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ActivePrice cut: $51K (6/30)
$3,399,000
4beds
7,439sqft

46 Mills Creek Dr, Lake Toxaway, NC 28747

4beds
7,439sqft
Single family residence
Built in 2001
2.63 Acres
2 Attached garage spaces
$457 price/sqft
$340/mo HOA

What's special

Broad lawnFour ensuite bedroomsTimeless mountain architectureAntique heart pine floorsAttached carportGently flowing creek

Discover a remarkable residence that embodies timeless mountain architecture, gracefully set on approximately 2.63 level acres along Little Mills Creek, with sweeping views of the Lake Toxaway Country Club golf course. Thoughtfully designed to balance sophistication and comfort, this custom home offers over 6,000 square feet of inviting living space within a private, tranquil setting. Its position along the course provides both scenic beauty and effortless access to the club, marina, and the iconic Greystone Inn. The home has undergone thoughtful renovations an updates including: four new heat pumps/furnaces, two Navien instant hot water heaters, Kohler propane generator, extensive landscaping and stone work, as well as the conversion of a library to bedroom and the addition of a full bath. The interior is tailored for both everyday living and memorable gatherings, featuring four ensuite bedrooms, two additional full baths, and a collection of flexible bonus spaces ideal for guests or quiet retreats. Expansive living areas unfold throughout the home, anchored by seven striking stone fireplaces that add warmth and architectural presence. Antique heart pine floors and finely crafted details lend a sense of authenticity and enduring quality. The lower level offers generous additional living space, while a large bonus room above the three-car garage—complemented by an attached carport—creates further opportunities for recreation or hosting. Outdoors, the property invites relaxation and connection to nature, with a broad lawn, gently flowing creek, and generous deck space designed for entertaining or quiet enjoyment. The result is a private mountain sanctuary, just moments from the area’s most coveted amenities.

152 days
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377
|
18
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Source: Canopy MLS as distributed by MLS GRID,MLS#: 4364823MLS Logo
Travel times

Exterior

Living Room

Kitchen

Dining Room

Primary Bedroom

Bedroom

Bedroom

Den

Recreation Room

Screened Deck

Zillow last checked:

Listing updated:

Listed by:

Amanda Jennings Gravley ajennings@fisherrealtync.com,

Fisher Realty,Sapphire/Toxaway

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4364823MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1
Primary bedroom
  • Level: Upper
Bedroom s
  • Level: Upper
Bedroom s
  • Level: Upper
Bathroom half
  • Level: Main
Bathroom full
  • Level: Main
Bathroom full
  • Level: Upper
Bathroom half
  • Level: Upper
Bathroom full
  • Level: Upper
Bathroom full
  • Level: Basement
Bathroom full
  • Level: 2nd Living Quarters
Other
  • Level: Main
Other
  • Level: Basement
Other
  • Level: 2nd Living Quarters
Other
  • Level: 2nd Living Quarters
Dining room
  • Level: Main
Family room
  • Level: Main
Kitchen
  • Level: Main
Laundry
  • Level: Basement
Living room
  • Level: Main
Office
  • Level: Main
Other
  • Level: Basement
Heating
  • Central, Ductless, Heat Pump, Propane
Cooling
  • Ductless, Heat Pump
Appliances
  • Included: Bar Fridge, Dishwasher, Ice Maker, Propane Water Heater, Refrigerator, Washer/Dryer
  • Laundry: In Basement
Features
  • Total Primary Heated Living Area: 6402
  • Flooring: Carpet, Stone, Tile, Wood
  • Basement: Finished
  • Fireplace features: Bonus Room, Den, Gas Log, Great Room, Outside, Primary Bedroom, Wood Burning
Interior area
  • Total structure area: 4,773
  • Total interior livable area: 7,439 sqft
  • Finished area above ground: 4,773
  • Finished area below ground: 1,629
Video & virtual tour

Property

Parking
  • Total spaces: 3
  • Parking features: Attached Carport, Driveway, Attached Garage, Garage on Main Level
  • Attached garage spaces: 2
  • Carport spaces: 1
  • Covered spaces: 3
  • Has uncovered spaces: Yes
Features
  • Levels: Two and a Half
  • Stories: 2.5
  • Patio & porch: Balcony, Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Screened, Terrace
  • Has view: Yes
  • View description: Golf Course, Year Round
  • Waterfront features: Boat Ramp – Community, Boat Slip – Community, Paddlesport Launch Site - Community, Dock, Creek/Stream
  • Body of water: Lake Toxaway
Lot
  • Size: 2.63 Acres
  • Features: On Golf Course, Private, Views
Living quarters
  • Secondary living space: 1037 sqft
  • Secondary features: Main Level Garage
Details
  • Parcel number: 8512691791000
  • Zoning: Res
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Stone, Wood
Condition
  • New construction: No
  • Year built: 2001

