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Pending
    • $650,000

    490 Two Rivers Dr, Troy, VA 22974

    3beds
    2,395sqft
    : 
    $4,005/mo
    Get pre-qualified
    Single Family Residence
    Built in 2014
    2.3 Acres Lot
    $637,600 Zestimate®
    $271/sqft
    $-- HOA

    What's special

    Sparkling in-ground saltwater poolCozy gas fireplaceExpansive sunny patioFully fenced yardStunning bathGranite countersGas stove
    YOUR PRIVATE RESORT AWAITS! On a rare, consolidated 2.07-acre double lot with a conservation buffer next door, this custom Meade Construction home offers luxury and seclusion. The backyard paradise features a sparkling in-ground saltwater pool, expansive sunny patio, pavilion, and fully fenced yard—perfect for summer hosting. The Mechunk Creek surrounds this property, making for a serene setting in every season. Inside, bright open windows stream natural light. The renovated gourmet kitchen boasts granite counters, custom cabinetry, and a gas stove. Relax by the living room's cozy gas fireplace, or enjoy the gorgeous four-season sunroom overlooking the lush wooded grounds. The upper levels offer incredible versatility. The luxury primary suite features a stunning bath, walk-in closet, and an attached bonus room above the garage—ideal for a home office or sitting room. Plus, find a cozy sitting area/study in the upstairs loft. Enjoy direct neighborhood access to the Rivanna River. Bonus: high-speed internet, a large wired workshop, a whole-house water softener, a crawl-space dehumidifier, and whole-house generator wiring have already been installed. Don't miss this one-of-a-kind, Two Rivers retreat!
    73 days
    |
    554
    |
    29
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    BRITTANY GRAY 434-906-7564,

    FIND HOMES REALTY LLC 434-218-0221

    Source: CAAR,MLS#: 677249MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bathroom, Breakfast Room/Nook, Bonus Room, Bedroom, Den, Dining Room, Eat-in Kitchen, Exercise Room, Family Room, Full Bath, Foyer, Great Room, Half Bath, Kitchen, Loft, Living Room, Primary Bathroom, Primary Bedroom, Media Room, Mud Room, Office
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: Second
      Bathroom
      • Level: Second
      Dining room
      • Level: First
      Half bath
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Loft
      • Level: Second
      Mud room
      • Level: First
      Office
      • Level: Second
      Other
      • Level: Second
      Sunroom
      • Level: First
      Heating
      • Central, Dual System, Heat Pump
      Cooling
      • Central Air, Ductless, Heat Pump
      Appliances
      • Included: Built-In Oven, Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Gas Cooktop, Disposal, Microwave, Dryer, Water Softener, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Central Vacuum, Double Vanity, Remodeled, Sitting Area in Primary, Skylights, Walk-In Closet(s), Breakfast Bar, Butler's Pantry, Entrance Foyer, Eat-in Kitchen, Home Office, Loft, Mud Room, Recessed Lighting, Utility Room
      • Flooring: Carpet, Ceramic Tile, Hardwood
      • Windows: Insulated Windows, Low-Emissivity Windows, Tilt-In Windows, Skylight(s)
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Gas, Gas Log
      Interior area
      • Total structure area: 2,835
      • Total interior livable area: 2,395 sqft
      • Finished area above ground: 2,395
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Concrete, Covered, Front Porch, Patio, Porch, Stone
      • Exterior features: Dog Run, Fully Fenced, Landscape Lights
      • Has private pool: Yes
      • Pool features: Pool, Private
      • Fencing: Fenced,Full
      • Has view: Yes
      • View description: City, Garden, Panoramic, Residential, Rural, Valley
      Lot
      • Size: 2.3 Acres
      • Features: Conservation Area, Cleared, Cul-De-Sac, Dead End, Garden, Landscaped, Level, Open Lot, Partially Cleared, Secluded, Wooded, Waterfront, Borders National Forest
      • Topography: Mountainous,Rolling
      Details
      • Additional structures: Shed(s)
      • Parcel number: 9916
      • Zoning description: R Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Colonial,Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Board & Batten Siding, Brick, Fiber Cement, Masonite, Concrete, Stick Built, Shingle Siding, Stone, T1-11 Siding, Vinyl Siding
      • Foundation: Block
      • Roof: Architectural,Composition,Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2014
      Details
      • Builder name: MEADE CONSTRUCTION, LLC

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private, Well
      • Utilities for property: Cable Available, High Speed Internet Available, Satellite Internet Available

      Community & HOA

      Community
      • Features: Stream
      • Security: Security System, Resident Manager, Smoke Detector(s), Surveillance System
      • Subdivision: TWO RIVERS
      HOA
      • Has HOA: Yes
      • Amenities included: Sport Court, Library, Meeting Room, Picnic Area, Playground, Sports Fields, Tennis Court(s), Trail(s)
      • Services included: Reserve Fund, Road Maintenance, Snow Removal, Trash
      Location
      • Region: Troy

      Financial & listing details

      • Price per square foot: $271/sqft
      • Tax assessed value: $443,100
      • Annual tax amount: $3,931
      • Date on market: 5/16/2026
      • Cumulative days on market: 52 days
      • Listing terms: Assumable,Cash,Fannie Mae,Private Financing Available

        Estimated market value

        $637,600

        $606,000 - $669,000

        $3,128/mo

        Price history

        DateEventPrice
        7/6/2026Pending sale$650,000$271/sqft
        Source: CAAR #677249 Report a problem
        5/16/2026Listed for sale$650,000+24.4%$271/sqft
        Source: CAAR #677249 Report a problem
        3/30/2023Sold$522,500-0.5%$218/sqft
        Source: Public Record Report a problem
        8/17/2022Sold$525,000+10.5%$219/sqft
        Source: Public Record Report a problem
        7/18/2022Pending sale$475,000$198/sqft
        Source: CAAR #632622 Report a problem
        7/14/2022Listed for sale$475,000+56.3%$198/sqft
        Source: CAAR #632622 Report a problem
        12/1/2015Sold$304,000+8%$127/sqft
        Source: Public Record Report a problem
        1/9/2015Sold$281,500$118/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,740 $443,100
        2023$3,740 $443,100 +30.8%
        2022-- $338,800
        2021-- $338,800
        2020-- $338,800 +18.3%
        2018$308 $286,500
        2017$308 $286,500 -1.8%
        2016$308 $291,900
        2015$308 +10.7%$291,900 +734%
        2014$278 -30.3%$35,000
        2013$399 $35,000 -50%
        2012-- $70,000
        2011$378 $70,000
        2010-- $70,000
        2009-- $70,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22974

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central (Fluvanna)
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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