4574 Simpson St, Milton, FL 32583

Charming Fixer-Upper, Endless possibilities! Located in the heart of historic Bagdad — where small-town charm meets opportunity! Just one block from the public boat launch with fishing, a shaded picnic area, and beautiful waterfront views, this property is ideal for anyone who loves the outdoors or dreams of living near the water. This fenced-in corner lot features a home with great bones and tons of potential. Major updates have already been taken care of, including a 16-year-old metal roof, copper wiring, updated HVAC-estimated 2020 and a premium EcoSmart tankless water heater. The home is connected to city water and sewer. Outside, enjoy the practical and hobby-friendly spaces — a 10x10 storage shed, a 10x20 workshop with electric and water, including washer and dryer for added convenience. A 25x25 metal carport with a concrete foundation. The yard also features a mature pecan tree along the fence that flourishes with pecans each harvest season, adding a touch of Southern charm. With its corner lot visibility and proximity to the boat launch, there’s even potential for a small tackle shop or local hobby business (subject to city zoning approval). 'AS IS' BUT here’s a bonus for buyers — a renovation loan is available through a local lender, allowing the new owner to complete the renovations themselves and hire subcontractors directly, without the requirement of a general contractor. This flexible loan option gives buyers more control and can make transforming this home even more affordable and achievable. Whether you’re an investor, a first-time buyer, or a hands-on homeowner looking to bring new life to a historic property, this home offers a rare mix of character, location, and opportunity. Buyer and buyer’s agent to perform due diligence and verify all details of importance. Measurements taken from county records.