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ActivePrice cut: $10.1K (8/22)
$339,900
3beds
2,042sqft

495 Jefferson Dr, Palmyra, VA 22963

3beds
2,042sqft
Single family residence
Built in 1996
0.36 Acres
No data
$166 price/sqft
$125/mo HOA

What's special

Finished basementFenced yardDedicated home theaterEngineered wood flooringGranite countertopsFresh painted cabinetsKitchen built to impress

Lake life without compromise. Inside the gates of Lake Monticello, this 3BR/3BA home offers 2,032 finished sq ft (1,016 up, 1,016 down) plus full access to the community's best amenities. The main level shines with engineered wood flooring, a stone fireplace with gas logs, and a kitchen built to impress: granite countertops and fresh painted cabinets, opening to a deck off the back. Downstairs, a finished basement delivers a spacious living area and dedicated home theater, with a brand-new sliding glass door to the patio below. Out back, enjoy a fenced yard, a fire pit made for evenings under the stars, and a storage shed for all your gear. A circular asphalt driveway adds curb appeal and easy parking. Ownership here means a 350-acre lake at your doorstep: 5 beaches, a golf course, tennis and basketball courts, playgrounds, and a clubhouse anchoring an active community. Restaurants, a CVS, and a Food Lion sit outside the gates. Easy Route 53 access puts Charlottesville 25 minutes away, with Zion Crossroads shopping and I-64 just up the road. Come see why life is just better on the lake—schedule your private tour today.

80 days
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1,294
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96
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Source: CAAR,MLS#: 678459MLS LogoOriginating MLS: Charlottesville Area Association of Realtors
Travel times

Family Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

KERRY GRIGGS 434-962-1941,

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE 434-220-2200

Source: CAAR,MLS#: 678459MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2
Rooms
  • Room types: Bathroom, Bedroom, Family Room, Full Bath, Kitchen, Laundry, Living Room
Primary bedroom
  • Level: First
Bedroom
  • Level: First
Bedroom
  • Level: Basement
Primary bathroom
  • Level: First
Bathroom
  • Level: First
Bathroom
  • Level: Basement
Family room
  • Level: Basement
Kitchen
  • Level: First
Laundry
  • Level: First
Living room
  • Level: First
Heating
  • Heat Pump
Cooling
  • Heat Pump
Appliances
  • Included: Dishwasher, Electric Range, Microwave, Refrigerator
Features
  • Primary Downstairs
  • Basement: Finished
  • Has fireplace: Yes
  • Fireplace features: Gas
Interior area
  • Total structure area: 2,042
  • Total interior livable area: 2,042 sqft
  • Finished area above ground: 1,026
  • Finished area below ground: 1,016
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Property

Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Deck, Front Porch, Porch
Lot
  • Size: 0.36 Acres
Details
  • Parcel number: 18A 5 265
  • Zoning description: R Residential

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Stick Built, Vinyl Siding
  • Foundation: Poured
  • Roof: Architectural
Condition
  • New construction: No
  • Year built: 1996

Utilities & green energy

  • Sewer: Community/Coop Sewer, Shared Septic
  • Water: Community/Coop
  • Utilities for property: Fiber Optic Available

Community & HOA

Community
  • Security: Surveillance System
  • Subdivision: LAKE MONTICELLO
HOA
  • Has HOA: Yes
  • Amenities included: Beach Rights, Basketball Court, Clubhouse, Playground
  • HOA fee: $1,495 annually
Location
  • Region: Palmyra

Financial & listing details

  • Price per square foot: $166/sqft
  • Tax assessed value: $207,100
  • Annual tax amount: $2,536
  • Date on market: 6/15/2026
  • Cumulative days on market: 79 days

Price history

DateEventPrice
8/22/2026Price change$339,900-2.9%$166/sqft
Source: CAAR #678459 Report a problem
7/12/2026Price change$350,000-4.1%$171/sqft
Source: CAAR #678459 Report a problem
6/18/2026Listed for sale$365,000+65.9%$179/sqft
Source: CAAR #678459 Report a problem
4/25/2019Sold$220,000+29.5%$108/sqft
Source: Public Record Report a problem
7/28/2006Sold$169,900$83/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2024$1,748 $207,100
2023$1,748 $207,100 +14.5%
2022-- $180,900
2021-- $180,900
2020-- $180,900 +23.5%
2018$1,086 $146,500
2017$1,086 $146,500 +17.1%
2016$1,086 $125,100
2015$1,086 +10.7%$125,100 +1.4%
2014$981 -13.4%$123,400
2013$1,133 $123,400 -37.9%
2012-- $198,700
2011$1,073 $198,700
2010-- $198,700
2009-- $198,700
2008-- $198,700
2007-- $198,700 +38.5%
2006-- $143,500
2005-- $143,500 +51.5%
2004-- $94,700
2003-- $94,700
2002-- $94,700 +15.9%
2001$580 $81,700

Find assessor info on the county website

Monthly payment

Est. payment
$2,060/mo
Principal & interest
$1751
Property taxes
$184
HOA Fees
$125
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Estimated market value

$335,600

$319,000 - $352,000

$2,382/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 22963

Nearby schools

West Central Primary School
Grades PK-K8.1 miles
N/A
GreatSchools® Rating
Fluvanna County High School
Grades 8-124.4 miles
5/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
6/10
Central Elementary School
Grades PK-28.1 miles
5/10
GreatSchools® Rating
Student Progress Rating
5/10