Live for Free in Troy! Vacant Two-Family with Massive Income Potential
Why pay rent when your tenant could pay your mortgage? Check out 491 2nd St, a vacant and versatile two-family home perfect for an owner-occupant or savvy investor.
Both units are vacant, and ready for immediate occupancy. Live in one unit and rent out the other for an estimated $1,100 per month--enough to cover the bulk of your mortgage, taxes, and insurance!
• Delivered 100% vacant--choose your own tenant and set your own rent.
• Estimated $2,200/month total rent potential ($26,400/year).
• Manageable monthly carrying costs.
• Included are a three car garage, decks and back yard.
Whether you are looking to start your real estate portfolio or just want a smart, affordable way to own a home in a thriving rental market, this is it. Don't let this opportunity pass by--book your tour today!
Pending
Price cut: $15K (9/8)
$224,900
491 2nd Street, Troy, NY 12180
3beds
1,892sqft
Duplex, Multi Family
Built in 1910
-- sqft lot
$224,400 Zestimate®
$119/sqft
$-- HOA
What's special
Three car garage
- 143 days
- 212
- 14
Zillow last checked:
Listing updated:
Listed by:
AMBK Realty LLC 518-330-0466,
Billie Jo Kirwan 518-225-0202
Source: Global MLS,MLS#: 202530094
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Natural Gas
Cooling
- None
Appliances
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Flooring: Carpet, Laminate
- Basement: Unfinished
Interior area
- Total structure area: 1,892
- Total interior livable area: 1,892 sqft
- Finished area above ground: 1,892
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage
- Garage spaces: 3
Features
- Patio & porch: Pressure Treated Deck, Deck
- Exterior features: None
- Fencing: Wood,Fenced,Gate
Lot
- Size: 2,613 Square Feet
Details
- Parcel number: 381700 111.5222
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subtype: Duplex, Multi Family
- Attached to another structure: Yes
Materials
- Wood Siding
- Foundation: Block, Brick/Mortar
- Roof: Asphalt
Condition
- Year built: 1910
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Troy
Financial & listing details
- Price per square foot: $119/sqft
- Tax assessed value: $118,200
- Annual tax amount: $3,162
- Date on market: 5/18/2026
- Tenant pays: Heat, Electricity, Gas
Estimated market value
$224,400
$213,000 - $236,000
$1,806/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/29/2026 | Pending sale | $224,900$119/sqft |
Source:  Global MLS #202530094 Report a problem | ||
| 9/8/2026 | Price change | $224,900-6.3%$119/sqft |
Source: Global MLS #202530094 Report a problem | ||
| 5/18/2026 | Listed for sale | $239,900$127/sqft |
Source: Global MLS #202530094 Report a problem | ||
| 1/16/2026 | Pending sale | $239,900$127/sqft |
Source: Global MLS #202530094 Report a problem | ||
| 12/23/2025 | Price change | $239,900-4%$127/sqft |
Source: Global MLS #202530094 Report a problem | ||
| 11/25/2025 | Listed for sale | $249,900+5190%$132/sqft |
Source: Global MLS #202530094 Report a problem | ||
| 2/25/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/24/2020 | Listing removed | $750 |
Source: Owner Report a problem | ||
| 3/24/2020 | Listed for rent | $750 |
Source: Owner Report a problem | ||
| 5/18/2018 | Listing removed | $750 |
Source: Owner Report a problem | ||
| 4/25/2018 | Listed for rent | $750 |
Source: Owner Report a problem | ||
| 5/19/2017 | Sold | $4,724-86.5%$2/sqft |
Source: Public Record Report a problem | ||
| 3/18/2017 | Listed for sale | -- |
Source: Auction.com Report a problem | ||
| 5/7/2011 | Listing removed | $35,000$18/sqft |
Source: Prudential Manor Homes #201116809 Report a problem | ||
| 4/26/2011 | Listed for sale | $35,000-27.8%$18/sqft |
Source: Prudential Manor Homes #201116809 Report a problem | ||
| 10/21/2003 | Sold | $48,500$26/sqft |
Source: Global MLS #2320653 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $69,000 |
| 2024 | -- | $69,000 |
| 2023 | -- | $69,000 |
| 2022 | -- | $69,000 |
| 2021 | -- | $69,000 |
| 2020 | -- | $69,000 +60.5% |
| 2019 | -- | $43,000 |
| 2018 | -- | $43,000 |
| 2017 | $4,138 +144.2% | $43,000 |
| 2016 | $1,695 | $43,000 |
| 2015 | $1,695 | $43,000 |
| 2014 | -- | $43,000 |
| 2013 | -- | $43,000 +139.2% |
| 2012 | -- | $17,980 |
| 2011 | -- | $17,980 |
| 2010 | -- | $17,980 |
| 2009 | -- | $17,980 |
| 2008 | -- | $17,980 |
| 2007 | -- | $17,980 |
| 2006 | -- | $17,980 |
| 2005 | -- | $17,980 |
| 2004 | -- | $17,980 |
| 2003 | -- | $17,980 |
| 2002 | -- | $17,980 |
| 2001 | -- | $17,980 |
| 2000 | -- | $17,980 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: South Troy
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