Located in the sought-after community of The Crest at Whelan Ranch, this spacious 4-bedroom, 3-bath home offers a highly desirable floor plan with a full bedroom and bathroom downstairs — perfect for guests, multigenerational living, or a home office. Freshly updated with new carpet, luxury vinyl plank flooring, and fresh interior paint, the home is move-in ready with plenty of opportunity to make it your own. Multiple living spaces include a separate living room and family room with a cozy fireplace, and the kitchen opens to the family room and overlooks the expansive backyard, which is ready for your personal vision. Additional highlights include air conditioning, a 3-car garage with convenient backyard access, and a private rear setting with no neighbors behind you and peaceful hillside views.
For sale
Listed by: Golden Key Properties, Inc. • Leslie Dopirak • Contact: 760-420-0365
Price cut: $10K (6/11)
$905,000
4828 Cardiff Bay Dr, Oceanside, CA 92057
4beds
2,149sqft
Single Family Residence
Built in 1995
0.32 Acres Lot
$905,100 Zestimate®
$421/sqft
$68/mo HOA
What's special
Peaceful hillside viewsFresh interior paintMultiple living spacesLuxury vinyl plank flooringOverlooks the expansive backyardAir conditioning
- 36 days |
- 2,119 |
- 159 |
Zillow last checked:
Listing updated:
Listed by:
Leslie Dopirak DRE #01848961 leslie@carlsbadproperties.com,
Golden Key Properties, Inc.,
Dana Pruitt DRE #01827319 949-246-2628,
Golden Key Properties, Inc.
Source: CRMLS,MLS#: NDP2605140
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Bedroom, Family Room, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other
Bedroom
- Features: Bedroom on Main Level
Other
- Features: Walk-In Closet(s)
Cooling
- Central Air
Appliances
- Laundry: Washer Hookup, Gas Dryer Hookup, Laundry Room
Features
- Bedroom on Main Level, Walk-In Closet(s)
- Has fireplace: Yes
- Fireplace features: Family Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,149 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Entry location: Front door
- Pool features: None
- Has view: Yes
- View description: Hills
Lot
- Size: 0.32 Acres
- Features: 0-1 Unit/Acre
Details
- Parcel number: 1223853800
- Zoning: R-1:SINGLE FAM-RES
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Year built: 1995
Community & HOA
Community
- Features: Curbs, Suburban, Sidewalks
HOA
- Has HOA: Yes
- Amenities included: Management
- HOA fee: $68 monthly
- HOA name: Crest at Whelan Ranch
- HOA phone: 760-931-4180
Location
- Region: Oceanside
Financial & listing details
- Price per square foot: $421/sqft
- Tax assessed value: $421,895
- Annual tax amount: $4,898
- Date on market: 5/28/2026
- Cumulative days on market: 36 days
- Listing terms: Cash,Conventional
Estimated market value
Zestimate®
$905,100
Estimated sales range
$860,000 - $950,000
Rent Zestimate®
$4,703/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Listed for sale | $905,000$421/sqft |
Source: | ||
| 6/25/2026 | Pending sale | $905,000$421/sqft |
Source: | ||
| 6/11/2026 | Price change | $905,000-1.1%$421/sqft |
Source: | ||
| 5/28/2026 | Listed for sale | $915,000+226.8%$426/sqft |
Source: | ||
| 1/8/2001 | Sold | $280,000+24.4%$130/sqft |
Source: Public Record Report a problem | ||
| 10/8/1997 | Sold | $225,000$105/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,898 +1.9% | $421,895 +2% |
| 2024 | $4,804 +3.1% | $413,623 +2% |
| 2023 | $4,658 +1.5% | $405,513 +2% |
| 2022 | $4,587 -0.3% | $397,563 +2% |
| 2021 | $4,602 +3.1% | $389,768 +1% |
| 2020 | $4,462 +7% | $385,773 +2% |
| 2019 | $4,169 -2.8% | $378,210 +2% |
| 2018 | $4,287 +1.9% | $370,795 +2% |
| 2017 | $4,209 +3.3% | $363,525 +2% |
| 2016 | $4,073 +3% | $356,398 +1.5% |
| 2015 | $3,956 +3.9% | $351,046 +2% |
| 2014 | $3,807 | $344,171 +0.5% |
| 2013 | -- | $342,616 +2% |
| 2012 | -- | $335,899 +2% |
| 2011 | -- | $329,314 +0.8% |
| 2010 | -- | $326,854 -0.2% |
| 2009 | -- | $327,632 +2% |
| 2008 | -- | $321,208 +2% |
| 2007 | -- | $314,911 +2% |
| 2006 | -- | $308,737 +2% |
| 2005 | -- | $302,684 +2% |
| 2004 | -- | $296,750 +1.9% |
| 2003 | -- | $291,312 +2% |
| 2002 | -- | $285,600 +19.8% |
| 2001 | -- | $238,424 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: North Valley
Nearby schools
GreatSchools rating
- 8/10Libby Elementary SchoolGrades: K-5Distance: 0.5 mi
- 5/10Martin Luther King Jr. Middle SchoolGrades: 6-8Distance: 2.9 mi
- 7/10El Camino High SchoolGrades: 9-12Distance: 2.8 mi
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- 4828 Cardiff Bay Dr