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Active
$1,745,000
3beds
3,088sqft

49 Little Cove Rd, Olney, MT 59927

3beds
3,088sqft
Single Family Residence
Built in 2018
2.15 Acres Lot
$1,616,100 Zestimate®
$565/sqft

What's special

Launch a kayakExpansive windowsCustom treehouseWarm gathering spacesSoaring ceilings

445' OF PRIVATE STILLWATER RIVER FRONTAGE! Discover an extraordinary Montana waterfront retreat where the river isn't simply the backdrop. It's the heart of it all. With beautiful river frontage, this sanctuary invites you to fly fish from your shoreline, launch a kayak, watch wildlife along the water's edge, or gather around the riverside fire pit beneath Montana's star-filled sky. Just 25 minutes north of Whitefish, this remarkable riverfront property offers the perfect balance of privacy, natural beauty, and convenience, with easy access to Whitefish Mountain Resort, Glacier National Park, Whitefish Lake, and Glacier Park International Airport. Designed for gathering family and friends, the property features 3 separate living spaces, 4 bedrooms, and 4 bathrooms, offering flexibility for guests, multigenerational living, or potential rental income. The beautifully crafted timber frame main home features soaring ceilings, expansive windows, warm gathering spaces, and covered decks overlooking the Stillwater River. An 800 SF apartment above the oversized garage provides comfortable additional accommodations, while a charming 1 bedroom guest cabin just steps from the waterfront offers a peaceful riverside escape. A custom treehouse adds a touch of Montana magic, creating a whimsical retreat where imaginations soar and memories are made. Beyond the river, explore thousands of acres of adjoining public lands, including US Forest Service and Montana lands, with endless opportunities for hiking, wildlife watching, and outdoor adventure. Waterfront properties offering this much river frontage, multiple guest accommodations, and direct access to public lands are exceptionally rare. Whether casting to rising trout, enjoying coffee as the morning mist lifts from the river, or sharing stories around the fire, this is more than a beautiful Montana property. It's a place to create memories for generations, with the Stillwater River flowing through every chapter. Main House - 1,804 sf - 3 bedrooms, 2 baths. Apartment - 800 sf - 1 bath. Guest Cabin - 485 sf - 1 bedroom, 1 bath

176 days
405
22
Source: MRMLS,MLS#: 30069686MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Sandi Hall 406-471-0749,

National Parks Realty - Eureka

Source: MRMLS,MLS#: 30069686MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
Heating
  • Heat Pump
Cooling
  • Central Air
Appliances
  • Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
  • Laundry: Washer Hookup
Features
  • Fireplace, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Additional Living Quarters
  • Basement: Crawl Space
  • Number of fireplaces: 1
Interior area
  • Total structure area: 3,088
  • Total interior livable area: 3,088 sqft
  • Finished area below ground: 0

Property

Parking
  • Total spaces: 4
  • Parking features: Circular Driveway, Garage, Garage Door Opener, Heated Garage
  • Attached garage spaces: 2
  • Carport spaces: 2
  • Covered spaces: 4
Features
  • Levels: Two
  • Patio & porch: Covered, Deck, Wrap Around
  • Exterior features: Breezeway, Fire Pit, Storage, Propane Tank - Leased
  • Has view: Yes
  • View description: Mountain(s), Creek/Stream, Trees/Woods
  • Has water view: Yes
  • Water view: true
  • Waterfront features: River Front, Waterfront
  • Body of water: Stillwater River
Lot
  • Size: 2.15 Acres
  • Features: Cul-De-Sac, Front Yard, Gentle Sloping, Landscaped, Meadow, Secluded, Sprinklers In Ground, Views, Wooded, Wetlands
  • Topography: Varied
Details
  • Parcel number: 07450816101020000
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Other
  • Property subtype: Single Family Residence
Materials
  • Board & Batten Siding
  • Foundation: Poured
  • Roof: Composition
Condition
  • See Remarks
  • New construction: No
  • Year built: 2018

Utilities & green energy

  • Sewer: Private Sewer, Septic Tank
  • Water: Well
  • Utilities for property: Electricity Connected, High Speed Internet Available, Propane, Phone Available, Underground Utilities

Community & HOA

Community
  • Features: Fishing, Park
  • Security: Security System Owned, Smoke Detector(s)
  • Subdivision: Stillwater Cove
HOA
  • Has HOA: Yes
  • Amenities included: Park
  • HOA name: Stillwater Cove Homeowners Association
Location
  • Region: Olney

Financial & listing details

  • Price per square foot: $565/sqft
  • Tax assessed value: $527,365
  • Annual tax amount: $1,610
  • Date on market: 5/16/2026
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: Cash,Conventional,VA Loan
  • Road surface type: Gravel

Price history

DateEventPrice
8/3/2026Price change$1,745,000-2.8%$565/sqft
Source: MRMLS #30069686 Report a problem
5/16/2026Listed for sale$1,795,000$581/sqft
Source: MRMLS #30069686 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$1,557 -31.3%$498,100 +6.9%
2024$2,267 +2.1%$465,800
2023$2,220 +19.8%$465,800 +54.8%
2022$1,853 $301,000
2021$1,853 -2%$301,000 +6%
2020$1,891 -5.9%$284,000
2019$2,010 +280.2%$284,000 +314.8%
2018$529 +70.4%$68,460 +82.6%
2017$310 +4944.2%$37,500 +62400%
2016$6 $60
2015$6 -22.2%$60 -23.1%
2014$8 $78
Find assessor info on the county website

Monthly payment

Est. payment
$9,726/mo
Principal & interest
$8999
Property taxes
$727
More affordability toolsChevron Right

Estimated market value

$1,616,100

$1.54M - $1.70M

$3,810/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 59927

Nearby schools

Bissell School
Grades PK-6 • 21 miles
N/A
GreatSchools® Rating
Bissell 7-8
Grades 7-8 • 21 miles
N/A
GreatSchools® Rating
Whitefish High School
Grades 9-12 • 22.8 miles
8/10
GreatSchools® Rating
College Readiness Rating
8/10