Move-in-ready home in one of Sudden Valley's best locations! Natural light and skylights abound in this beautiful home on a flat lot just one minute from Sudden Valley's Gate 9 entrance. Solid oak floors and vaulted ceilings throughout, with oversized windows capturing the amazing greenery outdoors. This functional floor plan lives large with minimal steps. Spacious primary suite feels like a private retreat with large windows, a walk-in closet, and an ensuite full bath. A bonus room with a slider door to the patio has an attached half bath and offers flex space to suit different needs. A home office? Multi-generational living? The space has endless opportunity. Enjoy the multiple stone patios in the trees, brand-new roof and sheathing, new washer/dryer, and fresh paint throughout the house. Take advantage of the PNW outdoors with dog trails right out your front door, as well as the Stimpson Family Nature Reserve trail and world-class biking and hiking just a few minutes away. Community amenities include pools, tennis and pickleball courts, a gym, a boat launch, beach access, plus much more! Special lender credit offered through Evergreen Home Loans. This home has been pre-inspected and is ready for you!
Pending
Listed by: Bellingham Real Estate Company • Morgan Loy
$515,000
5 Horseshoe Circle, Bellingham, WA 98229
3beds
1,820sqft
Single Family Residence
Built in 1993
6,098 Square Feet Lot
$516,000 Zestimate®
$283/sqft
$156/mo HOA
What's special
Solid oak floorsWalk-in closetNatural light and skylightsFlat lotVaulted ceilingsBrand-new roof and sheathing
- --
- on Zillow
- 1,079
- views
- 77
- saves
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Morgan Loy,
Bellingham Real Estate Company
Source: NWMLS as distributed by MLS GRID,MLS#: 2586443
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom full
- Level: Second
Bathroom full
- Level: Second
Other
- Level: Lower
Dining room
- Level: Main
Entry hall
- Level: Main
Family room
- Level: Lower
Kitchen without eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Second
Heating
- Fireplace, Forced Air, Electric, Propane
Cooling
- None
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Washer(s)
Features
- Bath Off Primary, Dining Room
- Flooring: Hardwood, Vinyl
- Windows: Dbl Pane/Storm Window
- Basement: Daylight
- Number of fireplaces: 1
- Fireplace features: Gas, Main Level: 1, Fireplace
Interior area
- Total structure area: 1,820
- Total interior livable area: 1,820 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached Garage
- Has attached garage: Yes
- Covered spaces: 2
- Uncovered spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Fireplace, Vaulted Ceiling(s), Walk-In Closet(s)
- Has view: Yes
- View description: Territorial
Lot
- Size: 6,098 Square Feet
- Dimensions: 70 x 90 x 70 x 90
- Features: Paved, Deck, High Speed Internet, Patio, Propane
- Topography: Level,Partial Slope
- Residential vegetation: Wooded
Details
- Parcel number: 3704061711220000
- Zoning: RR3
- Zoning description: Jurisdiction: County
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 2 Stories w/Bsmnt
- Property subtype: Single Family Residence
Materials
- Cement Planked, Cement Plank
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Good
- Year built: 1993
Utilities & green energy
- Electric: Company: Puget Sound Energy
- Sewer: Sewer Connected, Company: Lake Whatcom Water & Sewer
- Water: Community, Company: Lake Whatcom Water & Sewer
Community & HOA
Community
- Features: Boat Launch, CCRs, Clubhouse, Golf, Park, Playground, Trail(s)
- Subdivision: Sudden Valley
HOA
- Services included: Common Area Maintenance, Road Maintenance, Snow Removal
- HOA fee: $156 monthly
- HOA phone: 360-734-6430
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $283/sqft
- Tax assessed value: $502,739
- Annual tax amount: $4,976
- Date on market: 9/23/2026
- Listing terms: Conventional,FHA,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$516,000
$490,000 - $542,000
$3,084/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/1/2026 | Pending sale | $515,000$283/sqft |
Source:  NWMLS as distributed by MLS GRID #2586443 Report a problem | ||
| 9/23/2026 | Listed for sale | $515,000-1.3%$283/sqft |
Source: NWMLS as distributed by MLS GRID #2586443 Report a problem | ||
| 4/14/2025 | Listing removed | $2,900$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/11/2025 | Listed for rent | $2,900+7.4%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/16/2025 | Listing removed | $2,700$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/4/2025 | Listed for rent | $2,700+3.8%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/8/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 8/31/2023 | Listed for rent | $2,600+4%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/10/2022 | Listing removed | -- |
Source: Zillow Rental Network Premium Report a problem | ||
| 11/4/2022 | Price change | $2,500-7.4%$1/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 10/18/2022 | Price change | $2,700-5.3%$1/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 9/9/2022 | Listed for rent | $2,850$2/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 7/6/2021 | Sold | $522,000+27.3%$287/sqft |
Source: NWMLS as distributed by MLS GRID #1780439 Report a problem | ||
| 6/1/2021 | Pending sale | $410,000$225/sqft |
Source: NWMLS as distributed by MLS GRID #1780439 Report a problem | ||
| 5/27/2021 | Listed for sale | $410,000+27.3%$225/sqft |
Source: NWMLS as distributed by MLS GRID #1780439 Report a problem | ||
| 1/11/2019 | Sold | $322,000-3.9%$177/sqft |
Source: NWMLS as distributed by MLS GRID #1348731 Report a problem | ||
| 12/6/2018 | Pending sale | $334,999$184/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 11/14/2018 | Price change | $334,999-4.3%$184/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 10/22/2018 | Listed for sale | $349,900$192/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 10/19/2018 | Pending sale | $349,900$192/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 9/11/2018 | Price change | $349,900-4.1%$192/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 8/20/2018 | Listed for sale | $365,000$201/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,976 +8% | $502,739 +1.5% |
| 2024 | $4,607 +6% | $495,308 -0.6% |
| 2023 | $4,347 +3% | $498,333 +16% |
| 2022 | $4,221 +23.4% | $429,610 +38% |
| 2021 | $3,421 +4.2% | $311,311 +6% |
| 2020 | $3,284 | $293,690 +1.5% |
| 2019 | $3,284 +0.7% | $289,412 +6.5% |
| 2018 | $3,261 +9.4% | $271,743 +17% |
| 2017 | $2,982 -0.3% | $232,223 +13.7% |
| 2016 | $2,992 +32.3% | $204,297 +6.6% |
| 2015 | $2,261 | $191,644 +2.9% |
| 2014 | $2,261 -0.1% | $186,171 -3.2% |
| 2013 | $2,264 | $192,418 -1.5% |
| 2012 | -- | $195,311 -3.6% |
| 2011 | -- | $202,650 -3.8% |
| 2010 | -- | $210,729 -8.1% |
| 2009 | $2,158 +26.5% | $229,285 |
| 2008 | $1,706 | $229,285 +39.7% |
| 2007 | $1,706 -17.7% | $164,175 |
| 2005 | $2,072 | $164,175 |
| 2004 | $2,072 +15.1% | $164,175 +23.2% |
| 2003 | $1,800 +2% | $133,290 |
| 2002 | $1,764 +0.2% | $133,290 |
| 2001 | $1,761 | $133,290 |
| 2000 | -- | $133,290 -1.6% |
| 1999 | -- | $135,390 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Sudden Valley
Nearby schools
Schools provided by the listing agent
- Elementary: Geneva Elem
- Middle: Kulshan Mid
- High: Bellingham High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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