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  • Zestimate®
    $321,000

    495 Jefferson Dr, Palmyra, VA 22963

    3beds
    2,042sqft
    Single Family Residence
    Built in 1996
    0.36 Acres Lot
    $321,000 Zestimate®
    $157/sqft
    $2,116 Estimated rent

    Home value

    $321,000

    $282,000 - $363,000

    $2,116/mo

    Zestimate® history
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    What's special

    Finished basementFenced yardDedicated home theaterEngineered wood flooringGranite countertopsFresh painted cabinetsKitchen built to impress
    Lake life without compromise. Inside the gates of Lake Monticello, this 3BR/3BA home offers 2,032 finished sq ft (1,016 up, 1,016 down) plus full access to the community's best amenities. The main level shines with engineered wood flooring, a stone fireplace with gas logs, and a kitchen built to impress: granite countertops and fresh painted cabinets, opening to a deck off the back. Downstairs, a finished basement delivers a spacious living area and dedicated home theater, with a brand-new sliding glass door to the patio below. Out back, enjoy a fenced yard, a fire pit made for evenings under the stars, and a storage shed for all your gear. A circular asphalt driveway adds curb appeal and easy parking. Ownership here means a 350-acre lake at your doorstep: 5 beaches, a golf course, tennis and basketball courts, playgrounds, and a clubhouse anchoring an active community. Restaurants, a CVS, and a Food Lion sit outside the gates. Easy Route 53 access puts Charlottesville 25 minutes away, with Zion Crossroads shopping and I-64 just up the road. Come see why life is just better on the lake—schedule your private tour today.

    Zillow last checked:

    Listing updated:

    Listed by:

    KERRY GRIGGS 434-962-1941,

    KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    Bought with:

    MARK DAVISON, 0225273587

    Equity Saver USA

    Source: CAAR,MLS#: 678459MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 2
    Rooms
    • Room types: Bathroom, Bedroom, Family Room, Full Bath, Kitchen, Laundry, Living Room
    Primary bedroom
    • Level: First
    Bedroom
    • Level: First
    Bedroom
    • Level: Basement
    Primary bathroom
    • Level: First
    Bathroom
    • Level: First
    Bathroom
    • Level: Basement
    Family room
    • Level: Basement
    Kitchen
    • Level: First
    Laundry
    • Level: First
    Living room
    • Level: First
    Heating
    • Heat Pump
    Cooling
    • Heat Pump
    Appliances
    • Included: Dishwasher, Electric Range, Microwave, Refrigerator
    Features
    • Primary Downstairs
    • Basement: Finished
    • Has fireplace: Yes
    • Fireplace features: Gas
    Interior area
    • Total structure area: 2,042
    • Total interior livable area: 2,042 sqft
    • Finished area above ground: 1,026
    • Finished area below ground: 1,016

    Property

    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Front Porch, Porch
    Lot
    • Size: 0.36 Acres
    Details
    • Parcel number: 18A 5 265
    • Zoning description: R Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Stick Built, Vinyl Siding
    • Foundation: Poured
    • Roof: Architectural
    Condition
    • New construction: No
    • Year built: 1996

    Utilities & green energy

    • Sewer: Community/Coop Sewer, Shared Septic
    • Water: Community/Coop
    • Utilities for property: Fiber Optic Available

    Community & HOA

    Community
    • Security: Surveillance System
    • Subdivision: LAKE MONTICELLO
    HOA
    • Has HOA: Yes
    • Amenities included: Beach Rights, Basketball Court, Clubhouse, Playground
    • HOA fee: $1,495 annually
    Location
    • Region: Palmyra

    Financial & listing details

    • Price per square foot: $157/sqft
    • Tax assessed value: $338,200
    • Annual tax amount: $2,536
    • Date on market: 6/15/2026
    • Cumulative days on market: 79 days

    Price history

    DateEventPrice
    10/15/2026Sold$321,000-5.6%$157/sqft
    Source: CAAR #678459 Report a problem
    9/6/2026Pending sale$339,900$166/sqft
    Source: CAAR #678459 Report a problem
    8/22/2026Price change$339,900-2.9%$166/sqft
    Source: CAAR #678459 Report a problem
    7/12/2026Price change$350,000-4.1%$171/sqft
    Source: CAAR #678459 Report a problem
    6/18/2026Listed for sale$365,000+65.9%$179/sqft
    Source: CAAR #678459 Report a problem
    4/25/2019Sold$220,000+29.5%$108/sqft
    Source: Public Record Report a problem
    7/28/2006Sold$169,900$83/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,537 +45.1%$338,200 +63.3%
    2024$1,748 $207,100
    2023$1,748 $207,100 +14.5%
    2022-- $180,900
    2021-- $180,900
    2020-- $180,900 +23.5%
    2018$1,086 $146,500
    2017$1,086 $146,500 +17.1%
    2016$1,086 $125,100
    2015$1,086 +10.7%$125,100 +1.4%
    2014$981 -13.4%$123,400
    2013$1,133 $123,400 -37.9%
    2012-- $198,700
    2011$1,073 $198,700
    2010-- $198,700
    2009-- $198,700
    2008-- $198,700
    2007-- $198,700 +38.5%
    2006-- $143,500
    2005-- $143,500 +51.5%
    2004-- $94,700
    2003-- $94,700
    2002-- $94,700 +15.9%
    2001$580 $81,700
    Find assessor info on the county website

    Neighborhood: 22963

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Central (Fluvanna)
    • Middle: Fluvanna
    • High: Fluvanna

    Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value

    $321,000

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value

    $321,000