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New construction
    • Price cut: $15K (6/25)
    $199,900

    4540 N Winchester Ter, Hernando, FL 34442

    3beds
    1,200sqft
    Manufactured Home, Single Family Residence
    Built in 2026
    0.57 Acres Lot
    $198,900 Zestimate®
    $167/sqft
    $-- HOA

    What's special

    Washer and dryer includedStainless steel appliances
    "2026 New Construction on .57 Acres - No HOA - No Flood Zone." ~ Take advantage of this limited-time buyer incentive—qualified buyers can lock in an incredible 1% rate buy-down for the first year, dramatically lowering your monthly payments right out of the gate. Plus, move in stress-free with a brand-new washer and dryer included at no extra cost. Eligible VA buyers may qualify for 0% down. Opportunities like this don’t last—schedule your showing today before it’s gone. Call and ask for our preferred lender to discuss your options. Affordable living on the Nature Coast. Looking for a peaceful place to call home with No HOA, No Flood zone yet near boating and nature. Citrus County offers quiet living, natural beauty and affordability all in one. Additional features: this property offers plenty of room for your boat, RV, and other toys. Enjoy the perfect blend of peaceful living while being just a short drive to Ocala, nearby lakes, and the new shopping and dining in Lecanto. This home is a wind zone 2 Energy Star Home, drywall with stainless steel appliances, New Septic and Well all on .57 acres. One or more photo(s) have been virtually staged.
    90 days
    |
    262
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Nicoletta Lingrosso 352-601-0053,

    Keller Williams-Elite Partners

    Source: Realtors Association of Citrus County,MLS#: 854077MLS LogoOriginating MLS: Realtors Association of Citrus County

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Electric Cooktop, Electric Oven, Refrigerator
      Features
      • Flooring: Laminate
      Interior area
      • Total structure area: 1,200
      • Total interior livable area: 1,200 sqft

      Property

      Parking
      • Parking features: Parking Space(s)
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      Lot
      • Size: 0.57 Acres
      • Features: Acreage
      Details
      • Parcel number: 1597072
      • Zoning: MDRMH
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MobileManufactured
      • Architectural style: One Story
      • Property subtype: Manufactured Home, Single Family Residence
      Materials
      • Manufactured
      • Roof: Asphalt,Shingle
      Condition
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Apache Shores Units 1-13
      HOA
      • Has HOA: No
      Location
      • Region: Hernando

      Financial & listing details

      • Price per square foot: $167/sqft
      • Tax assessed value: $7,500
      • Annual tax amount: $129
      • Date on market: 4/16/2026
      • Cumulative days on market: 91 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved
      Nicoletta Lingrosso

      Nicoletta Lingrosso

      (352) 601-0053

      By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

        Estimated market value

        $198,900

        $189,000 - $209,000

        $1,211/mo

        Price history

        DateEventPrice
        6/25/2026Price change$199,900-7%$167/sqft
        Source: Realtors Association of Citrus County #854077 Report a problem
        4/16/2026Listed for sale$214,900+23.5%$179/sqft
        Source: Realtors Association of Citrus County #854077 Report a problem
        11/12/2025Listing removed$174,000$145/sqft
        Source: Realtors Association of Citrus County #848610 Report a problem
        9/28/2025Listed for sale$174,000+1877.3%$145/sqft
        Source: Realtors Association of Citrus County #848610 Report a problem
        9/23/2025Sold$8,800-40.9%$7/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        9/9/2025Pending sale$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        9/9/2025Listing removed$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        9/2/2025Pending sale$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        8/14/2025Listed for sale$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        7/28/2025Listing removed$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        7/10/2025Price change$14,900+25.2%$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        5/27/2025Listed for sale$11,900$10/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        5/16/2025Pending sale$11,900$10/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        5/6/2025Price change$11,900-39%$10/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        7/25/2024Price change$19,500-21.7%$16/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        5/31/2024Listed for sale$24,900+693%$21/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        6/11/2020Sold$3,140$3/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$130 +27.6%$6,655 +10%
        2024$102 +4.3%$6,050 +10%
        2023$97 +27.7%$5,500 +10%
        2022$76 +1.1%$5,000
        2021$75 +21.2%$5,000 +25%
        2020$62 -1.3%$4,000
        2019$63 -0.1%$4,000
        2018$63 $4,000
        2017$63 +1.5%$4,000 +17.6%
        2016$62 +8.5%$3,400
        2015$57 -2.4%$3,400 +5.3%
        2014$59 -0.1%$3,230 -5%
        2013$59 +18.7%$3,400 +8.1%
        2012$50 -11%$3,145 -10.7%
        2011$56 -19.4%$3,520 -21%
        2010$69 -4.5%$4,455
        2009$72 -44.7%$4,455 -45%
        2008$131 +2.7%$8,100
        2007$127 -6.2%$8,100 -2.4%
        2006$136 +160.1%$8,300 +186.2%
        2005$52 +11%$2,900 +16%
        2004$47 +3.3%$2,500
        2003$45 -5.4%$2,500 -3.8%
        2002$48 +9.1%$2,600 +8.3%
        2000$44 $2,400
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 34442

        Getting around

        11 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hernando Elementary
        • Middle: Citrus Springs Middle
        • High: Citrus High

        Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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