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  • Price cut: $10K (8/17)
    $95,000

    490 4th Street, Troy, NY 12180

    4beds
    2,300sqft
    Loading
    Duplex, Multi Family
    Built in 1880
    -- sqft lot
    $-- Zestimate®
    $41/sqft
    $-- HOA

    What's special

    Recently updated roof
    Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.
    42 days
    |
    608
    |
    22
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Coldwell Banker Prime Properties 518-477-1000,

    Christopher Serra 518-630-3796

    Source: Global MLS,MLS#: 202621260MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Forced Air
      Cooling
      • None
      Features
      • Flooring: Hardwood, Laminate
      • Basement: Unfinished
      Interior area
      • Total structure area: 2,300
      • Total interior livable area: 2,300 sqft
      • Finished area above ground: 2,300
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: Off Street
      Features
      • Patio & porch: Side Porch
      • Exterior features: None
      • Fencing: Chain Link,Front Yard,Gate
      • Has view: Yes
      • View description: None
      Lot
      • Size: 6,969 Square Feet
      • Features: Sloped
      Details
      • Additional structures: Shed(s)
      • Parcel number: 381700 111.4458
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Traditional
      • Property subtype: Duplex, Multi Family
      • Attached to another structure: Yes
      Materials
      • Aluminum Siding, Vinyl Siding
      • Foundation: Block
      • Roof: Rubber
      Condition
      • Year built: 1880

      Utilities & green energy

      • Electric: 100 Amp Service
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Troy

      Financial & listing details

      • Price per square foot: $41/sqft
      • Tax assessed value: $137,000
      • Annual tax amount: $6,141
      • Date on market: 7/8/2026
      • Listing terms: Assumable

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,499/mo

        Price history

        DateEventPrice
        8/17/2026Price change$95,000-9.5%$41/sqft
        Source: Global MLS #202621260 Report a problem
        8/1/2026Price change$105,000-8.7%$46/sqft
        Source: Global MLS #202621260 Report a problem
        7/8/2026Listed for sale$115,000-14.8%$50/sqft
        Source: Global MLS #202621260 Report a problem
        5/23/2026Listing removed$134,900$59/sqft
        Source: Global MLS #202530826 Report a problem
        2/4/2026Price change$134,900-10%$59/sqft
        Source: Global MLS #202530826 Report a problem
        1/15/2026Price change$149,900-11.8%$65/sqft
        Source: Global MLS #202530826 Report a problem
        12/15/2025Listed for sale$169,900$74/sqft
        Source: Global MLS #202530826 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $80,000
        2024-- $80,000
        2023-- $80,000
        2022-- $80,000
        2021-- $80,000
        2020-- $80,000
        2019-- $80,000
        2018-- $80,000
        2017$4,149 $80,000
        2016-- $80,000
        2015-- $80,000
        2014-- $80,000
        2013-- $80,000 +433.3%
        2012-- $15,000
        2011-- $15,000 -23.4%
        2010-- $19,590 +30.6%
        2009-- $15,000
        2008-- $15,000
        2007-- $15,000
        2006-- $15,000
        2005-- $15,000
        2004-- $15,000
        2003-- $15,000
        2002-- $15,000
        2001-- $15,000
        2000-- $15,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: South Troy

        Getting around

        52 / 100
        Somewhat Walkable
        40 / 100
        Some Transit
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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