Active

$649,000

495 Totowa Ave, Paterson City, NJ 07522

6beds

--sqft

$4,837/mo

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Multi Family

Built in 1940

-- sqft lot

$670,000 Zestimate^®

$--/sqft

$-- HOA

What's special

Finished detached garageBonus atticFunctional layoutComfortable living space

Great opportunity to own a two-family home with 3 bonus Units! Offering a 2-bedroom, 1-bath unit, and a 4 bed 2 bath unit, making it ideal for both owner-occupants and investors. Both units will be delivered vacant, providing flexibility for owner occupancy or the ability to select your own tenants. Each apartment features a functional layout with comfortable living space. The property also includes a bonus attic, and full finished basement offering additional storage or potential, and many options for the finished detached garage. Steps away for Places of worship on the corner, and conveniently located near shopping, schools, parks, major highways, and public transportation. A fantastic opportunity to make this property your own for income potential, or to live expense-free as an owner occupant!

24 days

808

65

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 6
Bathrooms: 3
Full bathrooms: 3

Heating

2 Units, See Remarks, Natural Gas

Appliances

Included: Range/Oven - Gas, See Remarks

Features

See Remarks, Bedrooms, Kitchen, Living Room, Attic, Living/Dining Room, Sunroom
Basement: Yes,Finished,Walk-Out Access
Has fireplace: No

Interior area

Total structure area: 0

Property

Parking

Total spaces: 4
Parking features: 1 Car Width, Driveway-Exclusive, On Street, See Remarks
Garage spaces: 1
Uncovered spaces: 4

Features

Levels: 3-Three Story
Stories: 3
Exterior features: Sidewalk

Lot

Size: 3,484 Square Feet
Dimensions: 37 x 100

Details

Parcel number: 2508009120000000230000

Construction

Type & style

Home type: MultiFamily
Property subtype: Multi Family

Materials

Vinyl Siding
Roof: Composition Shingle

Condition

Year built: 1940
Major remodel year: 2026

Utilities & green energy

Gas: Gas In Street, Gas-Natural
Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Gas In Street, Natural Gas Connected

Community & HOA

Community

Security: Carbon Monoxide Detector(s), Smoke Detector(s), Carbon Monoxide Detector, Smoke Detector, Fire Extinguisher

Location

Region: Paterson

Financial & listing details

Tax assessed value: $500,800
Annual tax amount: $12,083
Date on market: 7/17/2026
Total actual rent: 0
Electric utility on property: Yes

Estimated market value

$670,000

$637,000 - $704,000

$2,581/mo

Price history

Date	Event	Price
7/17/2026	Listed for sale	$649,000
Source: GSMLS #4041541 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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