DO NOT WALK THE PROPERTY GROUNDS WITHOUT THE LIST AGENT. Rare value-add opportunity at 495 Central Street! The city classifies as a 3-family residence (currently configured as a 2-family) sits on an expansive corner lot featuring the massive advantage of two separate driveways, one on Central St and one on Jackson St. The property has no income records as it has been occupied by the same family for multiple generations. This property is in need of repair. The layout is a developer's dream for a potential condo conversion or a premium multi-family renovation with ample parking. The property is likely a full gut renovation, priced strictly for its current state and awaits a full transformation to unlock its maximum ROI. Sold strictly AS-IS, AS-SEEN. All buyers and agents to perform their own due diligence regarding zoning, unit count, and permitted use. Bring your vision to this blank canvas with incredible bones and a central location.
Pending
$699,000
495 Central St, Saugus, MA 01906
5beds
3,091sqft
3 Family - 3 Units Up/Down
Built in 1880
-- sqft lot
$747,900 Zestimate®
$226/sqft
$-- HOA
What's special
Two separate drivewaysExpansive corner lot
- 9 days |
- 43 |
- 0 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Joyce Sullivan 978-852-5388,
Serhant 617-250-0559
Source: MLS PIN,MLS#: 73506365
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Oil
Cooling
- None
Appliances
- Included: Range, Refrigerator
Features
- Open Floorplan, Living Room, Dining Room, Kitchen, Office/Den
- Flooring: Hardwood
- Basement: Full,Dirt Floor
- Has fireplace: No
Interior area
- Total structure area: 3,091
- Total interior livable area: 3,091 sqft
- Finished area above ground: 3,091
Video & virtual tour
Property
Parking
- Total spaces: 7
- Parking features: Paved Drive, Off Street, Paved
- Uncovered spaces: 7
Features
- Patio & porch: Enclosed
Lot
- Size: 8,390 Square Feet
- Features: Corner Lot, Level
Details
- Parcel number: M:005F B:0008 L:0008,2152596
- Zoning: NA
Construction
Type & style
- Home type: MultiFamily
- Property subtype: 3 Family - 3 Units Up/Down
Materials
- Frame
- Foundation: Stone
- Roof: Shingle
Condition
- Year built: 1880
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Public Transportation, Shopping, Park, Medical Facility, Laundromat, Highway Access, Private School, Public School
Location
- Region: Saugus
Financial & listing details
- Price per square foot: $226/sqft
- Tax assessed value: $818,500
- Annual tax amount: $8,528
- Date on market: 6/22/2026
- Exclusions: Personal Property
- Total actual rent: 0
- Road surface type: Paved
Estimated market value
$747,900
$711,000 - $785,000
$3,187/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/4/2026 | Pending sale | $699,000$226/sqft |
Source: MLS PIN #73506365 Report a problem | ||
| 4/30/2026 | Contingent | $699,000$226/sqft |
Source: MLS PIN #73506365 Report a problem | ||
| 4/23/2026 | Listed for sale | $699,000$226/sqft |
Source: MLS PIN #73506365 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,364 +5.3% | $783,100 +5% |
| 2024 | $7,943 +1.8% | $745,800 +7.7% |
| 2023 | $7,800 | $692,700 |
| 2022 | $7,800 +2.8% | $692,700 +12.7% |
| 2021 | $7,588 +11% | $614,900 +7.2% |
| 2020 | $6,839 +1% | $573,700 +3.2% |
| 2019 | $6,772 +15.3% | $556,000 +9.6% |
| 2018 | $5,872 +10.3% | $507,100 +14.8% |
| 2017 | $5,324 +28.5% | $441,800 +30.1% |
| 2016 | $4,142 +6.6% | $339,500 +5% |
| 2015 | $3,886 +2.3% | $323,300 -1.2% |
| 2014 | $3,800 -4.7% | $327,300 -7.4% |
| 2013 | $3,986 +2.2% | $353,400 |
| 2012 | $3,902 +4% | $353,400 |
| 2011 | $3,753 -17.2% | $353,400 -24.5% |
| 2010 | $4,533 +5.4% | $468,300 -0.2% |
| 2009 | $4,302 -1.1% | $469,100 -5.5% |
| 2008 | $4,348 +7.1% | $496,300 +1.2% |
| 2007 | $4,059 +3.4% | $490,200 +3.9% |
| 2006 | $3,925 +12.5% | $471,800 +12.7% |
| 2005 | $3,490 +9.1% | $418,500 +12.9% |
| 2004 | $3,198 +10.8% | $370,600 +22.4% |
| 2003 | $2,886 +18.5% | $302,800 +36.8% |
| 2001 | $2,435 -1.7% | $221,400 +3.6% |
| 2000 | $2,478 +1.4% | $213,800 +3.3% |
| 1999 | $2,443 | $206,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 01906
Nearby schools
GreatSchools rating
- NAVeterans Early Learning CenterGrades: PK-1Distance: 0.3 mi
- 4/10Belmonte Saugus Middle SchoolGrades: 6-8Distance: 1.1 mi
- 4/10Saugus High SchoolGrades: 9-12Distance: 1.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Massachusetts
- Essex County
- Saugus
- 01906
- 495 Central St
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