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Pending
  • $459,990

    495 E Emerald Lake Dr, Sumter, SC 29153

    4beds
    3,387sqft
    : 
    $2,784/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    1.1 Acres Lot
    $-- Zestimate®
    $136/sqft
    $19/mo HOA

    What's special

    Private dockPatio areaLarge eat-in kitchenCharming brick ranch-style homeFenced backyardFormal dining room
    Welcome home to this cozy waterfront retreat nestled on over 1 acre! This charming brick ranch-style home offers 4 bedrooms, 2.5 baths, and plenty of space to spread out and relax. Inside, you'll love the warm and inviting living area, large eat-in kitchen, formal dining room, and 2 flexible spaces perfect for a home office, playroom, or hobby space. The sunroom with a new PTAC unit is the perfect spot to enjoy peaceful water views year-round, while the FROG also features a new PTAC unit for added comfort. Step outside to enjoy the fenced backyard, patio area, private dock, and screened-in gazebo overlooking the water — ideal for quiet mornings or entertaining friends and family. Complete with a 3-car garage and conveniently located just minutes from downtown Sumter, Shaw Air Force Base, and I-20, this home offers the perfect blend of peaceful country living and convenience.
    67 days
    |
    528
    |
    23
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tyler Christman 803-468-7822,

    Gaymon Realty Group

    Source: Sumter BOR,MLS#: 202642MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Cathedral Ceiling(s), Eat-in Kitchen
      • Flooring: Carpet, Luxury Vinyl
      • Doors: Storm Door(s)
      • Windows: Blinds
      • Has basement: No
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 3,387
      • Total interior livable area: 3,387 sqft
      • Finished area above ground: 3,387

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached Garage
      • Garage spaces: 3
      Features
      • Levels: One and One Half
      • Patio & porch: Enclosed Porch, Front Porch, Rear Patio
      • Fencing: Chain Link
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Lake Privileges, Fishing, Pier
      Lot
      • Size: 1.1 Acres
      • Features: Landscaped
      Details
      • Additional structures: Gazebo, Shed(s)
      • Parcel number: 2430004010
      • Special conditions: Deeded
      • Other equipment: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Water Available

      Community & HOA

      Community
      • Features: Other
      • Security: Security System
      • Subdivision: Emerald Lakes
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Water
      • HOA fee: $225 annually
      Location
      • Region: Sumter

      Financial & listing details

      • Price per square foot: $136/sqft
      • Tax assessed value: $287,569
      • Annual tax amount: $77
      • Date on market: 5/18/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/10/2026Pending sale$459,990$136/sqft
        Source: Sumter BOR #202642 Report a problem
        5/18/2026Listed for sale$459,990+114.9%$136/sqft
        Source: Sumter BOR #202642 Report a problem
        10/1/2002Sold$214,000$63/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$77 -95.7%--
        2024$1,798 +0.6%$11,500
        2023$1,787 +0.1%$11,500
        2022$1,786 -0.2%$11,500
        2021$1,790 +5.7%$11,500 +11.4%
        2020$1,694 +2.5%$10,320
        2019$1,653 +6.8%$10,320
        2018$1,548 $10,320
        2017$1,548 $10,320
        2016-- $10,320 +2.1%
        2015-- $10,110
        2014$1,607 $10,110
        2013$1,607 $10,110
        2012-- $10,110
        2011-- --
        2010-- --
        2009-- --
        2008-- --
        2006-- --
        2005-- $174,273 +2400.3%
        2003$1,499 $6,970
        2001-- --
        2000-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 29153

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: R. E. Davis College Preparatory Academy
        • Middle: R.E. Davis College Preparatory Academy
        • High: Crestwood

        Source: Sumter BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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