle SchoolGrades: 6-8Distance: 0.5 mi
- 3/10St Charles High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- District: Charles County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$267,700
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Estimated market value
$267,700
- Maryland
- Charles County
- Waldorf
- 20602
- 4525 Ratcliff Pl Unit 39-K
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