Rare Opportunity: Solid Stucco Rambler on Nearly Half an Acre!
For the first time in decades, this meticulously maintained home is ready for its next chapter. Situated on a sprawling .41-acre lot, this property offers a level of privacy and outdoor space that is increasingly rare in White Bear Lake.
Step inside to find a "clean slate" perfect for building instant equity. The main level features a sun-filled layout, three bedrooms, and a fully functional wood burning fireplace right as you walk in the front door. While you bring your cosmetic vision to the interior, the high-cost "big ticket" items are already handled: the Furnace and AC were replaced within the last few years, and the roof is approximately 5-6 years old.
Note: Property will include all remaining personal property for the buyer's convenience. Walking distance to Birch Lake Elementary, steps from local trails, and seamless access to 35E. All dimensions are approximate; buyers and buyer’s agents to verify all information.
Active
Price cut: $15K (6/30)
$325,000
4585 Otter Lake Rd, White Bear Lake, MN 55110
3beds
1,008sqft
Single Family
Built in 1956
0.41 Acres Lot
$-- Zestimate®
$322/sqft
$-- HOA
What's special
Sun-filled layoutSolid stucco ramblerThree bedroomsLevel of privacy
- 55 days |
- 980 |
- 29 |
Zillow last checked:
Listing updated:
Listed by:
John Sandstede 952-686-4036,
Keller Williams Preferred Rlty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7070417
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bathroom
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Basement
Living room
- Level: Main
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Laundry: Laundry Room
Features
- Basement: Block
- Number of fireplaces: 1
Interior area
- Total structure area: 1,408
- Total interior livable area: 1,008 sqft
- Finished area above ground: 1,008
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached
- Attached garage spaces: 1
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch
Lot
- Size: 0.41 Acres
- Dimensions: 92 x 196
Details
- Additional structures: Storage Shed
- Foundation area: 1008
- Parcel number: 153022340028
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Age 8 Years or Less
Condition
- New construction: No
- Year built: 1956
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Brennan Add
HOA
- Has HOA: No
Location
- Region: White Bear Lake
Financial & listing details
- Price per square foot: $322/sqft
- Tax assessed value: $347,700
- Annual tax amount: $4,745
- Date on market: 5/12/2026
- Cumulative days on market: 169 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Price change | $325,000-4.4%$322/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7070417 Report a problem | ||
| 6/11/2026 | Price change | $340,000-2.9%$337/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7070417 Report a problem | ||
| 5/12/2026 | Listed for sale | $350,000$347/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7070417 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,332 +7.2% | $347,700 +7.1% |
| 2024 | $4,040 +8.7% | $324,800 +3.9% |
| 2023 | $3,718 +10.9% | $312,600 +5% |
| 2022 | $3,354 +5.7% | $297,600 +14.2% |
| 2021 | $3,174 -7.6% | $260,500 +2.6% |
| 2020 | $3,436 +43.1% | $253,800 +13.1% |
| 2019 | $2,402 | $224,400 |
| 2018 | $2,402 -1.7% | $224,400 +8.5% |
| 2017 | $2,444 | $206,800 |
| 2016 | $2,444 +6.2% | -- |
| 2015 | $2,302 +6% | $185,100 |
| 2014 | $2,172 -5.8% | -- |
| 2013 | $2,306 +13.4% | -- |
| 2012 | $2,034 +10.5% | -- |
| 2011 | $1,840 | -- |
| 2010 | -- | -- |
| 2009 | $1,828 -6.4% | -- |
| 2008 | $1,952 +2.1% | -- |
| 2007 | $1,912 +12.9% | -- |
| 2006 | $1,694 +10.1% | -- |
| 2005 | $1,538 +6.1% | -- |
| 2004 | $1,450 +10.7% | -- |
| 2003 | $1,310 +10.8% | -- |
| 2002 | $1,182 -4.8% | -- |
| 2001 | $1,242 +9.3% | -- |
| 2000 | $1,137 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 55110
Nearby schools
GreatSchools rating
- 4/10Birch Lake Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 6/10Central Middle SchoolGrades: 6-8Distance: 1.3 mi
- NAWhite Bear Lake Area High SchoolGrades: 9-12Distance: 1.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Minnesota
- Ramsey County
- White Bear Lake
- 55110
- 4585 Otter Lake Rd
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