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For salePrice cut: $100K (8/26)
$2,599,999
14beds
12baths
6,322sqft

490 Lado De Loma Dr, Vista, CA 92083

14beds
12baths
6,322sqft
Multi family
Built in 2025
2 Garage spaces
$411 price/sqft

What's special

Exceptional investment opportunity in the heart of Vista! Built in 2025, this fully occupied four-unit property offers strong income, modern construction, and outstanding long-term investment potential. Generating $170,160 in gross scheduled annual income, this turnkey asset is an excellent addition to any portfolio and an ideal 1031 exchange opportunity. The property features two spacious three-story townhome-style units, each offering 5 bedrooms, 3.5 bathrooms, an attached one-car garage with electric car charging outlets, private driveway parking, energy-efficient mini-split heating and air conditioning, and in-unit laundry. The main level includes the kitchen, living room, half bath, and garage access. The lower level features two bedrooms, two bathrooms, and laundry, while the bottom level offers three additional bedrooms and a full bathroom. A second detached building includes two single-level units, each with 2 bedrooms and 2 bathrooms and energy-efficient mini-split heating and air conditioning—one upstairs and one downstairs. Beneath this building are two large bonus storage spaces that may offer future value-add potential, subject to buyer verification. All four units are tenant occupied, providing immediate cash flow from day one. As a newly constructed property, it is exempt from California’s statewide rent cap under AB 1482 (buyer to verify applicability), offering added flexibility for future rental growth. Additional features include owned solar, fire sprinkler systems throughout, quality modern construction designed for low maintenance, and a prime location near shopping, dining, schools, parks, and major commuter routes. Rarely does a newer, fully leased fourplex with strong income, quality construction, and future upside become available. Don’t miss this exceptional investment opportunity in one of Vista’s growing rental markets.

131 days
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1,007
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37
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Source: CRMLS,MLS#: PTP2605875MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

Deborah See DRE #02003187 deborahmsee@gmail.com,

eXp Realty of California, Inc.

Source: CRMLS,MLS#: PTP2605875MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 14
  • Bathrooms: 12
Heating
  • Wall Furnace
Cooling
  • Wall/Window Unit(s)
Appliances
  • Laundry: Inside
Features
  • Has fireplace: No
  • Common walls with other units/homes: 1 Common Wall
Interior area
  • Total structure area: 6,322
  • Total interior livable area: 6,322 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 4
  • Parking features: Garage
  • Garage spaces: 2
  • Uncovered spaces: 2
Features
  • Entry location: front door
  • Pool features: None
Lot
  • Size: 9,147 Square Feet
  • Features: Back Yard
Details
  • Parcel number: 1790932900
  • Zoning: R-1:SINGLE FAM-RES
  • Special conditions: Standard

Construction

Type & style
  • Home type: MultiFamily
  • Property subtype: Multi Family
  • Attached to another structure: Yes
Condition
  • Year built: 2025

Community & HOA

Community
  • Features: Street Lights
Location
  • Region: Vista

Financial & listing details

  • Price per square foot: $411/sqft
  • Date on market: 8/4/2026
  • Cumulative days on market: 131 days
  • Listing terms: Cash,Conventional,1031 Exchange,FHA,VA Loan

Price history

DateEventPrice
8/26/2026Price change$2,499,999-3.8%$395/sqft
Source: CRMLS #PTP2606501 Report a problem
8/4/2026Listed for sale$2,599,999$411/sqft
Source: CRMLS #PTP2605875 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment
$15,767/mo
Principal & interest
$13232
Property taxes
$2535
More affordability toolsChevron Right

Estimated market value

$2,503,500

$2.38M - $2.63M

$1,944/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 92083

Nearby schools

Breeze Hill Elementary School
Grades K-51.1 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
5/10
Madison Middle School
Grades 6-81.8 miles
3/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
2/10
Rancho Buena Vista High School
Grades 9-122.2 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
5/10