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New construction
    • Price cut: $15K (6/25)
    $199,900

    4540 N Winchester Ter, Hernando, FL 34442

    3beds
    1,200sqft
    Manufactured Home, Single Family Residence
    Built in 2026
    0.57 Acres Lot
    $198,800 Zestimate®
    $167/sqft
    $-- HOA

    What's special

    Drywall constructionBright modern interiorDesirable split-bedroom floor planLuxury vinyl flooringStainless steel appliances
    NEW 2026 HOME ON OVER 1/2 ACRE — PRICED UNDER $200K! Why rent when you could own a BRAND-NEW 2026 home with room to spread out? This beautiful 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and sits on over half an acre. Step inside to a bright, modern interior featuring drywall construction, luxury vinyl flooring, stainless steel appliances, and an open-concept kitchen and living area perfect for everyday living and entertaining. Everything is NEW, offering the peace of mind and low-maintenance lifestyle that comes with a brand-new home. Outside, the spacious homesite provides plenty of room for your toys, pets, garden, future workshop, or additional outdoor living space. NO HOA & NO FLOOD ZONE! Conveniently located in Hernando with easy access to shopping, dining, boating, fishing, parks, and everything Florida's Nature Coast has to offer. Offered at just $199,900! Financing options may include USDA, VA, FHA, and Conventional programs for qualified buyers. Eligible USDA and VA buyers may qualify for 0% down financing. Ask your lender about available financing options and schedule your showing today. Brand-new 2026 home + over 1/2 acre + no HOA + under $200K = a combination that's hard to find!
    139 days
    282
    24

    Zillow last checked:

    Listing updated:

    Listed by:

    Nicoletta Lingrosso 352-601-0053,

    Keller Williams-Elite Partners

    Source: Realtors Association of Citrus County,MLS#: 854077MLS LogoOriginating MLS: Realtors Association of Citrus County

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Electric Cooktop, Electric Oven, Refrigerator
      Features
      • Flooring: Laminate
      Interior area
      • Total structure area: 1,200
      • Total interior livable area: 1,200 sqft

      Property

      Parking
      • Parking features: Parking Space(s)
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      Lot
      • Size: 0.57 Acres
      • Features: Acreage
      Details
      • Parcel number: 1597072
      • Zoning: MDRMH
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MobileManufactured
      • Architectural style: One Story
      • Property subtype: Manufactured Home, Single Family Residence
      Materials
      • Manufactured
      • Roof: Asphalt,Shingle
      Condition
      • New construction: Yes
      • Year built: 2026

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Apache Shores Units 1-13
      HOA
      • Has HOA: No
      Location
      • Region: Hernando

      Financial & listing details

      • Price per square foot: $167/sqft
      • Tax assessed value: $7,500
      • Annual tax amount: $129
      • Date on market: 4/16/2026
      • Cumulative days on market: 140 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        $198,800

        $189,000 - $209,000

        $1,211/mo

        Price history

        DateEventPrice
        6/25/2026Price change$199,900-7%$167/sqft
        Source: Realtors Association of Citrus County #854077 Report a problem
        4/16/2026Listed for sale$214,900+23.5%$179/sqft
        Source: Realtors Association of Citrus County #854077 Report a problem
        11/12/2025Listing removed$174,000$145/sqft
        Source: Realtors Association of Citrus County #848610 Report a problem
        9/28/2025Listed for sale$174,000+1877.3%$145/sqft
        Source: Realtors Association of Citrus County #848610 Report a problem
        9/23/2025Sold$8,800-40.9%$7/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        9/9/2025Pending sale$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        9/9/2025Listing removed$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        9/2/2025Pending sale$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        8/14/2025Listed for sale$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        7/28/2025Listing removed$14,900$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        7/10/2025Price change$14,900+25.2%$12/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        5/27/2025Listed for sale$11,900$10/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        5/16/2025Pending sale$11,900$10/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        5/6/2025Price change$11,900-39%$10/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        7/25/2024Price change$19,500-21.7%$16/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        5/31/2024Listed for sale$24,900+693%$21/sqft
        Source: Realtors Association of Citrus County #834400 Report a problem
        6/11/2020Sold$3,140$3/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$130 +27.6%$6,655 +10%
        2024$102 +4.3%$6,050 +10%
        2023$97 +27.7%$5,500 +10%
        2022$76 +1.1%$5,000
        2021$75 +21.2%$5,000 +25%
        2020$62 -1.3%$4,000
        2019$63 -0.1%$4,000
        2018$63 $4,000
        2017$63 +1.5%$4,000 +17.6%
        2016$62 +8.5%$3,400
        2015$57 -2.4%$3,400 +5.3%
        2014$59 -0.1%$3,230 -5%
        2013$59 +18.7%$3,400 +8.1%
        2012$50 -11%$3,145 -10.7%
        2011$56 -19.4%$3,520 -21%
        2010$69 -4.5%$4,455
        2009$72 -44.7%$4,455 -45%
        2008$131 +2.7%$8,100
        2007$127 -6.2%$8,100 -2.4%
        2006$136 +160.1%$8,300 +186.2%
        2005$52 +11%$2,900 +16%
        2004$47 +3.3%$2,500
        2003$45 -5.4%$2,500 -3.8%
        2002$48 +9.1%$2,600 +8.3%
        2000$44 $2,400
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 34442

        Getting around

        11 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hernando Elementary
        • Middle: Citrus Springs Middle
        • High: Citrus High

        Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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