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  • Price cut: $64.1K (7/21)
    $985,900

    4895 Eagle Ridge Rd, Loretto, MN 55357

    5beds
    3,435sqft
    : 
    $6,129/mo
    Get pre-qualified
    Single Family
    Built in 1999
    4.5 Acres Lot
    $969,600 Zestimate®
    $287/sqft
    $-- HOA

    What's special

    Second fireplaceHardwood floors throughoutCovered front porchLow-voltage exterior lightingFormal dining roomGlass-french-door denMature trees
    Just reduced! Custom-built 5BR/4BA estate on 4.5 private, wooded acres in Eagle Ridge Estates, Independence — minutes from the west metro. The main level lives easy with hardwood floors throughout, a maple kitchen with solid-surface counters and a center island, a sun-drenched four-season porch, a formal dining room, and a fireplace-anchored living room plus a glass-French-door den. Upstairs, four bedrooms include a private primary suite with walk-in closet and full ensuite bath. The walkout lower level adds a second fireplace, wet bar with full-size fridge, a fifth bedroom, full bath, and a screened porch with doggie door — ideal for guests or multigenerational living. Outside: a deck, patio, paver patio, and covered front porch, all set off by low-voltage exterior lighting amid mature trees — including a private apple orchard with Haralson, Zestar, and Honeycrisp trees. For car enthusiasts and hobbyists, this property offers a rare 7-stall total garage — a heated 3-car attached garage, plus a 4-car detached garage featuring in-floor radiant heat, mini-split A/C, and a spacious upper-level loft for storage or a versatile bonus space. Fiber internet keeps you fully connected out here, so remote work and streaming are no compromise. A true blend of privacy, comfort, and function on one of the area's most desirable acreage lots.
    84 days
    |
    1,259
    |
    49
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Theresa A Roerish 612-210-2877,

    Keller Williams Realty Integrity Lakes

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7063146MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Upper
      • Area: 221.67 Square Feet
      • Dimensions: 15'10"x14
      Bedroom 2
      • Level: Upper
      • Area: 146.67 Square Feet
      • Dimensions: 11x13'4"
      Bedroom 3
      • Level: Upper
      • Area: 184.5 Square Feet
      • Dimensions: 13'6" x 13'8"
      Bedroom 4
      • Level: Upper
      • Area: 144 Square Feet
      • Dimensions: 10'8"x13'6"
      Bedroom 5
      • Level: Lower
      • Area: 176 Square Feet
      • Dimensions: 16 x 11
      Primary bathroom
      • Level: Upper
      • Area: 154.67 Square Feet
      • Dimensions: 16x9'8"
      Dining room
      • Level: Main
      • Area: 150 Square Feet
      • Dimensions: 15x10
      Family room
      • Level: Lower
      • Area: 346.5 Square Feet
      • Dimensions: 22x15'9"
      Other
      • Level: Main
      • Area: 240 Square Feet
      • Dimensions: 15x16
      Kitchen
      • Level: Main
      • Area: 150 Square Feet
      • Dimensions: 15x10
      Laundry
      • Level: Main
      • Area: 63 Square Feet
      • Dimensions: 9x7
      Living room
      • Level: Main
      • Area: 360 Square Feet
      • Dimensions: 20x18
      Office
      • Level: Main
      • Area: 200.67 Square Feet
      • Dimensions: 14'4x14
      Screened porch
      • Level: Lower
      • Area: 90 Square Feet
      • Dimensions: 15x6
      Heating
      • Boiler, Ductless Mini-Split, Forced Air, Fireplace(s), In-Floor Heating, Zoned
      Cooling
      • Central Air, Ductless Mini-Split, Whole House Fan
      Appliances
      • Included: Air-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Freezer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
      • Laundry: Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Central Vacuum
      • Basement: Drain Tiled,Egress Window(s),Finished,Full,Single Tenant Access,Storage Space,Sump Basket,Sump Pump,Walk-Out Access
      • Number of fireplaces: 3
      • Fireplace features: Family Room, Free Standing, Gas, Living Room
      Interior area
      • Total structure area: 3,651
      • Total interior livable area: 3,435 sqft
      • Finished area above ground: 2,485
      • Finished area below ground: 950

      Property

      Parking
      • Total spaces: 7
      • Parking features: Attached, Detached Garage, Concrete, Floor Drain, Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
      • Attached garage spaces: 7
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Doors 36"+, Smart Technology
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Front Porch, Patio, Rear Porch, Screened
      Lot
      • Size: 4.5 Acres
      • Dimensions: 221 x 699 x 298 x 737
      • Features: Tree Coverage - Medium
      Details
      • Additional structures: Garage(s)
      • Foundation area: 1152
      • Parcel number: 0111824140006
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Concrete, Frame
      • Roof: Age Over 8 Years,Architectural Shingle,Pitched
      Condition
      • New construction: No
      • Year built: 1999

      Utilities & green energy

      • Electric: Circuit Breakers, Power Company: Xcel Energy
      • Gas: Natural Gas
      • Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
      • Water: Private, Well

      Community & HOA

      Community
      • Subdivision: Eagle Ridge Estates
      HOA
      • Has HOA: No
      Location
      • Region: Loretto

      Financial & listing details

      • Price per square foot: $287/sqft
      • Tax assessed value: $714,500
      • Annual tax amount: $8,893
      • Date on market: 5/7/2026
      • Road surface type: Paved

        Estimated market value

        $969,600

        $921,000 - $1.02M

        $4,751/mo

        Price history

        DateEventPrice
        7/21/2026Price change$985,900-6.1%$287/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7063146 Report a problem
        6/30/2026Price change$1,050,000-4.5%$306/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7063146 Report a problem
        6/16/2026Price change$1,099,000-4.4%$320/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7063146 Report a problem
        5/7/2026Listed for sale$1,150,000+1545.2%$335/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7063146 Report a problem
        5/27/1999Sold$69,900$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,334 +2.4%$714,500 +5.3%
        2024$8,138 +0.7%$678,700 +0.1%
        2023$8,081 +6.9%$678,000 +5.8%
        2022$7,559 +0.3%$641,000 +17.8%
        2021$7,535 +3.3%$544,000 +1.5%
        2020$7,293 -3.2%$536,000 +5.9%
        2019$7,535 +3.3%$506,000 +4.3%
        2018$7,293 -1.8%$485,000 +14.7%
        2017$7,425 +11.5%$423,000 +2.9%
        2016$6,658 -0.7%$411,000 -1.9%
        2015$6,707 +20.9%$419,000 +7.2%
        2014$5,550 +3.7%$391,000 -0.5%
        2013$5,351 +4.8%$393,000 -0.5%
        2012$5,106 -5.8%$395,000 -9.2%
        2011$5,419 -0.8%$435,000 -3.3%
        2010$5,464 +1.5%$450,000 -0.2%
        2009$5,382 -13.3%$451,000 -4.2%
        2006$6,209 -4.2%$471,000
        2005$6,477 +4.2%$471,000 +6.6%
        2004$6,218 +6.5%$441,800 +12%
        2002$5,839 -42.8%$394,500
        2001$10,208 --
        Find assessor info on the county website

        Monthly payment

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55357

        Getting around

        2 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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