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  • Listed by: Tammy Mitchell Hines & Co. • Tammy A Hines • 618-281-3959
    Bought with: Equity Realty Group, LLC
    $420,000

    4901 Red Oak Dr, Waterloo, IL 62298

    4beds
    3,984sqft
    Single Family Residence
    Built in 2006
    0.41 Acres Lot
    $420,900 Zestimate®
    $105/sqft
    $3,765 Estimated rent

    Home value

    $420,900

    $400,000 - $442,000

    $3,765/mo

    Zestimate® history
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    What's special

    Extensive curb-appeal landscapingMature treesRecessed lightingBeautifully maintainedPrivate backyardLarge covered front porchOak flooring
    Beautifully maintained and exceptionally spacious, this traditional 2-story home truly checks every box. Offering 21 finished rooms with nearly 4,000 sq ft of finished living space on a gorgeous .41-acre lot backing to endless country views, this property blends subdivision convenience with peaceful rural charm. Located in the highly desired Oak Valley Subdivision, just south of Waterloo High School, the setting is ideal. A large covered front porch with extensive curb-appeal landscaping (approx. 6 years) welcomes you home. The private backyard is a standout—mature trees, your own tetherball setup, and a nice-sized shed with single garage door and loft. The spacious patio with Edison-bulb lighting creates the perfect atmosphere for breezy summer evenings. The oversized 2-car garage includes attic access for additional storage. Inside, a two-story foyer with open staircase sets the tone and offers the perfect backdrop for family photos. The formal dining room features tall windows and industrial-style touches, while the front office can flex as a living room, music room, or bonus space. The stunning two-story living room showcases a wall of windows that frame your backyard like artwork—ideal for watching snowfall in winter or blooms in spring. The home features oak flooring and a well-appointed kitchen with glass tile backsplash, black appliances, double oven, and a bay-style breakfast area just steps from the patio. A double sink, new HD countertops, maple cabinets with crown, recessed lighting, pull-out pantry, and walk-in pantry make this kitchen the true heart of the home. A conveniently located half bath sits off the center hall. The open staircase leads to a double-sided catwalk overlooking the living room. The vaulted primary suite includes plush carpet, an oversized window with arched transom, a large walk-in closet, corner soaking tub, walk-in shower, and ceramic tile flooring. Bedrooms 2, 3, and 4 are all carpeted, with two offering walk-in closets. The hall bath includes a tub/shower combo, single vanity, and separate powder area. The lower level is an entertainer’s dream with a split-landing staircase and LVP flooring. A new laundry room features cabinetry and a folding station. The rec/family room includes a bar/buffet area with refrigerator and an industrial-inspired aesthetic. A non-conforming 5th bedroom (great for guests, hobbies, or storage) includes a full ensuite bath with tub/shower combo and storage closet. Additional features include extra insulation, public water, community sewer, and zoned HVAC for comfort and efficiency. This home offers the space, setting, and updates today’s buyers want—meticulously maintained and move-in ready.

    Zillow last checked:

    Listing updated:

    Listed by:

    Tammy A Hines 618-281-3959,

    Tammy Mitchell Hines & Co.

    Bought with:

