For sale

Price cut: $5K (7/24)

$94,900

499 Columbia St, Waterloo, IA 50703

2beds

1,104sqft

$719/mo

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Single Family Residence

Built in 1899

5,924 Square Feet Lot

$-- Zestimate^®

$86/sqft

$-- HOA

What's special

Two stall garageTwo generously sized bedroomsMain floor laundryCorner lot

Whether you're searching for your first home or looking to add another property to your investment portfolio, this one is worth a look. Inside, you'll find a spacious kitchen with plenty of cabinet and counter space, making meal prep or tackling your weekly grocery haul a whole lot easier. The eat in kitchen flows into the large living room, creating an open and comfortable space for everyday living. Fresh paint and updated flooring throughout give the home a clean, move in ready feel. Two generously sized bedrooms connect to the full bathroom, complete with a clawfoot tub that adds a touch of character. Main floor laundry adds extra convenience, while the oversized basement provides plenty of room for storage. Situated on a corner lot, the property also features a two stall garage. Priced under $100,000, this home offers an opportunity to move right in, start building equity, or add a ready to rent property to your portfolio.

63 days

580

44

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air, Natural Gas

Cooling

None

Appliances

Included: Gas Water Heater
Laundry: 1st Floor, Laundry Room

Features

Basement: Unfinished
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,104 sqft
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: 2 Stall, Detached Garage
Carport spaces: 2

Lot

Size: 5,924 Square Feet
Dimensions: 122 x 50

Details

Has additional parcels: Yes
Parcel number: 891323208010
Zoning: R-2
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Shingle,Asphalt

Condition

Year built: 1899

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Location

Region: Waterloo

Financial & listing details

Price per square foot: $86/sqft
Tax assessed value: $65,590
Annual tax amount: $1,338
Date on market: 6/15/2026
Cumulative days on market: 63 days
Road surface type: Gravel, Hard Surface Road

Estimated market value

Not available

Estimated sales range

Not available

$857/mo

Price history

Date	Event	Price
7/24/2026	Price change	$94,900-5%$86/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262687 Report a problem
6/15/2026	Listed for sale	$99,900+250.5%$90/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262687 Report a problem
4/22/2011	Sold	$28,500-24%$26/sqft
Source: Agent Provided Report a problem
4/4/2011	Pending sale	$37,500$34/sqft
Source: Nooren REALTORS #169800 Report a problem
3/2/2011	Price change	$37,500+101251.4%$34/sqft
Source: Nooren REALTORS #169800 Report a problem
2/25/2011	Price change	$37-99.9%
Source: Nooren REALTORS #169800 Report a problem
11/23/2010	Listed for sale	$37,500+108.3%$34/sqft
Source: Nooren REALTORS #169800 Report a problem
2/23/1994	Sold	$18,000$16/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$952 +8.5%	$63,340 +44.3%
2024	$877 +9.2%	$43,880
2023	$803 +2.7%	$43,880 +20%
2022	$782 -22.2%	$36,570
2021	$1,005 +1.6%	$36,570 -17.6%
2020	$989 -0.9%	$44,380
2019	$998 +0.8%	$44,380
2018	$989 -0.1%	$44,380
2017	$990 -5.2%	$44,380
2016	$1,044	$44,380
2015	$1,044 +4.4%	$44,380
2014	$1,000 +4.2%	$44,380 -2.4%
2012	$960 -12.1%	$45,490
2011	$1,092 +3.3%	$45,490 -13.7%
2010	$1,058 +2.8%	$52,720
2009	$1,029 +2.2%	$52,720
2008	$1,007 +1.7%	$52,720 +7%
2007	$990 -0.5%	$49,270
2006	$995 +77.8%	$49,270
2005	$560 +5.8%	$49,270 +108.9%
2003	$529 +1.7%	$23,580
2002	$520 +10.7%	$23,580 +18%
2001	$470	$19,980

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 50703

Getting around

62 / 100

Somewhat Walkable

27 / 100

Some Transit

48 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Fred Becker Elementary School
Grades: PK-5Distance: 2.5 mi
2/10
Central Middle School
Grades: 6-8Distance: 3.1 mi
3/10
West High School
Grades: 9-12Distance: 2.8 mi

Schools provided by the listing agent

Elementary: Fred Becker Elementary
Middle: Central
High: East High

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.