Discover unparalleled lake living in this immaculate home, situated on private, all-sport, Hemmingway Lake. Boasting an impressive 180 feet of private lake frontage, this property offers stunning, water views and exceptional amenities for the ultimate lake lifestyle.
Main Home:
• Bedrooms/Baths: 3 Bedrooms and 2.5 Baths, plus an Office that can serve as a 4th Bedroom.
• Master Suite: Large main-level master bedroom features a walk-in closet and a private master bath.
• Upstairs Bedrooms: Two additional bedrooms share a convenient Jack 'n Jill bathroom.
• Kitchen: Equipped with stainless steel appliances, Corian countertops, and a generous walk-in pantry.
• Finishes: Corian countertops are featured throughout the home.
• Entertainment: Enjoy music with the included home stereo system.
Finished, Walkout Lower Level
• Full Living Area: Complete with a kitchen, two living rooms, and a bathroom.
• Direct Access: Walkout access provides easy transition to the lakefront and yard.
Exterior & Waterfront Highlights
• Premium Lake Frontage: Approximately 180 feet of coveted private lakefront on an all-sport lake.
• Boating Amenities: Include a two-spot boat dock and an additional single dock, providing ample space for watercraft.
• Lake Storage: Dedicated boat house/lake storage.
• Landscaping: A beautifully designed 3-tier landscaped yard that maximizes the lake views.
• Detached Pole Barn: A detached 2-car pole barn provides excellent storage and workshop space.
• Parking: Crushed stone driveway (2023).
Essential Updates & Mechanics
• Whole Home Power: Generac whole home generator (installed 2015).
• Water Quality: Whole home water filtration system (installed 2019).
• HVAC: New Furnace (2019) and AC (2017).
• Hot Water: New hot water tank (2024).
• Safety: Radon Protection System (installed 2016).
• Septic Maintenance: Septic system is professionally pumped every 2 years.
Sold for $635,000
$635,000
4655 Cusenza Dr, Otter Lake, MI 48464
4beds
3,215sqft
Single Family Residence
Built in 2002
2.11 Acres Lot
$646,700 Zestimate®
$198/sqft
$3,049 Estimated rent
Home value
$646,700
$491,000 - $854,000
$3,049/mo
Zestimate® history
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List your homeWhat's special
Private all-sport hemmingway lakeCrushed stone drivewayWalk-in closetHome stereo systemCorian countertopsPremium lake frontagePrivate master bath
Zillow last checked:
Listing updated:
Listed by:
Jack Smith 989-488-0601,
Coldwell Banker Professionals
Bought with:
Sherry A Cynowa, 6501267958
RE/MAX Platinum
Source: Realcomp II,MLS#: 20251058785
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Primary bedroom
- Level: Entry
- Area: 234
- Dimensions: 18 X 13
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 X 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 X 12
Bedroom
- Level: Entry
- Area: 132
- Dimensions: 11 X 12
Primary bathroom
- Level: Entry
- Area: 140
- Dimensions: 14 X 10
Other
- Level: Second
- Area: 60
- Dimensions: 12 X 5
Other
- Level: Entry
- Area: 25
- Dimensions: 5 X 5
Other
- Level: Basement
- Area: 56
- Dimensions: 7 X 8
Dining room
- Level: Entry
- Area: 144
- Dimensions: 12 X 12
Kitchen
- Level: Entry
- Area: 140
- Dimensions: 14 X 10
Living room
- Level: Entry
- Area: 306
- Dimensions: 17 X 18
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fans, Central Air
Appliances
- Included: Dishwasher, Dryer, Exhaust Fan, Free Standing Electric Oven, Free Standing Electric Range, Free Standing Refrigerator, Microwave, Range Hood, Vented Exhaust Fan, Washer, Water Softener Owned
Features
- Basement: Finished,Walk Out Access
- Has fireplace: Yes
