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Under contract
    • Price cut: $100.1K (4/27)
    $999,900

    48 Summit Oaks Cir, Denison, TX 75020

    5beds
    6,414sqft
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    Single Family Residence
    Built in 2009
    1 Acres Lot
    $929,900 Zestimate®
    $156/sqft
    $167/mo HOA

    What's special

    Movie theatreBeautiful hardwood floorsImpeccable craftsmanshipBuilt-in grillLarge backyardBonus roomBrick patio
    Seller willing to offer concessions or financing incentives! Your luxury lifestyle awaits with this incredibly well cared for brick estate in Summit Oaks, Denison's sought-after gated community halfway between downtown Denison and Pottsboro - just minutes from lake Texoma. No detail was spared in the design of this sprawling brick 5 bed, 6 bath house on a hill. Impeccable craftsmanship shines through the custom woodwork throughout. Right off the front entry is a spacious office or study room, opposite the formal dining room with decorative lighting and built-in serving bar. The living areas boast beautiful hardwood floors, natural & recessed lighting, high ceilings with crown molding, & custom wood built-ins including a wet bar. Chef's kitchen with top-grade stainless steel appliances, pot-filler, and a plethora of cabinet space. Breakfast area adjacent to kitchen sits right off the indoor brick porch with floor-to-ceiling doors & windows and built-in grill. Master bedroom features a private outdoor porch with treetop views, massive walk-in closet with endless storage, cedar closet, and ensuite bath with walk-in shower, jetted tub, and stained-glass window. Two separate staircases lead upstairs to bedrooms, bonus room, bathrooms, and movie theatre. While you're up there, don't miss seeing the incredibly well-insulated attic complete with spray foam insulation. This beautiful property sits on an acre with a large backyard, shaded wood pergola, brick patio & beautiful landscaping. Solar panels are owned and convey with the property, and utility bills are very low considering the size of the home! Ask agent for utility bill info. Pool renderings are also available. Roof was replaced in 2023. This is a one of a kind property! Call your favorite Realtor and schedule your viewing today.
    311 days
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    318
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    19
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    Zillow last checked:

    Listing updated:

    Listed by:

    STACEY OLMSTEAD 0480076 903-893-8174,

    PARAGON, REALTORS 903-893-8174

    Source: NTREIS,MLS#: 21048575

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 4
      • 1/2 bathrooms: 2
      Primary bedroom
      • Features: Closet Cabinetry, Cedar Closet(s), Double Vanity, En Suite Bathroom, Jetted Tub, Separate Shower, Walk-In Closet(s)
      • Level: First
      • Dimensions: 18 x 16
      Bedroom
      • Features: En Suite Bathroom
      • Level: First
      • Dimensions: 14 x 14
      Bedroom
      • Features: Built-in Features, Closet Cabinetry
      • Level: First
      • Dimensions: 14 x 12
      Bedroom
      • Features: En Suite Bathroom, Split Bedrooms
      • Level: Second
      • Dimensions: 15 x 12
      Bedroom
      • Features: En Suite Bathroom, Split Bedrooms
      • Level: Second
      • Dimensions: 18 x 13
      Bonus room
      • Level: First
      • Dimensions: 16 x 12
      Bonus room
      • Features: En Suite Bathroom
      • Level: Second
      • Dimensions: 22 x 14
      Dining room
      • Level: First
      • Dimensions: 17 x 14
      Kitchen
      • Features: Built-in Features, Granite Counters, Kitchen Island, Pantry, Pot Filler, Sink
      • Level: First
      • Dimensions: 21 x 15
      Living room
      • Features: Built-in Features, Fireplace
      • Level: First
      • Dimensions: 33 x 26
      Media room
      • Features: Built-in Features
      • Level: Second
      • Dimensions: 18 x 13
      Office
      • Features: Built-in Features
      • Level: First
      • Dimensions: 17 x 14
      Sunroom
      • Features: Ceiling Fan(s)
      • Level: First
      • Dimensions: 45 x 9
      Utility room
      • Features: Built-in Features, Utility Sink
      • Level: First
      • Dimensions: 12 x 9
      Workshop
      • Level: First
      • Dimensions: 14 x 12
      Heating
      • Central, Fireplace(s), Solar
      Cooling
      • Central Air, Ceiling Fan(s), Multi Units
      Appliances
      • Included: Some Gas Appliances, Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Plumbed For Gas, Water Softener, Warming Drawer, Water Purifier, Wine Cooler
      • Laundry: Washer Hookup, Electric Dryer Hookup, Laundry in Utility Room
      Features
      • Wet Bar, Built-in Features, Cedar Closet(s), Central Vacuum, Dry Bar, Decorative/Designer Lighting Fixtures, Double Vanity, Granite Counters, High Speed Internet, In-Law Floorplan, Kitchen Island, Multiple Master Suites, Multiple Staircases, Pantry, Paneling/Wainscoting, Cable TV, Vaulted Ceiling(s), Natural Woodwork, Walk-In Closet(s), Wired for Sound
      • Flooring: Brick, Carpet, Tile, Wood
      • Windows: Window Coverings
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Masonry, Wood Burning
      Interior area
      • Total interior livable area: 6,414 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Circular Driveway, Door-Multi, Door-Single, Driveway, Garage, Inside Entrance, Garage Faces Side
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Front Porch, Glass Enclosed, Other, Side Porch, Covered, Deck
      • Exterior features: Deck, Private Yard, Rain Gutters
      • Pool features: None
      • Fencing: Back Yard,Front Yard,Gate,Security,Wire
      Lot
      • Size: 1 Acres
      • Features: Back Yard, Hardwood Trees, Irregular Lot, Lawn, Landscaped, Many Trees, Sprinkler System, Wooded
      • Residential vegetation: Grassed, Partially Wooded
      Details
      • Additional structures: Pergola
      • Parcel number: 260403
      • Other equipment: Home Theater, Irrigation Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Detached
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • Year built: 2009

