GREAT LOCATION! Close to downtown and bus route. This THREE UNIT APARTMENT BUILDING is located on CHURCH ST with a total of 10 BEDROOMS. Separate utilities for each apartment. Two apartments have 4 bedrooms and 2 baths with laundry in the unit. Upstairs is a 2 bedroom apartment has laundry as well. Apartments are spacious with nice size bedrooms and kitchens. Bathrooms have been updated. Currently rented for $1200, $1125 and $1100. Monthly income $3425. Yearly gross income $41,100. Rents could be much higher. Prior to 2020 this was a successful COLLEGE RENTAL. Plenty of OFF STREET PARKING, 3 CAR GARAGE and a great FRONT PORCH. Seller will provide current Certificate of Compliance with the city prior to closing. Call today for more details.
Pending
$317,514
46 Church St, Oneonta, NY 13820
10beds
3,768sqft
Multi Family
Built in 1975
-- sqft lot
$-- Zestimate®
$84/sqft
$-- HOA
What's special
Off street parkingGreat front porch
- 274 days |
- 16 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Oneonta Realty, LLC 607-441-7312,
Christine Keto 607-287-8458
Source: NYSAMLSs,MLS#: R1642567
Originating MLS: Otsego-Delaware
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 10
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Heating
- Gas, Hot Water
Appliances
- Included: Gas Water Heater
Features
- Flooring: Carpet, Hardwood, Varies, Vinyl
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 3,768
- Total interior livable area: 3,768 sqft
Property
Parking
- Total spaces: 3
- Parking features: Gravel, Two or More Spaces, Unpaved
- Garage spaces: 3
Features
- Stories: 3
Lot
- Size: 6,534 Square Feet
- Dimensions: 43 x 165
- Features: Irregular Lot, Residential Lot
Details
- Parcel number: 288.17526
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Materials
- Frame
- Roof: Asphalt
Condition
- Resale
- Year built: 1975
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Location
- Region: Oneonta
Financial & listing details
- Price per square foot: $84/sqft
- Tax assessed value: $170,000
- Annual tax amount: $6,545
- Date on market: 10/3/2025
- Cumulative days on market: 275 days
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
$1,696/mo
Price history
| Date | Event | Price |
|---|---|---|
| 1/14/2026 | Pending sale | $317,514$84/sqft |
Source: | ||
| 12/8/2025 | Price change | $317,514-3.8%$84/sqft |
Source: | ||
| 10/3/2025 | Listed for sale | $329,900$88/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13820
Nearby schools
GreatSchools rating
- 5/10Riverside Elementary SchoolGrades: K-5Distance: 0.9 mi
- 5/10Oneonta Middle SchoolGrades: 6-8Distance: 1.1 mi
- 5/10Oneonta Senior High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- District: Oneonta
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Otsego County
- Oneonta
- 13820
- 46 Church St







