Perched in a uniquely beautiful seaside setting, this thoughtfully updated cottage offers the kind of lifestyle that’s increasingly hard to find in Whatcom County. Filled with natural light and positioned to capture sweeping bay, sound, and mountain views, the home blends warmth, simplicity, and connection to the outdoors in all the right ways. Inside, you’ll find a bright and inviting interior with large windows on both levels, an updated kitchen, and comfortable living spaces designed to maximize the surrounding scenery. The upper-level primary suite includes a full bath plus additional flex space ideal for a home office, reading nook, or occasional guest accommodations. Step outside and the lifestyle really comes into focus. Multiple view decks, a hot tub, and a spacious yet low-maintenance yard create incredible indoor-outdoor flow with room to relax, entertain, or potentially expand. Whether you’re enjoying morning coffee overlooking the water or taking in sunsets from the deck, this property feels like a true retreat. Located in the Sandy Point area near the Salish Sea, you’re moments from beaches, marinas, golf, and everyday recreation while still within easy reach of Bellingham and Ferndale amenities. A rare opportunity to own a move-in ready coastal cottage in one of Whatcom County’s most uniquely scenic settings
Active
Listed by: MJB Real Estate Group • Jeff Engen
Price cut: $9K (6/1)
$415,000
4781 Cobble Way, Ferndale, WA 98248
1beds
709sqft
Single Family Residence
Built in 1996
7,405 Square Feet Lot
$408,100 Zestimate®
$585/sqft
$-- HOA
What's special
Updated kitchenFilled with natural lightMultiple view decksSpacious yet low-maintenance yardHot tubBright and inviting interior
- 51 days |
- 428 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
Jeff Engen,
MJB Real Estate Group
Source: NWMLS as distributed by MLS GRID,MLS#: 2523806
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Level: Second
Bathroom full
- Level: Second
Other
- Level: Main
Entry hall
- Level: Main
Kitchen with eating space
- Level: Main
Living room
- Level: Main
Heating
- Wall Furnace, Electric
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Refrigerator(s), Washer(s)
Features
- Flooring: Ceramic Tile, Laminate
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 709
- Total interior livable area: 709 sqft
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Uncovered spaces: 4
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Has spa: Yes
- Has view: Yes
- View description: Bay, Partial, Territorial
- Has water view: Yes
- Water view: Bay
Lot
- Size: 7,405 Square Feet
- Dimensions: 60 x 120 x 60 x 120
- Features: Dead End Street, Paved, Cable TV, Deck, High Speed Internet, Hot Tub/Spa
- Topography: Partial Slope
Details
- Parcel number: 3801040373940000
- Zoning description: Jurisdiction: County
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,2 Story
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Good
- Year built: 1996
- Major remodel year: 1996
Utilities & green energy
- Electric: Company: PSE
- Sewer: Sewer Connected, Company: Lummi Sewer
- Water: Community, Company: Sandy Point Improvement Co
- Utilities for property: Xfinity, Xfinity
Community & HOA
Community
- Subdivision: Sandy Point
Location
- Region: Ferndale
Financial & listing details
- Price per square foot: $585/sqft
- Tax assessed value: $151,267
- Annual tax amount: $2,912
- Date on market: 5/14/2026
- Cumulative days on market: 52 days
- Listing terms: Conventional,FHA,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$408,100
$388,000 - $429,000
$1,740/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Listed for rent | $1,950+9.9%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/1/2026 | Price change | $415,000-2.1%$585/sqft |
Source:  NWMLS as distributed by MLS GRID #2523806 Report a problem | ||
| 5/14/2026 | Listed for sale | $424,000+5.3%$598/sqft |
Source: NWMLS as distributed by MLS GRID #2523806 Report a problem | ||
| 3/15/2023 | Sold | $402,500+1.9%$568/sqft |
Source: NWMLS as distributed by MLS GRID #2033418 Report a problem | ||
| 2/19/2023 | Pending sale | $395,000$557/sqft |
Source: NWMLS as distributed by MLS GRID #2033418 Report a problem | ||
| 2/13/2023 | Listed for sale | $395,000+46.3%$557/sqft |
Source: NWMLS as distributed by MLS GRID #2033418 Report a problem | ||
| 2/10/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 2/2/2023 | Price change | $1,775-4.1%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/11/2023 | Price change | $1,850-2.6%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/4/2023 | Price change | $1,900-9.5%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/31/2022 | Listed for rent | $2,100$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/14/2020 | Sold | $270,000+104.5%$381/sqft |
Source: NWMLS as distributed by MLS GRID #1655674 Report a problem | ||
| 1/31/2014 | Sold | $132,000-25.5%$186/sqft |
Source: NWMLS as distributed by MLS GRID #530098 Report a problem | ||
| 8/3/2007 | Sold | $177,280$250/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2020 | -- | $151,267 +3.9% |
| 2019 | $1,615 | $145,654 +18% |
| 2018 | $1,615 +33% | $123,413 +5.1% |
| 2017 | $1,214 -19.3% | $117,479 +2% |
| 2016 | $1,504 +10% | $115,214 +1.7% |
| 2015 | $1,367 | $113,285 +13.5% |
| 2014 | $1,367 +14.1% | $99,806 |
| 2013 | $1,198 | $99,806 +8.1% |
| 2012 | -- | $92,306 +4.3% |
| 2011 | -- | $88,527 |
| 2010 | -- | $88,527 -0.5% |
| 2009 | $670 -5.4% | $88,965 +41.1% |
| 2008 | $708 | $63,050 |
| 2007 | $708 | $63,050 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 98248
Nearby schools
GreatSchools rating
- 4/10Eagleridge Elementary SchoolGrades: K-5Distance: 4.8 mi
- 6/10Horizon Middle SchoolGrades: 6-8Distance: 4.8 mi
- 5/10Ferndale High SchoolGrades: 9-12Distance: 5.6 mi
Schools provided by the listing agent
- High: Ferndale High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Washington
- Whatcom County
- Ferndale
- 98248
- 4781 Cobble Way
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