- Fireplace features: Family Room, Gas
Interior area
- Total interior livable area: 3,215 sqft
- Finished area above ground: 2,015
- Finished area below ground: 1,200
Property
Parking
- Total spaces: 2.5
- Parking features: Twoand Half Car Garage, Attached
- Attached garage spaces: 2.5
Features
- Levels: Three
- Stories: 3
- Entry location: GroundLevel
- Patio & porch: Deck, Porch
- Exterior features: Chimney Caps, Gutter Guard System, Lighting
- Pool features: None
- On waterfront: Yes
- Waterfront features: All Sports Lake, Private Water Frontage
- Body of water: Hemmingway Lake
Lot
- Size: 2.11 Acres
- Dimensions: 155 x 597 x 154 x 601
- Features: Dead End Street, Water View, Wooded
Details
- Additional structures: Pole Barn, Sheds
- Parcel number: 01300900600
- Special conditions: Short Sale No,Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Basement, Poured, Sump Pump
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available
Community & HOA
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $25 annually
- HOA phone: 810-545-0481
Location
- Region: Otter Lake
Financial & listing details
- Price per square foot: $198/sqft
- Tax assessed value: $219,771
- Annual tax amount: $5,288
- Date on market: 12/13/2025
- Cumulative days on market: 8 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Usda Loan,Va Loan
- Exclusions: Exclusion(s) Do Not Exist
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Sold | $635,000-2.3%$198/sqft |
Source:  Realcomp II #20251058785 Report a problem | ||
| 12/28/2025 | Pending sale | $650,000$202/sqft |
Source: Realcomp II #20251058785 Report a problem | ||
| 12/13/2025 | Listed for sale | $650,000+73.3%$202/sqft |
Source: Realcomp II #20251058785 Report a problem | ||
| 6/3/2015 | Sold | $375,000-1.3%$117/sqft |
Source: Agent Provided Report a problem | ||
| 4/21/2015 | Pending sale | $379,900$118/sqft |
Source: Coldwell Banker Professionals #215030120 Report a problem | ||
| 4/8/2015 | Listed for sale | $379,900-3.6%$118/sqft |
Source: Coldwell Banker Professionals #215030120 Report a problem | ||
| 9/3/2013 | Listing removed | $394,000$123/sqft |
Source: CENTURY 21 Town & Country #213053778 Report a problem | ||
| 8/7/2013 | Price change | $394,000-1.3%$123/sqft |
Source: CENTURY 21 Town & Country #213053778 Report a problem | ||
| 6/6/2013 | Listed for sale | $399,000$124/sqft |
Source: CENTURY 21 Town & Country #213053778 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,289 +9.7% | $281,600 +1.1% |
| 2024 | $4,820 +5.1% | $278,600 +7.4% |
| 2023 | $4,585 +9.1% | $259,400 +7.1% |
| 2022 | $4,203 +0.9% | $242,200 +4.9% |
| 2021 | $4,167 | $230,900 +13.4% |
| 2020 | -- | $203,700 +15.1% |
| 2018 | $4,491 -9.6% | $176,900 -1.6% |
| 2017 | $4,968 | $179,700 -6.6% |
| 2016 | -- | $192,500 |
| 2015 | -- | -- |
| 2014 | -- | $155,700 +52.3% |
| 2013 | -- | $102,200 +0.1% |
| 2012 | -- | $102,100 -6.2% |
| 2011 | -- | $108,800 +0.4% |
| 2010 | -- | $108,400 -4.8% |
| 2009 | -- | $113,900 -12% |
| 2008 | -- | $129,400 -5.1% |
| 2007 | -- | $136,400 -3% |
| 2006 | -- | $140,600 +1.5% |
| 2005 | -- | $138,500 +16.9% |
| 2004 | -- | $118,500 +33.1% |
| 2003 | -- | $89,000 +48.3% |
| 2002 | -- | $60,000 +6.6% |
| 2001 | -- | $56,300 |
Find assessor info on the county website
Neighborhood: 48464
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Nearby schools
GreatSchools rating
- 3/10Lakeville Middle SchoolGrades: 5-8Distance: 3.7 mi
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- Michigan
- Lapeer County
- Otter Lake
- 48464
- 4655 Cusenza Dr
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