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For sale
  • Price cut: $50K (8/17)
    $899,000

    481 Humphrey St, Swampscott, MA 01907

    4beds
    1,736sqft
    : 
    $5,700/mo
    Get pre-qualified
    Single Family Residence
    Built in 1798
    6,190 Square Feet Lot
    $-- Zestimate®
    $518/sqft
    $-- HOA

    What's special

    Kitchen pantryOrnate tin ceilingOriginal wood floorsFabulous water viewsPocket doorsCool ocean breeze
    Amazing opportunity to own TWO single family houses on ONE lot...and located just one block from the ocean in Swampscott! Enjoy the fabulous water views and feel the cool ocean breeze just minutes away from your doorway at Swampscott Harbor and Fisherman's Beach. This prime location is also a short walk to Swampscott's coastal downtown, offering a charming mix of restaurants, local shops, everyday conveniences and many green spaces. Both houses are move-in ready! The primary house was thoughtfully refreshed, offering the perfect blend of modern amenities, timeless classic style with touches of old world charm that includes original wood floors, pocket doors, an ornate tin ceiling and custom storage cabinets and shelves. The kitchen is equipped with new appliances, countertops and a custom built entrance storage area. A guest bathroom was also added on the first floor long with a kitchen pantry. The second floor bathroom sparkles after it was gut renovated and fitted with a deep tub, glass shower enclosure and modern fixtures. The third floor was finished and houses the fourth bedroom with adjoining office or den. The second house was significantly rebuilt 20 years ago with an open concept eat-in kitchen and living room area along with a 3/4 bathroom and a large loft on the second floor. The loft is the perfect location for a private and cozy sleeping area. This two house property presents multiple living and investment options. It's an ideal property for an owner occupant needing additional space for extended family, an owner occupant seeking rental income or an investor looking solely for an income-producing investment property. Whether you're looking for a multi-generational family home, a coastal retreat or a solid rental investment, this property offers extraordinary flexibility and a good value! Come see for yourself!!
    12 days
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    896
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    26
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ellen Zumbado 603-502-7828,

    Marsh Properties, Inc. 617-716-0240

    Source: MLS PIN,MLS#: 73561157

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Central, Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Walk-up Attic, Internet Available - Unknown
      • Flooring: Wood, Vinyl
      • Doors: French Doors
      • Basement: Full,Interior Entry,Concrete,Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 1,736
      • Total interior livable area: 1,736 sqft
      • Finished area above ground: 1,736

      Property

      Parking
      • Total spaces: 10
      • Parking features: Paved Drive, Off Street, Paved
      • Uncovered spaces: 10
      Features
      • Patio & porch: Porch
      • Exterior features: Porch, Rain Gutters
      • Waterfront features: Ocean, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
      Lot
      • Size: 6,190 Square Feet
      • Features: Flood Plain, Level
      Details
      • Parcel number: 191790,2167844
      • Zoning: N/A

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial,Antique
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Stone, Irregular
      • Roof: Shingle
      Condition
      • Year built: 1798

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: for Gas Range, for Electric Dryer, Washer Hookup

      Community & HOA

      Community
      • Features: Public Transportation, Shopping, Park, Public School, Sidewalks
      HOA
      • Has HOA: No
      Location
      • Region: Swampscott

      Financial & listing details

      • Price per square foot: $518/sqft
      • Tax assessed value: $753,400
      • Annual tax amount: $9,158
      • Date on market: 8/9/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $4,810/mo

        Price history

        DateEventPrice
        8/17/2026Price change$899,000-5.3%$518/sqft
        Source: MLS PIN #73561157 Report a problem
        8/6/2026Listed for sale$949,000-0.1%$547/sqft
        Source: MLS PIN #73559992 Report a problem
        8/2/2026Listing removed$950,000$547/sqft
        Source: MLS PIN #73499679 Report a problem
        7/15/2026Price change$950,000-4.9%$547/sqft
        Source: MLS PIN #73499679 Report a problem
        6/9/2026Price change$999,000-7.4%$575/sqft
        Source: MLS PIN #73499679 Report a problem
        5/27/2026Price change$1,079,000-10.1%$622/sqft
        Source: MLS PIN #73499679 Report a problem
        4/10/2026Listed for sale$1,200,000+135.3%$691/sqft
        Source: MLS PIN #73499678 Report a problem
        11/30/2017Sold$510,000+84.6%$294/sqft
        Source: Public Record Report a problem
        10/31/2016Sold$276,250-44.7%$159/sqft
        Source: Public Record Report a problem
        5/12/2015Listing removed$499,900$288/sqft
        Source: Martel Real Estate #71825215 Report a problem
        4/28/2015Listed for sale$499,900+14.9%$288/sqft
        Source: Martel Real Estate #71825215 Report a problem
        7/19/2012Listing removed$435,000$251/sqft
        Source: Sagan Agency REALTORS� #71379090 Report a problem
        5/8/2012Listed for sale$435,000+38.7%$251/sqft
        Source: Sagan Agency REALTORS� #71379090 Report a problem
        8/22/2007Sold$313,598+124%$181/sqft
        Source: Public Record Report a problem
        9/16/1998Sold$140,000$81/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,068 -51.4%$703,400 -51.3%
        2024$16,585 +111.2%$1,443,400 +115.8%
        2023$7,854 $669,000
        2022$7,854 +6.7%$669,000 +25.4%
        2021$7,364 +0.8%$533,600 +4.5%
        2020$7,303 -3.2%$510,700 +2.8%
        2019$7,548 +6.9%$496,600 +12.6%
        2018$7,059 -0.3%$441,200 +8.8%
        2017$7,079 +0.7%$405,700
        2016$7,031 +1%$405,700
        2015$6,958 +2.8%$405,700 +12%
        2014$6,771 -0.7%$362,100
        2013$6,822 +1.1%$362,100 -3.5%
        2012$6,750 +28.4%$375,200 +18.5%
        2011$5,256 +0.4%$316,600 -0.3%
        2010$5,236 +5.4%$317,700 -8.3%
        2009$4,966 -14.9%$346,300 -19.1%
        2008$5,838 -4.4%$428,300 -9.8%
        2007$6,106 +9.6%$474,800 +3.9%
        2006$5,572 +19.4%$457,100 +10.6%
        2005$4,665 +5.2%$413,200 +13%
        2004$4,433 +4.6%$365,800 +16.7%
        2003$4,237 +30.5%$313,400 +26.7%
        2002$3,247 +26.5%$247,300 +46.9%
        2000$2,567 -9.1%$168,300 +5.4%
        1995$2,823 $159,700
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 01907

        Getting around

        69 / 100
        Somewhat Walkable
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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