For sale

$320,000

4800 Saint Elmo Ave, Chattanooga, TN 37409

3beds

2,167sqft

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Single Family Residence

Built in 1900

6,207 Square Feet Lot

$307,700 Zestimate^®

$148/sqft

$-- HOA

What's special

Step back in time with this beautiful stone home built in 1900, nestled in the heart of Historic St. Elmo. Full of timeless charm and character, this one-of-a-kind property showcases the craftsmanship of a bygone era from the hand-laid stone exterior to the welcoming front porch that invites you to slow down and enjoy the mountain views. Home was designed with the kitchen nestled in the rock lined walled downstairs (just like in the early 1900''s) along with 2 atrium's for natural light. So much potential just needs a personal touch and a little work to bring it back to its original state. Short Sale.

268 days

1,662

156

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Bathroom

Level: First

Kitchen

Level: Basement

Laundry

Level: Basement

Living room

Level: First

Sunroom

Level: Basement

Heating

Electric, Natural Gas

Cooling

Central Air

Appliances

Included: Dryer, Dishwasher, Gas Range, Oven, Refrigerator, Washer, Water Heater
Laundry: In Basement, Lower Level, Laundry Room, Sink, Washer Hookup

Features

Built-in Features, Storage, Stone Counters, Sitting Area
Flooring: Concrete, Hardwood, Laminate, Tile
Windows: Aluminum Frames
Has basement: Yes
Number of fireplaces: 1
Fireplace features: Basement, Decorative

Interior area

Total structure area: 2,167
Total interior livable area: 2,167 sqft
Finished area above ground: 2,167

Property

Parking

Total spaces: 1
Parking features: Garage, Off Street, Garage Faces Side
Garage spaces: 1

Features

Levels: Two
Stories: 2
Patio & porch: Front Porch
Exterior features: Fire Pit
Fencing: Fenced,Stone
Has view: Yes
View description: City, Garden, Mountain(s)

Lot

Size: 6,207 Square Feet
Dimensions: 50 x 120
Features: Corner Lot, Few Trees, Front Yard

Details

Additional structures: Garage(s)
Parcel number: 167g G 018
Special conditions: Short Sale

Construction

Type & style

Home type: SingleFamily
Architectural style: Victorian
Property subtype: Single Family Residence

Materials

Stone
Foundation: Stone
Roof: Shingle

Condition

Fixer
New construction: No
Year built: 1900

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Connected, Water Available, Water Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $148/sqft
Tax assessed value: $355,300
Annual tax amount: $2,373
Date on market: 11/6/2025
Listing terms: Cash,Conventional
Road surface type: Paved

Estimated market value

$307,700

$292,000 - $323,000

$2,658/mo

Price history

Date	Event	Price
3/19/2026	Price change	$320,000-13.5%$148/sqft
Source: Greater Chattanooga Realtors #1522946 Report a problem
1/24/2026	Price change	$370,000-4.6%$171/sqft
Source: Greater Chattanooga Realtors #1522946 Report a problem
1/14/2026	Price change	$388,000-2.5%$179/sqft
Source: Greater Chattanooga Realtors #1522946 Report a problem
12/19/2025	Price change	$398,000-0.3%$184/sqft
Source: Greater Chattanooga Realtors #1522946 Report a problem
12/9/2025	Price change	$399,000-2.7%$184/sqft
Source: Greater Chattanooga Realtors #1522946 Report a problem
11/6/2025	Listed for sale	$410,000+2.3%$189/sqft
Source: Greater Chattanooga Realtors #1522946 Report a problem
7/27/2022	Sold	$400,900+0.3%$185/sqft
Source: Greater Chattanooga Realtors #1356705 Report a problem
7/3/2022	Contingent	$399,900$185/sqft
Source: Greater Chattanooga Realtors #1356705 Report a problem
7/1/2022	Listed for sale	$399,900$185/sqft
Source: Greater Chattanooga Realtors #1356705 Report a problem
6/20/2022	Contingent	$399,900$185/sqft
Source: Greater Chattanooga Realtors #1356705 Report a problem
6/9/2022	Listed for sale	$399,900+86%$185/sqft
Source: Greater Chattanooga Realtors #1356705 Report a problem
1/31/2020	Sold	$215,000-2.3%$99/sqft
Source: Public Record Report a problem
12/22/2019	Listed for sale	$220,000+15614.3%$102/sqft
Source: Keller Williams Realty #1311018 Report a problem
4/7/2015	Listing removed	$1,400$1/sqft
Source: Centurion Realty, Inc. Report a problem
4/6/2015	Sold	$1,400-98.9%$1/sqft
Source: Agent Provided Report a problem
3/24/2015	Listed for rent	$1,400$1/sqft
Source: Centurion Realty, Inc. Report a problem
5/4/2010	Sold	$125,000+15.2%$58/sqft
Source: Public Record Report a problem
5/15/2008	Sold	$108,500$50/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,346 +13.8%	$88,825 +67.9%
2024	$1,184	$52,900
2023	$1,184	$52,900
2022	$1,184	$52,900
2021	$1,184 +84.7%	$52,900 +128.3%
2020	$641	$23,175
2019	$641	$23,175
2018	$641 -50.5%	$23,175
2017	$1,295 +25.6%	$23,175
2016	$1,031	--
2015	$1,031	$18,050
2014	$1,031 +11.5%	--
2013	$925	$18,050 -1%
2012	$925	$18,225
2011	$925	$18,225
2010	$925 +83.5%	$18,225
2009	$504	$18,225 +24.6%
2008	--	$14,625
2007	--	$14,625
2006	--	$14,625
2005	--	$14,625 +34.5%
2004	--	$10,875
2003	--	$10,875
2002	--	$10,875
2001	--	$10,875 +16%
2000	--	$9,375

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Saint Elmo

Getting around

10 / 100

Car-Dependent

18 / 100

Minimal Transit

39 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

2/10
Calvin Donaldson Environmental Science Academy
Grades: PK-5Distance: 1.3 mi
5/10
Lookout Valley Middle / High School
Grades: 6-12Distance: 3.3 mi

Schools provided by the listing agent

Elementary: Calvin Donaldson Elementary
Middle: Lookout Valley Middle
High: Lookout Mountain High School

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.