Skip main navigation
For sale
  • Price cut: $80K (6/9)
    $999,000

    481 Humphrey St, Swampscott, MA 01907

    4beds
    1,736sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1798
    6,190 Square Feet Lot
    $-- Zestimate®
    $575/sqft
    $-- HOA

    What's special

    Numerous updates
    PRICE REDUCTION! Rare opportunity to own two single-family homes on one lot just one block from the ocean in highly desirable Swampscott! Enjoy the sights and sounds of nearby Swampscott Harbor and Fisherman’s Beach, both just moments from your doorstep. This prime coastal location is also a short walk to downtown Swampscott, offering a charming mix of local shops, restaurants, and everyday conveniences. This versatile property presents multiple living and investment options: • Ideal for owner-occupants with extended family • Perfect for live-in owners seeking rental income • Excellent as a fully income-producing investment property. Both homes have been well maintained and feature numerous updates, making this a turnkey opportunity in a sought-after seaside community. Whether you’re looking for a multi-generational living setup, a coastal retreat, or a strong rental investment, this property offers exceptional flexibility and value. Don’t miss this unique opportunity!
    86 days
    |
    933
    |
    22
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Brian Oppenheim 781-405-7291,

    Cornerlot 978-741-7120

    Source: MLS PIN,MLS#: 73499678

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood
      • Level: Second
      Bedroom 2
      • Features: Closet, Flooring - Hardwood
      • Level: Second
      Bedroom 3
      • Features: Closet, Flooring - Hardwood
      • Level: Second
      Bedroom 4
      • Features: Closet, Flooring - Laminate
      • Level: Third
      Dining room
      • Features: Flooring - Hardwood
      • Level: First
      Family room
      • Features: Flooring - Laminate
      • Level: Third
      Kitchen
      • Features: Flooring - Hardwood, Pantry, Recessed Lighting
      • Level: First
      Living room
      • Features: Flooring - Hardwood
      • Level: First
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
      • Laundry: Flooring - Hardwood, Second Floor, Electric Dryer Hookup, Washer Hookup
      Features
      • Flooring: Wood
      • Basement: Full,Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 1,736
      • Total interior livable area: 1,736 sqft
      • Finished area above ground: 1,736

      Property

      Parking
      • Total spaces: 10
      • Parking features: Paved Drive, Off Street, Paved
      • Uncovered spaces: 10
      Features
      • Patio & porch: Porch
      • Exterior features: Porch
      • Waterfront features: Beach Access, Harbor, Ocean, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
      Lot
      • Size: 6,190 Square Feet
      • Features: Level
      Details
      • Parcel number: M:0019 B:0179 L:0,2167844
      • Zoning: N/A

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial,Antique
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Stone
      • Roof: Shingle
      Condition
      • Year built: 1798

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: for Gas Range, for Electric Dryer, Washer Hookup

      Community & HOA

      Community
      • Features: Public Transportation, Shopping, Park, Other
      HOA
      • Has HOA: No
      Location
      • Region: Swampscott

      Financial & listing details

      • Price per square foot: $575/sqft
      • Tax assessed value: $703,400
      • Annual tax amount: $8,068
      • Date on market: 4/10/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $5,320/mo

        Price history

        DateEventPrice
        6/9/2026Price change$999,000-7.4%$575/sqft
        Source: MLS PIN #73499679 Report a problem
        5/27/2026Price change$1,079,000-10.1%$622/sqft
        Source: MLS PIN #73499679 Report a problem
        4/10/2026Listed for sale$1,200,000+135.3%$691/sqft
        Source: MLS PIN #73499678 Report a problem
        11/30/2017Sold$510,000+84.6%$294/sqft
        Source: Public Record Report a problem
        10/31/2016Sold$276,250-44.7%$159/sqft
        Source: Public Record Report a problem
        5/12/2015Listing removed$499,900$288/sqft
        Source: Martel Real Estate #71825215 Report a problem
        4/28/2015Listed for sale$499,900+14.9%$288/sqft
        Source: Martel Real Estate #71825215 Report a problem
        7/19/2012Listing removed$435,000$251/sqft
        Source: Sagan Agency REALTORS� #71379090 Report a problem
        5/8/2012Listed for sale$435,000+38.7%$251/sqft
        Source: Sagan Agency REALTORS� #71379090 Report a problem
        8/22/2007Sold$313,598+124%$181/sqft
        Source: Public Record Report a problem
        9/16/1998Sold$140,000$81/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,068 -51.4%$703,400 -51.3%
        2024$16,585 +111.2%$1,443,400 +115.8%
        2023$7,854 $669,000
        2022$7,854 +6.7%$669,000 +25.4%
        2021$7,364 +0.8%$533,600 +4.5%
        2020$7,303 -3.2%$510,700 +2.8%
        2019$7,548 +6.9%$496,600 +12.6%
        2018$7,059 -0.3%$441,200 +8.8%
        2017$7,079 +0.7%$405,700
        2016$7,031 +1%$405,700
        2015$6,958 +2.8%$405,700 +12%
        2014$6,771 -0.7%$362,100
        2013$6,822 +1.1%$362,100 -3.5%
        2012$6,750 +28.4%$375,200 +18.5%
        2011$5,256 +0.4%$316,600 -0.3%
        2010$5,236 +5.4%$317,700 -8.3%
        2009$4,966 -14.9%$346,300 -19.1%
        2008$5,838 -4.4%$428,300 -9.8%
        2007$6,106 +9.6%$474,800 +3.9%
        2006$5,572 +19.4%$457,100 +10.6%
        2005$4,665 +5.2%$413,200 +13%
        2004$4,433 +4.6%$365,800 +16.7%
        2003$4,237 +30.5%$313,400 +26.7%
        2002$3,247 +26.5%$247,300 +46.9%
        2000$2,567 -9.1%$168,300 +5.4%
        1995$2,823 $159,700

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 01907

        Getting around

        69 / 100
        Somewhat Walkable
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

        Skip to the end of the carouselSkip to the beginning of the carousel