Life really is better overlooking Chattanooga's Chickamauga Lake. A rare opportunity to own a timeless lake view property is now available for the very first time. This classic all-brick, three-level residence stands proudly along Chattanooga's waterfront edge offering commanding, year-round views of deep, navigable lake waters. Meticulously maintained by its original owners, every inch of this home reflects a legacy of care, quality, and pride of ownership. With a setting that embraces the serenity of lake living and a layout designed for both comfort and sophistication and is 15 minutes from almost anything Chattanooga! Convenient to the Chattanooga Airport and to Downtown Chattanooga, top tier dining, entertainment, recreation, The McCallie School and all three major hospitals. This is a property where memories are meant to be made. Step through the formal entry into a light filled family room with a gas fireplace flanked by endless water and tree top views. A well executed main level floor plan with a gracious primary suite that is easily a sanctuary of quiet luxury with sweeping lake vistas, generous proportions, en suite bath and double closets. The main floor flows effortlessly, providing a balance of intimate living spaces and open gathering areas ideal for entertaining. Upstairs, you'll discover two spacious bedrooms, each filled with natural light and scenic views, as well as a large flex space that offers endless possibilities—a media room, home office, or the potential to be easily converted into a third upstairs bedroom. Beyond its current layout, this home offers exceptional expansion potential with over 1,500 square feet of unfinished basement space. The full unfinished lower level, with a third car garage, is perfect for storing your boat or jet skis. Already equipped with a full bathroom, this lower level provides the foundation to create the ultimate entertaining area, guest quarters, or private gym—tailored entirely to your vision. Whether you're seeking a forever home or a luxurious vacation escape, this residence invites you to come home to a lifestyle defined by tranquility, privacy, and the unmatched beauty living above the waterfront. Chickamauga Convenient Home. No Place Like It!
Sold for $655,000
$655,000
4920 Bal Harbor Dr, Chattanooga, TN 37416
3beds
2,868sqft
Single Family Residence
Built in 1996
0.37 Acres Lot
$668,900 Zestimate®
$228/sqft
$2,919 Estimated rent
Home value
$668,900
$622,000 - $722,000
$2,919/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Linda Brock 423-364-4663,
Real Estate Partners Chattanooga LLC
Bought with:
Linda Brock, 258780
Real Estate Partners Chattanooga LLC
Source: Greater Chattanooga Realtors,MLS#: 1512325
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Description: Powder
- Level: First
Bathroom
- Level: Second
Bathroom
- Level: Basement
Bonus room
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Other
- Description: Breakfast
- Level: First
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric, Multi Units
Appliances
- Included: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Water Heater
- Laundry: Laundry Room, Main Level
Features
- Ceiling Fan(s), Chandelier, Crown Molding, Central Vacuum, Double Vanity, Entrance Foyer, Eat-in Kitchen, Granite Counters, His and Hers Closets, Pantry, Storage, Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Separate Dining Room, Whirlpool Tub
- Flooring: Carpet, Hardwood, Tile
- Windows: Insulated Windows
- Basement: Full,Partially Finished,Unfinished
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log
Interior area
- Total structure area: 2,868
- Total interior livable area: 2,868 sqft
- Finished area above ground: 2,766
- Finished area below ground: 102
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway, Garage, Garage Door Opener, Off Street, Garage Faces Rear, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Front Porch, Porch - Covered
- Exterior features: Rain Gutters
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Mountain(s), Ridge, Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Lake Privileges
Lot
- Size: 0.37 Acres
- Dimensions: 135 x 137 x 89 x 150
- Features: Few Trees, Gentle Sloping, Level, Subdivided, Views
Details
- Additional structures: None
- Parcel number: 120j B 021
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Stucco
- Foundation: Block
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Dock, Lake, Other
- Security: Smoke Detector(s), Security System
- Subdivision: Bal Harbor
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Beach Rights, Other, Park, Recreation Facilities
- Services included: Insurance
- HOA fee: $50 annually
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $228/sqft
- Tax assessed value: $572,500
- Annual tax amount: $4,830
- Date on market: 5/5/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2025 | Sold | $655,000+0.8%$228/sqft |
Source: Greater Chattanooga Realtors #1512325 Report a problem | ||
| 5/13/2025 | Contingent | $650,000$227/sqft |
Source: Greater Chattanooga Realtors #1512325 Report a problem | ||
| 5/5/2025 | Listed for sale | $650,000$227/sqft |
Source: Greater Chattanooga Realtors #1512325 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,169 -9.9% | $143,125 +33% |
| 2024 | $2,408 | $107,650 |
| 2023 | $2,408 | $107,650 |
| 2022 | $2,408 | $107,650 |
| 2021 | $2,408 +1.8% | $107,650 +25.8% |
| 2020 | $2,366 | $85,575 |
| 2019 | $2,366 | $85,575 |
| 2018 | $2,366 -46.7% | $85,575 |
| 2017 | $4,441 +9.6% | $85,575 |
| 2016 | $4,052 | -- |
| 2015 | $4,052 | $77,575 |
| 2014 | $4,052 +1.4% | -- |
| 2013 | $3,995 | $77,575 -1.5% |
| 2012 | $3,995 | $78,725 |
| 2011 | $3,995 | $78,725 |
| 2010 | $3,995 +7.9% | $78,725 |
| 2009 | $3,703 | $78,725 +14.6% |
| 2008 | -- | $68,725 |
| 2007 | -- | $68,725 |
| 2006 | -- | $68,725 |
| 2005 | -- | $68,725 +13.7% |
| 2004 | -- | $60,450 |
| 2003 | -- | $60,450 |
| 2002 | -- | $60,450 |
| 2001 | -- | $60,450 +15.7% |
| 2000 | -- | $52,225 |
Find assessor info on the county website
Neighborhood: Bal Harbor
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Nearby schools
GreatSchools rating
- 2/10Harrison Elementary SchoolGrades: PK-5Distance: 3 mi
- 5/10Brown Middle SchoolGrades: 6-8Distance: 3 mi
- 3/10Central High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Harrison Elementary
- Middle: Brown Middle
- High: Central High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$668,900
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Estimated market value
$668,900
- Tennessee
- Hamilton County
- Chattanooga
- 37416
- Bal Harbor
- 4920 Bal Harbor Dr
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