From your deck of this beautiful ground floor unit, enjoy the panoramic view of the Grand Lagoon teaming with boat traffic cruising in and out of the marina and around the bay! It's a short walk to the full service marina with all the yachts and nautical activities! Although the unit is tastefully decorated, the owner is offering $10,000 at closing so you can change the wall colors to suite your taste! Located in Bay Point, a gated community featuring 3 restaurants, a championship golf course, clay tennis courts, 24 hour roving security, and our deep water marina just minutes from the Gulf of Mexico. Check out the Mercedes convertible and golf cart in the garage and say, ''let's make a deal''!
For sale
Price cut: $20.1K (7/23)
$529,900
4620 Bay Point Rd #1002, Panama City Beach, FL 32408
2beds
1,486sqft
Condominium
Built in 1986
-- sqft lot
$508,200 Zestimate®
$357/sqft
$790/mo HOA
What's special
- 221 days
- 145
- 11
Zillow last checked:
Listing updated:
Listed by:
Ray E Young 850-832-9999,
Bay Point Real Estate Co
Source: CPAR,MLS#: 786033
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 16 x 14
Bedroom
- Level: First
- Dimensions: 14 x 11
Kitchen
- Level: First
- Dimensions: 14 x 10
Living room
- Level: First
- Dimensions: 18 x 14
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Ice Maker
Features
- Double Vanity, Intercom, Jetted Tub, Main Level Primary, Separate Shower
Interior area
- Total structure area: 1,486
- Total interior livable area: 1,486 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Patio & porch: Covered, Porch
- Pool features: Indoor, Other, See Remarks, Community
- Has spa: Yes
- Has view: Yes
- View description: Lagoon
- Has water view: Yes
- Water view: Lagoon
- Waterfront features: Lagoon, Seawall
Lot
- Features: Paved
Details
- Parcel number: 31423702000
- Zoning description: Resid Multi-Family
- Other equipment: Intercom
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Stucco
- Roof: Tile
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available, Phone Connected
Community & HOA
Community
- Features: Boat Facilities, Fishing, Golf, Gated, Marina, Tennis Court(s), Community Pool
- Security: Fire Alarm, Security Service
- Subdivision: Marina Club Village
HOA
- Has HOA: Yes
- Amenities included: Other, See Remarks, Gated
- Services included: Fishing Rights, Insurance, Legal/Accounting, Pest Control, Pool(s), Sewer, Security, Trash
- HOA fee: $790 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $357/sqft
- Tax assessed value: $417,566
- Annual tax amount: $2,564
- Date on market: 8/17/2026
- Cumulative days on market: 221 days
- Electric utility on property: Yes
Estimated market value
$508,200
$483,000 - $534,000
$2,392/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/23/2026 | Price change | $529,900-3.7%$357/sqft |
Source: | ||
| 6/9/2026 | Price change | $550,000-7.6%$370/sqft |
Source: | ||
| 2/28/2026 | Listed for sale | $595,000-12.4%$400/sqft |
Source: | ||
| 10/1/2025 | Listing removed | $679,000$457/sqft |
Source: | ||
| 3/2/2025 | Listed for sale | $679,000-2.9%$457/sqft |
Source: | ||
| 9/30/2024 | Listing removed | $699,000$470/sqft |
Source: | ||
| 9/4/2024 | Listed for sale | $699,000$470/sqft |
Source: | ||
| 3/13/2024 | Listing removed | $699,000-3.6%$470/sqft |
Source: | ||
| 3/4/2024 | Listed for sale | $724,900+152.6%$488/sqft |
Source: | ||
| 5/13/2013 | Sold | $287,000-39.6%$193/sqft |
Source: | ||
| 1/11/2005 | Sold | $475,000+111.1%$320/sqft |
Source: Public Record Report a problem | ||
| 2/13/2003 | Sold | $225,000-6.3%$151/sqft |
Source: Public Record Report a problem | ||
| 3/31/2000 | Sold | $240,000$162/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,564 +3.3% | $244,883 +2.9% |
| 2024 | $2,483 +1.7% | $237,982 +3% |
| 2023 | $2,441 +11.3% | $231,050 +3% |
| 2022 | $2,194 | $224,320 |
| 2021 | -- | -- |
| 2020 | $2,194 +1.6% | $214,779 +2.3% |
| 2019 | $2,159 | $209,950 -5% |
| 2018 | $2,159 -7.5% | $221,000 -7.1% |
| 2017 | $2,333 -9.1% | $238,000 -0.6% |
| 2016 | $2,568 -8.2% | $239,445 -2.6% |
| 2015 | $2,798 | $245,902 +0.8% |
| 2014 | $2,798 | $243,950 +59.4% |
| 2013 | -- | $153,058 -23.9% |
| 2012 | -- | $201,060 |
| 2011 | -- | $201,060 -12% |
| 2010 | -- | $228,478 -0.5% |
| 2009 | -- | $229,626 -31% |
| 2008 | -- | $332,791 |
| 2007 | -- | $332,791 -18% |
| 2006 | -- | $405,842 +78% |
| 2005 | -- | $228,001 +13.9% |
| 2004 | -- | $200,250 |
| 2003 | -- | $200,250 +6.2% |
| 2002 | -- | $188,500 |
| 2001 | -- | $188,500 |
| 2000 | -- | $188,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







