49 Little Cove Rd, Olney, MT 59927
What's special
445' OF PRIVATE STILLWATER RIVER FRONTAGE! Discover an extraordinary Montana waterfront retreat where the river isn't simply the backdrop. It's the heart of it all. With beautiful river frontage, this sanctuary invites you to fly fish from your shoreline, launch a kayak, watch wildlife along the water's edge, or gather around the riverside fire pit beneath Montana's star-filled sky. Just 25 minutes north of Whitefish, this remarkable riverfront property offers the perfect balance of privacy, natural beauty, and convenience, with easy access to Whitefish Mountain Resort, Glacier National Park, Whitefish Lake, and Glacier Park International Airport. Designed for gathering family and friends, the property features 3 separate living spaces, 4 bedrooms, and 4 bathrooms, offering flexibility for guests, multigenerational living, or potential rental income. The beautifully crafted timber frame main home features soaring ceilings, expansive windows, warm gathering spaces, and covered decks overlooking the Stillwater River. An 800 SF apartment above the oversized garage provides comfortable additional accommodations, while a charming 1 bedroom guest cabin just steps from the waterfront offers a peaceful riverside escape. A custom treehouse adds a touch of Montana magic, creating a whimsical retreat where imaginations soar and memories are made. Beyond the river, explore thousands of acres of adjoining public lands, including US Forest Service and Montana lands, with endless opportunities for hiking, wildlife watching, and outdoor adventure. Waterfront properties offering this much river frontage, multiple guest accommodations, and direct access to public lands are exceptionally rare. Whether casting to rising trout, enjoying coffee as the morning mist lifts from the river, or sharing stories around the fire, this is more than a beautiful Montana property. It's a place to create memories for generations, with the Stillwater River flowing through every chapter. Main House - 1,804 sf - 3 bedrooms, 2 baths. Apartment - 800 sf - 1 bath. Guest Cabin - 485 sf - 1 bedroom, 1 bath
- 176 days
- 405
- 22
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Sandi Hall 406-471-0749,
National Parks Realty - Eureka
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
- Laundry: Washer Hookup
Features
- Fireplace, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Additional Living Quarters
- Basement: Crawl Space
- Number of fireplaces: 1
Interior area
- Total structure area: 3,088
- Total interior livable area: 3,088 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Circular Driveway, Garage, Garage Door Opener, Heated Garage
- Attached garage spaces: 2
- Carport spaces: 2
- Covered spaces: 4
Features
- Levels: Two
- Patio & porch: Covered, Deck, Wrap Around
- Exterior features: Breezeway, Fire Pit, Storage, Propane Tank - Leased
- Has view: Yes
- View description: Mountain(s), Creek/Stream, Trees/Woods
- Has water view: Yes
- Water view: true
- Waterfront features: River Front, Waterfront
- Body of water: Stillwater River
Lot
- Size: 2.15 Acres
- Features: Cul-De-Sac, Front Yard, Gentle Sloping, Landscaped, Meadow, Secluded, Sprinklers In Ground, Views, Wooded, Wetlands
- Topography: Varied
Details
- Parcel number: 07450816101020000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Board & Batten Siding
- Foundation: Poured
- Roof: Composition
Condition
- See Remarks
- New construction: No
- Year built: 2018
Utilities & green energy
- Sewer: Private Sewer, Septic Tank
- Water: Well
- Utilities for property: Electricity Connected, High Speed Internet Available, Propane, Phone Available, Underground Utilities
Community & HOA
Community
- Features: Fishing, Park
- Security: Security System Owned, Smoke Detector(s)
- Subdivision: Stillwater Cove
HOA
- Has HOA: Yes
- Amenities included: Park
- HOA name: Stillwater Cove Homeowners Association
Location
- Region: Olney
Financial & listing details
- Price per square foot: $565/sqft
- Tax assessed value: $527,365
- Annual tax amount: $1,610
- Date on market: 5/16/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 8/3/2026 | Price change | $1,745,000-2.8%$565/sqft |
Source: | ||
| 5/16/2026 | Listed for sale | $1,795,000$581/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,557 -31.3% | $498,100 +6.9% |
| 2024 | $2,267 +2.1% | $465,800 |
| 2023 | $2,220 +19.8% | $465,800 +54.8% |
| 2022 | $1,853 | $301,000 |
| 2021 | $1,853 -2% | $301,000 +6% |
| 2020 | $1,891 -5.9% | $284,000 |
| 2019 | $2,010 +280.2% | $284,000 +314.8% |
| 2018 | $529 +70.4% | $68,460 +82.6% |
| 2017 | $310 +4944.2% | $37,500 +62400% |
| 2016 | $6 | $60 |
| 2015 | $6 -22.2% | $60 -23.1% |
| 2014 | $8 | $78 |
Monthly payment
Estimated market value
$1,616,100
$1.54M - $1.70M
$3,810/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.