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Septic Available, Water Available, Cable Available
      Green energy
      • Energy efficient items: Appliances, Insulation
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: Gated
      • Security: Carbon Monoxide Detector(s), Security Gate, Gated Community, Smoke Detector(s)
      • Subdivision: Summit Oaks Ranch Phasetwo
      HOA
      • Has HOA: Yes
      • Services included: All Facilities, Association Management, Maintenance Grounds, Maintenance Structure, Security
      • HOA fee: $1,000 semi-annually
      • HOA name: Summit Oaks Ranch Poa
      • HOA phone: 903-819-1707
      Location
      • Region: Denison

      Financial & listing details

      • Price per square foot: $156/sqft
      • Tax assessed value: $1,347,744
      • Annual tax amount: $25,487
      • Date on market: 9/2/2025
      • Cumulative days on market: 741 days
      • Listing terms: Cash,Conventional
      • Road surface type: Asphalt

        Estimated market value

        $929,900

        $883,000 - $976,000

        $5,825/mo

        Price history

        DateEventPrice
        7/8/2026Contingent$999,900$156/sqft
        Source: NTREIS #21048575 Report a problem
        4/27/2026Price change$999,900-9.1%$156/sqft
        Source: NTREIS #21048575 Report a problem
        1/16/2026Price change$1,100,000-15.4%$171/sqft
        Source: NTREIS #21048575 Report a problem
        9/2/2025Listed for sale$1,300,000-10.3%$203/sqft
        Source: NTREIS #21048575 Report a problem
        8/14/2025Listing removed$1,450,000$226/sqft
        Source: NTREIS #20637466 Report a problem
        3/7/2025Price change$1,450,000-1.7%$226/sqft
        Source: NTREIS #20637466 Report a problem
        10/7/2024Price change$1,475,000-1.7%$230/sqft
        Source: NTREIS #20637466 Report a problem
        6/7/2024Listed for sale$1,500,000$234/sqft
        Source: NTREIS #20637466 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$28,269 +246.8%$1,347,744 +7%
        2024$8,151 -0.3%$1,259,512 +10%
        2023$8,175 -32.8%$1,145,010 +10%
        2022$12,171 $1,040,918 +10%
        2021-- $946,289 +10%
        2020-- $860,263 +2.2%
        2019$12,171 $841,546 +3%
        2018-- $816,940 +5.7%
        2017-- $772,561 +20.4%
        2016-- $641,841 +4.2%
        2015-- $616,240 -0.7%
        2014-- $620,820 -6.5%
        2013-- $664,240 -1.7%
        2012-- $675,556
        2011-- $675,556 +1%
        2010-- $669,056 +1238.1%
        2009-- $50,000
        2008-- $50,000
        2007-- $50,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 75020

        Getting around

        0 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Pottsboro
        • Middle: Pottsboro
        • High: Pottsboro
        • District: Pottsboro ISD

        Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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