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    • Price cut: $15K (7/12)
    $350,000

    495 Jefferson Dr, Palmyra, VA 22963

    3beds
    2,042sqft
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    Single Family Residence
    Built in 1996
    0.36 Acres Lot
    $346,200 Zestimate®
    $171/sqft
    $125/mo HOA

    What's special

    Finished basementFenced yardDedicated home theaterEngineered wood flooringGranite countertopsFresh painted cabinetsKitchen built to impress
    Lake life without compromise. Inside the gates of Lake Monticello, this 3BR/3BA home offers 2,032 finished sq ft (1,016 up, 1,016 down) plus full access to the community's best amenities. The main level shines with engineered wood flooring, a stone fireplace with gas logs, and a kitchen built to impress: granite countertops and fresh painted cabinets, opening to a deck off the back. Downstairs, a finished basement delivers a spacious living area and dedicated home theater, with a brand-new sliding glass door to the patio below. Out back, enjoy a fenced yard, a fire pit made for evenings under the stars, and a storage shed for all your gear. A circular asphalt driveway adds curb appeal and easy parking. Ownership here means a 350-acre lake at your doorstep: 5 beaches, a golf course, tennis and basketball courts, playgrounds, and a clubhouse anchoring an active community. Restaurants, a CVS, and a Food Lion sit outside the gates. Easy Route 53 access puts Charlottesville 25 minutes away, with Zion Crossroads shopping and I-64 just up the road. Come see why life is just better on the lake—schedule your private tour today.
    34 days
    |
    847
    |
    46
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    Zillow last checked:

    Listing updated:

    Listed by:

    KERRY GRIGGS 434-962-1941,

    KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE 434-220-2200

    Source: CAAR,MLS#: 678459MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Bathroom, Bedroom, Family Room, Full Bath, Kitchen, Laundry, Living Room
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: Basement
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Bathroom
      • Level: Basement
      Family room
      • Level: Basement
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Electric Range, Microwave, Refrigerator
      Features
      • Primary Downstairs
      • Basement: Finished
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,042
      • Total interior livable area: 2,042 sqft
      • Finished area above ground: 1,026
      • Finished area below ground: 1,016
      Video & virtual tour

      Property

      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Front Porch, Porch
      Lot
      • Size: 0.36 Acres
      Details
      • Parcel number: 18A 5 265
      • Zoning description: R Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stick Built, Vinyl Siding
      • Foundation: Poured
      • Roof: Architectural
      Condition
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Sewer: Community/Coop Sewer, Shared Septic
      • Water: Community/Coop
      • Utilities for property: Fiber Optic Available

      Community & HOA

      Community
      • Security: Surveillance System
      • Subdivision: LAKE MONTICELLO
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Basketball Court, Clubhouse, Playground
      • HOA fee: $1,495 annually
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $171/sqft
      • Tax assessed value: $207,100
      • Annual tax amount: $2,536
      • Date on market: 6/15/2026
      • Cumulative days on market: 32 days
      Kerry Griggs

      (434) 962-1941

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        Estimated market value

        $346,200

        $329,000 - $364,000

        $2,438/mo

        Price history

        DateEventPrice
        7/12/2026Price change$350,000-4.1%$171/sqft
        Source: CAAR #678459 Report a problem
        6/18/2026Listed for sale$365,000+65.9%$179/sqft
        Source: CAAR #678459 Report a problem
        4/25/2019Sold$220,000+29.5%$108/sqft
        Source: Public Record Report a problem
        7/28/2006Sold$169,900$83/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,748 $207,100
        2023$1,748 $207,100 +14.5%
        2022-- $180,900
        2021-- $180,900
        2020-- $180,900 +23.5%
        2018$1,086 $146,500
        2017$1,086 $146,500 +17.1%
        2016$1,086 $125,100
        2015$1,086 +10.7%$125,100 +1.4%
        2014$981 -13.4%$123,400
        2013$1,133 $123,400 -37.9%
        2012-- $198,700
        2011$1,073 $198,700
        2010-- $198,700
        2009-- $198,700
        2008-- $198,700
        2007-- $198,700 +38.5%
        2006-- $143,500
        2005-- $143,500 +51.5%
        2004-- $94,700
        2003-- $94,700
        2002-- $94,700 +15.9%
        2001$580 $81,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22963

        Getting around

        6 / 100
        Car-Dependent
        6 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central (Fluvanna)
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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