MISQUAMICUT BEACH cottage set on 0.42 acres, currently configured as a two-family beachfront property. A great opportunity to create your own coastal retreat in a prime location. This home has been cherished by the same family for many years and has also functioned as a successful rental, with bookings in place for the 2026 summer season. The main level features a spacious deck, ideal for relaxing or casual outdoor dining after a day at the beach. Inside, you’ll find two bedrooms, one full bath, and a living room with a large window overlooking the ocean, with views stretching toward Block Island. The walkout lower level includes two additional bedrooms, a full bath, kitchen, and family room, offering flexible space for guests or extended stays. Use this as a canvas to create your own beachfront escape and enjoy this well-loved location for years to come.
For sale
$2,200,000
497 Atlantic Ave, Westerly, RI 02891
4beds
1,700sqft
Single Family Residence
Built in 1957
0.42 Acres Lot
$-- Zestimate®
$1,294/sqft
$-- HOA
What's special
Walkout lower levelSpacious deck
- 54 days |
- 1,547 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
Lori Joyal 401-742-1225,
Lila Delman Compass
Source: StateWide MLS RI,MLS#: 1411646
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- None
Cooling
- Window Unit(s)
Features
- Plumbing (Mixed), Insulation (None)
- Flooring: Other, Vinyl
- Basement: Full,Walk-Out Access,Partially Finished,Bath/Stubbed,Bedroom(s),Family Room,Kitchen,Living Room
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 980
- Total interior livable area: 1,700 sqft
- Finished area above ground: 980
- Finished area below ground: 720
Video & virtual tour
Property
Parking
- Total spaces: 8
- Parking features: No Garage
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront, Ocean Front, Walk to Salt Water
Lot
- Size: 0.42 Acres
Details
- Parcel number: WESTM155B24
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Shingles
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 1957
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Utilities for property: Water Connected
Community & HOA
Community
- Features: Golf, Marina
- Subdivision: Misquamicut Beachfront
HOA
- Has HOA: No
Location
- Region: Westerly
Financial & listing details
- Price per square foot: $1,294/sqft
- Tax assessed value: $1,797,100
- Annual tax amount: $12,777
- Date on market: 5/4/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/4/2026 | Listed for sale | $2,200,000$1,294/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $12,777 +1.3% | $1,797,100 +39.7% |
| 2024 | $12,616 +2.6% | $1,286,000 |
| 2023 | $12,294 | $1,286,000 |
| 2022 | $12,294 +6.1% | $1,286,000 +27.8% |
| 2021 | $11,590 +1.9% | $1,006,100 |
| 2020 | $11,379 +1% | $1,006,100 |
| 2019 | $11,268 +3.9% | $1,006,100 +10.2% |
| 2018 | $10,850 +2.5% | $913,300 |
| 2017 | $10,585 -0.8% | $913,300 |
| 2016 | $10,667 +5.9% | $913,300 -1.9% |
| 2015 | $10,069 +1.7% | $930,600 |
| 2014 | $9,902 +1.1% | $930,600 |
| 2013 | $9,799 +2.5% | $930,600 -5.2% |
| 2012 | $9,560 | $981,500 |
| 2011 | $9,560 +0.4% | $981,500 |
| 2010 | $9,521 -13.4% | $981,500 -20.8% |
| 2009 | $10,992 | $1,239,200 |
| 2008 | $10,992 +3.1% | $1,239,200 |
| 2007 | $10,657 +14.4% | $1,239,200 +42.4% |
| 2006 | $9,318 +4% | $870,000 +0% |
| 2005 | $8,960 +16.4% | $869,900 +73.5% |
| 2003 | $7,695 | $501,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 02891
Nearby schools
GreatSchools rating
- 5/10Dunn's Corners SchoolGrades: K-4Distance: 1.4 mi
- 6/10Westerly Middle SchoolGrades: 5-8Distance: 1.5 mi
- 7/10Westerly High SchoolGrades: 9-12Distance: 3.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Rhode Island
- Washington County
- Westerly
- 02891
- 497 Atlantic Ave







