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For sale
  • Price cut: $49.1K (7/31)
    $699,900

    4620 N Indian Lake Rd, Traverse City, MI 49696

    3beds
    2,604sqft
    : 
    $4,520/mo
    Get pre-qualified
    Single Family Residence
    Built in 2000
    0.86 Acres Lot
    $682,500 Zestimate®
    $269/sqft
    $-- HOA

    What's special

    Peaceful waterfront settingWaterfront retreatExpansive deckNew roofRedesigned kitchenThree bedroomsUpdated bathrooms
    Some places aren't measured by square footage they're measured by the memories they hold. For more than 50 years, this special Indian Lake home has been where summers were spent, traditions were born, and generations gathered to enjoy everything Northern Michigan has to offer. From morning coffee overlooking the water to afternoons on the lake and evenings around the wood burning fireplace or dinner on the deck, this is the kind of place where lifelong memories are made. Completely renovated in 2023, this move in ready waterfront retreat features a new roof, updated mechanicals, a new redesigned kitchen, updated bathrooms, new flooring, carpet, fixtures, finishes, and more. Every detail has been thoughtfully updated so you can simply arrive and enjoy lake life from day one. The home offers three bedrooms and two full baths, including a private upper-level primary suite with its own en-suite bath. The finished lower level includes three non-conforming rooms, perfect for guests, a home office, hobby room, or fitness space. The inviting three-season room overlooks the lake and opens to the expansive deck, creating the perfect place to entertain or relax. Situated on nearly one acre with 100 feet of private frontage on beautiful Indian Lake, you'll enjoy your own dock and endless opportunities for fishing, swimming, kayaking, and paddleboarding. plus, an impressive 1,120-square-foot detached garage with ample space for vehicles, boats, and recreational equipment. Just minutes from Traverse City, yet tucked away in a peaceful waterfront setting, this is more than a beautifully remodeled home it's a place where generations have gathered, traditions have been created, and memories have been made for over half a century. Now it's ready for the next family to begin writing their own story on the shores of Indian Lake.
    19 days
    |
    3,166
    |
    173
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jeff Baja Cell:231-944-3768,

    The Mitten Real Estate Group 231-421-1970

    Source: NGLRMLS,MLS#: 1948325MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Workshop
      Primary bedroom
      • Level: Main
      • Area: 15327
      • Dimensions: 131 x 117
      Bedroom 2
      • Level: Main
      • Area: 15875
      • Dimensions: 127 x 125
      Bedroom 3
      • Level: Upper
      • Area: 39990
      • Dimensions: 186 x 215
      Primary bathroom
      • Features: Private
      Dining room
      • Level: Main
      • Area: 1518
      • Dimensions: 11 x 138
      Kitchen
      • Level: Main
      • Area: 16698
      • Dimensions: 121 x 138
      Living room
      • Level: Main
      • Area: 23393
      • Dimensions: 157 x 149
      Heating
      • Forced Air, Natural Gas, Propane, Fireplace(s)
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Oven/Range, Dishwasher, Microwave, Water Softener Owned, Washer, Dryer, Gas Water Heater
      • Laundry: Main Level
      Features
      • Cathedral Ceiling(s), Solid Surface Counters, Kitchen Island, Vaulted Ceiling(s), Drywall, Ceiling Fan(s), Cable TV, High Speed Internet, WiFi
      • Flooring: Luxury Vinyl Plank, Carpet
      • Windows: Skylight(s), Blinds, Drapes, Curtain Rods
      • Basement: Finished Rooms,Finished
      • Has fireplace: Yes
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,604
      • Total interior livable area: 2,604 sqft
      • Finished area above ground: 1,820
      • Finished area below ground: 784
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Detached, Paved, Asphalt, Private
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch
      • Exterior features: Dock
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Inland Lake, Sandy Bottom, Private Lake, Sandy Shoreline
      • Body of water: Indian Lake
      • Frontage length: 100
      Lot
      • Size: 0.86 Acres
      • Dimensions: 102 x 333 x 105 x 360
      • Features: Cleared, Level, Rolling Slope, Metes and Bounds
      Details
      • Additional structures: Workshop
      • Parcel number: 0378001400
      • Zoning description: Residential
      • Special conditions: Estate
      • Other equipment: Dish TV

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Frame, Wood Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2000
      • Major remodel year: 2023

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Private
      Green energy
      • Energy efficient items: Not Applicable
      • Water conservation: Not Applicable

      Community & HOA

      Community
      • Features: Lake Privileges
      • Security: Smoke Detector(s)
      • Subdivision: 4010.INLAND LAKES
      HOA
      • Services included: None
      Location
      • Region: Traverse City

      Financial & listing details

      • Price per square foot: $269/sqft
      • Tax assessed value: $138,777
      • Annual tax amount: $3,673
      • Price range: $699.9K - $699.9K
      • Date on market: 7/22/2026
      • Cumulative days on market: 20 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash,FHA,Other
      • Road surface type: Dirt

        Estimated market value

        $682,500

        $648,000 - $717,000

        $3,142/mo

        Price history

        DateEventPrice
        7/31/2026Price change$699,900-6.6%$269/sqft
        Source: NGLRMLS #1948325 Report a problem
        7/22/2026Listed for sale$749,000$288/sqft
        Source: NGLRMLS #1948325 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,531 +6.2%$316,700 +11.6%
        2024$3,325 +5%$283,800 +36.6%
        2023$3,167 +3.6%$207,800 +11.7%
        2022$3,057 +1.8%$186,000 +8%
        2021$3,003 -0.5%$172,200 +14.8%
        2020$3,017 $150,000 +2.4%
        2019$3,017 +2.5%$146,500 +3.5%
        2018$2,945 $141,600 +2%
        2017-- $138,800 +5.7%
        2016-- $131,300 +19.3%
        2014-- $110,100 +10.6%
        2012-- $99,590 -4%
        2011-- $103,690 -6.4%
        2010-- $110,810 +3.7%
        2009-- $106,830 +4%
        2008-- $102,700
        2007-- $102,700 -7.9%
        2005-- $111,500 +7.7%
        2004-- $103,500 +24.4%
        2003-- $83,200 -1.5%
        2002-- $84,500 +7.1%
        2001-- $78,900 +306.7%
        2000-- $19,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 49696

        Getting around

        3 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Traverse City Area Public Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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