    Carl Henrichs, 475157725

    Equity Realty Group, LLC

    Source: MARIS,MLS#: 26030978MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    Primary bedroom
    • Features: Floor Covering: Carpeting
    • Level: Upper
    • Area: 288
    • Dimensions: 18x16
    Bedroom
    • Features: Floor Covering: Carpeting
    • Level: Upper
    • Area: 120
    • Dimensions: 12x10
    Bedroom 2
    • Features: Floor Covering: Carpeting
    • Level: Upper
    • Area: 144
    • Dimensions: 12x12
    Bedroom 3
    • Features: Floor Covering: Carpeting
    • Level: Upper
    • Area: 120
    • Dimensions: 12x10
    Primary bathroom
    • Features: Floor Covering: Ceramic Tile
    • Level: Upper
    • Area: 182
    • Dimensions: 13x14
    Bathroom
    • Features: Floor Covering: Wood
    • Level: Main
    • Area: 25
    • Dimensions: 5x5
    Bathroom
    • Features: Floor Covering: Ceramic Tile
    • Level: Lower
    • Area: 40
    • Dimensions: 8x5
    Bathroom 3
    • Features: Floor Covering: Ceramic Tile
    • Level: Upper
    • Area: 56
    • Dimensions: 8x7
    Bonus room
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Lower
    • Area: 364
    • Dimensions: 28x13
    Breakfast room
    • Features: Floor Covering: Wood
    • Level: Main
    • Area: 180
    • Dimensions: 12x15
    Dining room
    • Features: Floor Covering: Wood
    • Level: Main
    • Area: 168
    • Dimensions: 14x12
    Family room
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Lower
    • Area: 435
    • Dimensions: 29x15
    Kitchen
    • Features: Floor Covering: Wood
    • Level: Main
    • Area: 170
    • Dimensions: 17x10
    Laundry
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Lower
    • Area: 77
    • Dimensions: 11x7
    Living room
    • Features: Floor Covering: Carpeting
    • Level: Main
    • Area: 272
    • Dimensions: 17x16
    Mud room
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    • Area: 144
    • Dimensions: 16x9
    Other
    • Description: Foyer
    • Features: Floor Covering: Wood
    • Level: Main
    • Area: 143
    • Dimensions: 13x11
    Other
    • Features: Floor Covering: Wood
    • Level: Upper
    • Area: 192
    • Dimensions: 24x8
    Sitting room
    • Features: Floor Covering: Carpeting
    • Level: Main
    • Area: 204
    • Dimensions: 17x12
    Storage
    • Features: Floor Covering: Concrete
    • Level: Lower
    • Area: 105
    • Dimensions: 15x7
    Storage
    • Features: Floor Covering: Concrete
    • Level: Lower
    • Area: 72
    • Dimensions: 9x8
    Storage
    • Features: Floor Covering: Concrete
    • Level: Lower
    • Area: 52
    • Dimensions: 13x4
    Storage
    • Features: Floor Covering: Carpeting
    • Level: Upper
    • Area: 96
    • Dimensions: 8x12
    Heating
    • Forced Air, Propane
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
    • Laundry: Laundry Room, Lower Level
    Features
    • Basement: Partially Finished
    • Number of fireplaces: 1
    • Fireplace features: Gas, Living Room
    Interior area
    • Total structure area: 3,984
    • Total interior livable area: 3,984 sqft
    • Finished area above ground: 3,068
    • Finished area below ground: 916

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Detached
    • Attached garage spaces: 3
    Features
    • Levels: One and One Half
    • Patio & porch: Patio, Porch
    • Has view: Yes
    • View description: Pasture
    Lot
    • Size: 0.41 Acres
    • Features: Corner Lot
    Details
    • Additional structures: Shed(s)
    • Parcel number: 1107117041000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 2006

    Utilities & green energy

    • Electric: Other
    • Sewer: Private Sewer
    • Water: Public
    • Utilities for property: None

    Community & HOA

    Community
    • Features: Street Lights
    • Subdivision: Oak Vly Estates
    HOA
    • Has HOA: Yes
    • Amenities included: Common Ground
    • Services included: Common Area Maintenance
    • HOA fee: $175 annually
    • HOA name: Oak Valley
    Location
    • Region: Waterloo

    Financial & listing details

    • Price per square foot: $105/sqft
    • Tax assessed value: $408,420
    • Annual tax amount: $7,862
    • Date on market: 5/19/2026
    • Cumulative days on market: 52 days
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Ownership: Private

    Price history

    DateEventPrice
    7/10/2026Sold$420,000-1.2%$105/sqft
    Source: MARIS #26030978 Report a problem
    6/8/2026Contingent$424,900$107/sqft
    Source: MARIS #26030978 Report a problem
    6/1/2026Listed for sale$424,900$107/sqft
    Source: MARIS #26030978 Report a problem
    5/28/2026Contingent$424,900$107/sqft
    Source: MARIS #26030978 Report a problem
    5/20/2026Listed for sale$424,900+60.9%$107/sqft
    Source: MARIS #26030978 Report a problem
    1/18/2007Sold$264,000+363.2%$66/sqft
    Source: Public Record Report a problem
    9/21/2006Sold$57,000$14/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$7,862 +11.4%$136,140 +10.5%
    2023$7,055 +15.6%$123,250 +16.6%
    2022$6,102 $105,690
    2021-- $105,690 +19.7%
    2020-- $88,330
    2019-- $88,330
    2018$5,373 $88,330 -1.8%
    2017$5,373 $89,920 -6%
    2016$5,373 +16.3%$95,680 +23.4%
    2015$4,621 +4.2%$77,550 -0.1%
    2014$4,436 $77,610 +7.8%
    2012$4,436 $72,000
    2011-- $72,000 -16.9%
    2010-- $86,670 -3.7%
    2009-- $90,000 +1.8%
    2008-- $88,450 -9.2%
    2007-- $97,390
    Find assessor info on the county website

    Neighborhood: 62298

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Waterloo Dist 5
    • Middle: Waterloo Dist 5
    • High: Waterloo

    Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $420,900
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $420,900