Enjoy mountain views at home and lake access from your very own deeded boat slip at nearby North Park Marina. Located in the Lake Adger community, 46 Indian Summer Lane offers four bedrooms and two and a half bathrooms. The main level includes the primary bedroom and bathroom, with three additional bedrooms upstairs. A charming covered front porch (complete with a porch swing), large back deck, and patio space provide comfortable outdoor space to enjoy the setting and views. Plenty of room to store your boat in the off-season in the garage which has a covered entrance into the laundry room. Crawl space has been encapsulated and a new private well was added just a couple years ago. The home sits on a usable 2.07-acre corner lot with privacy between neighboring properties. Whether used as a full-time home or a Lake Adger retreat, this property offers access to both the mountains and the lake.
Active
$595,000
46 Indian Summer Ln, Mill Spring, NC 28756
4beds
1,912sqft
Single Family Residence
Built in 2003
2.07 Acres Lot
$579,600 Zestimate®
$311/sqft
$98/mo HOA
What's special
Mountain views at homePatio spaceLarge back deckFour bedrooms
- 36 days |
- 690 |
- 36 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Rosie Dugan rosiedugan@bhhslp.com,
Coldwell Banker Advantage,
Debbie Wiggins,
Berkshire Hathaway HomeServices
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4404587
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Dining area
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Electric, Heat Pump
Cooling
- Electric, Heat Pump
Appliances
- Included: Dishwasher, Electric Oven, Refrigerator, Washer/Dryer
- Laundry: Laundry Room, Main Level
Features
- Pantry, Walk-In Closet(s)
- Flooring: Carpet, Wood
- Has basement: No
- Fireplace features: Gas
Interior area
- Total structure area: 1,912
- Total interior livable area: 1,912 sqft
- Finished area above ground: 1,912
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Awning(s), Covered, Deck, Front Porch, Patio, Rear Porch
- Has view: Yes
- View description: Long Range, Mountain(s), Year Round
- Waterfront features: Boat Ramp – Community, Boat Slip (Deed) (Off Site), Boat Slip – Community
- Body of water: Lake Adger
Lot
- Size: 2.07 Acres
- Features: Corner Lot, Wooded, Views
Details
- Parcel number: P54111
- Zoning: OPEN
- Special conditions: Standard
- Horse amenities: Riding Trail
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Wood
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Septic Installed
- Water: Shared Well, Well, Other - See Remarks
- Utilities for property: Underground Utilities, Wired Internet Available
Community & HOA
Community
- Features: Lake Access, Walking Trails
- Subdivision: Lake Adger
HOA
- Has HOA: Yes
- HOA fee: $98 monthly
- HOA name: Tessier Group
- HOA phone: 828-254-9842
Location
- Region: Mill Spring
- Elevation: 1000 Feet
Financial & listing details
- Price per square foot: $311/sqft
- Tax assessed value: $428,420
- Annual tax amount: $2,187
- Date on market: 7/16/2026
- Cumulative days on market: 36 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Asphalt, Paved
Estimated market value
$579,600
$551,000 - $609,000
$2,520/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/16/2026 | Listed for sale | $595,000+11.2%$311/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4404587 Report a problem | ||
| 7/13/2026 | Listing removed | $3,400$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/22/2026 | Price change | $3,400-2.9%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/7/2026 | Listed for rent | $3,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/29/2025 | Listing removed | $3,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/19/2025 | Listed for rent | $3,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/2/2025 | Sold | $535,000-2.7%$280/sqft |
Source: Canopy MLS as distributed by MLS GRID #4218188 Report a problem | ||
| 1/30/2025 | Listed for sale | $550,000-8.3%$288/sqft |
Source: Canopy MLS as distributed by MLS GRID #4218188 Report a problem | ||
| 10/17/2024 | Listing removed | $599,900$314/sqft |
Source: Canopy MLS as distributed by MLS GRID #4141896 Report a problem | ||
| 9/5/2024 | Price change | $599,900-4.6%$314/sqft |
Source: Canopy MLS as distributed by MLS GRID #4141896 Report a problem | ||
| 7/28/2024 | Price change | $629,000-0.9%$329/sqft |
Source: Canopy MLS as distributed by MLS GRID #4141896 Report a problem | ||
| 7/5/2024 | Price change | $635,000-2.2%$332/sqft |
Source: Canopy MLS as distributed by MLS GRID #4141896 Report a problem | ||
| 5/30/2024 | Price change | $649,000-3.9%$339/sqft |
Source: Canopy MLS as distributed by MLS GRID #4141896 Report a problem | ||
| 5/22/2024 | Listed for sale | $675,000+141.9%$353/sqft |
Source: Canopy MLS as distributed by MLS GRID #4141896 Report a problem | ||
| 8/3/2018 | Sold | $279,000-3.5%$146/sqft |
Source: Canopy MLS as distributed by MLS GRID #3291405 Report a problem | ||
| 7/6/2018 | Pending sale | $289,000$151/sqft |
Source: Berkshire Hathaway HomesServices #3291405 Report a problem | ||
| 7/6/2018 | Listed for sale | $289,000-15%$151/sqft |
Source: Berkshire Hathaway HomesServices #3291405 Report a problem | ||
| 8/28/2006 | Sold | $340,000+34.9%$178/sqft |
Source: Public Record Report a problem | ||
| 2/25/2005 | Sold | $252,000$132/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,187 +14% | $428,420 +46.1% |
| 2024 | $1,919 | $293,149 |
| 2023 | $1,919 +3.2% | $293,149 |
| 2022 | $1,861 | $293,149 |
| 2021 | $1,861 +2.9% | $293,149 +8.4% |
| 2020 | $1,808 +2% | $270,515 |
| 2019 | $1,773 +13.5% | $270,515 |
| 2018 | $1,562 -4.6% | $270,515 -1.6% |
| 2017 | $1,637 -1.9% | $274,785 |
| 2016 | $1,669 +5% | $274,785 |
| 2015 | $1,589 | -- |
| 2014 | $1,589 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28756
Nearby schools
GreatSchools rating
- 6/10Sunny View Elementary SchoolGrades: PK-5Distance: 2.8 mi
- 4/10Polk County Middle SchoolGrades: 6-8Distance: 3.8 mi
- 5/10Polk County High SchoolGrades: 9-12Distance: 5.4 mi
Schools provided by the listing agent
- Elementary: Sunnyview
- Middle: Polk
- High: Polk
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $195,0001.11 acres0 Indian Summer Lane Ml, Chesnee, SC 29323Sold
- $46,000-- bd-- ba-- sqftIndian Summer Ln, Mill Spring, NC 28756Off Market
- $279,300-- bd-- ba-- sqftIndian Summer Ln, Mill Spring, NC 28756Off Market
- $225,000-- bd-- ba-- sqftIndian Summer Ln, Mill Spring, NC 28756Sold
- $195,000-- bd-- ba-- sqftIndian Summer Ln, Mill Spring, NC 28756Sold
- $301,700-- bd-- ba-- sqftIndian Summer Ln, Mill Spring, NC 28756Off Market
- $790,0004 bd4 ba3k sqft59 Indian Summer Ln, Mill Spring, NC 28756Off Market
- $675,0003 bd2 ba1.4k sqft21 Indian Summer Ln, Mill Spring, NC 28756Sold
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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