Utilities & green energy

  • Sewer: Septic Installed
  • Water: Well
  • Utilities for property: Cable Available, Fiber Optics, Propane

Community & HOA

Community
  • Features: Lake Access, Picnic Area, Playground, Pond, Walking Trails
  • Subdivision: Lake Toxaway Estates
HOA
  • Has HOA: Yes
  • HOA fee: $4,085 annually
  • HOA name: Lake Toxaway CA/IPM Corp
  • HOA phone: 828-966-9453
Location
  • Region: Lake Toxaway
  • Elevation: 3000 Feet

Financial & listing details

  • Price per square foot: $457/sqft
  • Tax assessed value: $2,875,510
  • Annual tax amount: $1,381,683
  • Date on market: 4/3/2026
  • Cumulative days on market: 152 days
  • Listing terms: Cash,Conventional
  • Road surface type: Gravel, Paved

Price history

DateEventPrice
6/30/2026Price change$3,399,000-1.5%$457/sqft
Source: Canopy MLS as distributed by MLS GRID #4364823 Report a problem
4/4/2026Listed for sale$3,450,000-8%$464/sqft
Source: Canopy MLS as distributed by MLS GRID #4364823 Report a problem
1/26/2026Listing removed$3,750,000$504/sqft
Source: HCMLS #1001691 Report a problem
8/22/2025Listed for sale$3,750,000+177.8%$504/sqft
Source: HCMLS #1001691 Report a problem
7/26/2021Sold$1,350,000-9.9%$181/sqft
Source: Canopy MLS as distributed by MLS GRID #3333923 Report a problem
6/20/2021Pending sale$1,499,000$202/sqft
Source: HCMLS #87151 Report a problem
6/12/2021Contingent$1,499,000$202/sqft
Source: Canopy MLS as distributed by MLS GRID #3333923 Report a problem
5/11/2021Listed for sale$1,499,000$202/sqft
Source: Canopy MLS as distributed by MLS GRID #3333923 Report a problem
4/20/2021Contingent$1,499,000$202/sqft
Source: Canopy MLS as distributed by MLS GRID #3333923 Report a problem
4/20/2021Pending sale$1,499,000$202/sqft
Source: HCMLS #87151 Report a problem
10/12/2020Price change$1,499,000-6.3%$202/sqft
Source: Canopy MLS as distributed by MLS GRID #3333923 Report a problem
4/22/2019Price change$1,599,000-4.2%$215/sqft
Source: FISHER REALTY SAPPHIRE/TOXAWAY #87151 Report a problem
10/22/2018Price change$1,669,000-1.5%$224/sqft
Source: FISHER REALTY SAPPHIRE/TOXAWAY #87151 Report a problem
10/29/2017Price change$1,695,000-15%$228/sqft
Source: Fisher Realty - 10 Park Place #3333923 Report a problem
1/14/2016Price change$1,995,000-11.3%$268/sqft
Source: Lake Toxaway Co. #NCM583411 Report a problem
7/20/2015Price change$2,250,000-9.8%$302/sqft
Source: Lake Toxaway Company #583411 Report a problem
5/5/2015Listed for sale$2,495,000-0.2%$335/sqft
Source: Lake Toxaway Company #583411 Report a problem
3/16/2015Listing removed$2,500,000$336/sqft
Source: Visual Tour #364096 Report a problem
1/20/2015Listed for sale$2,500,000$336/sqft
Source: Visual Tour #364096 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$1,381,683 +13145.7%$2,875,510 +81.5%
2024$10,431 $1,584,570
2023$10,431 $1,584,570
2022$10,431 -12.4%$1,584,570 -13.1%
2021$11,906 -12.4%$1,822,490 -6.6%
2020$13,587 +0.7%$1,952,100
2019$13,489 +22.2%$1,952,100
2018$11,037 +1.2%$1,952,100
2017$10,910 $1,952,100
2016$10,910 +19.3%$1,952,100 -9.6%
2015$9,147 $2,159,410

Find assessor info on the county website

Monthly payment

Est. payment
$18,728/mo
Principal & interest
$17085
Property taxes
$1303
HOA Fees
$340
More affordability toolsChevron Right

Estimated market value

$3,151,200

$2.99M - $3.31M

$5,330/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28747

Nearby schools

T C Henderson Elementary
Grades PK-5 • 4.2 miles
4/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
2/10
Rosman Middle
Grades 6-8 • 7.9 miles
8/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
10/10
Rosman High
Grades 9-12 • 7.9 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
4/10
Student Progress Rating
9/10

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