Natural light and skylights abound in this beautiful home on a flat lot in Sudden Valley's Gate 9! Solid oak floors and vaulted ceilings throughout, with oversized windows looking out at greenery. This functional floor plan lives large with minimal steps. Spacious primary suite includes a walk-in closet and an ensuite full bath. Downstairs, a bonus room with a slider door to the patio and an attached half bath offers flex space to suit different needs. Out back, enjoy the private stone patio in the trees. Brand new roof and sheathing, new washer/dryer, and fresh paint throughout the house. Super convenient access just 1 minute from the Gate 9 entrance, close to the Stimpson Family Nature Reserve trail as well as biking and hiking, and just 20 minutes to all that downtown Bellingham has to offer. Experience the blend of nature and amenities that the Sudden Valley community is known for!
Active
Listed by: Bellingham Real Estate Company • Morgan Loy
Price cut: $27K (6/30)
$560,000
5 Horseshoe Circle, Bellingham, WA 98229
3beds
1,820sqft
Single Family Residence
Built in 1993
6,098 Square Feet Lot
$555,800 Zestimate®
$308/sqft
$167/mo HOA
What's special
Solid oak floorsAttached half bathSpacious primary suiteWalk-in closetNatural light and skylightsFlat lotVaulted ceilings
- 62 days |
- 799 |
- 61 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Morgan Loy,
Bellingham Real Estate Company
Source: NWMLS as distributed by MLS GRID,MLS#: 2518766
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom full
- Level: Second
Bathroom full
- Level: Second
Other
- Level: Lower
Dining room
- Level: Main
Entry hall
- Level: Main
Family room
- Level: Lower
Kitchen without eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Second
Heating
- Fireplace, Forced Air, Electric, Propane
Cooling
- None
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s)
Features
- Bath Off Primary, Dining Room
- Flooring: Hardwood, Vinyl
- Windows: Dbl Pane/Storm Window
- Basement: Daylight
- Number of fireplaces: 1
- Fireplace features: Gas, Main Level: 1, Fireplace
Interior area
- Total structure area: 1,820
- Total interior livable area: 1,820 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Attached Garage
- Has attached garage: Yes
- Covered spaces: 2
- Uncovered spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Fireplace, Vaulted Ceiling(s), Walk-In Closet(s)
- Has view: Yes
- View description: Territorial
Lot
- Size: 6,098 Square Feet
- Dimensions: 70 x 90 x 70 x 90
- Features: Paved, Deck, High Speed Internet, Patio, Propane
- Topography: Level,Partial Slope,Terraces
- Residential vegetation: Wooded
Details
- Parcel number: 3704061711220000
- Zoning: RR3
- Zoning description: Jurisdiction: County
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 2 Stories w/Bsmnt
- Property subtype: Single Family Residence
Materials
- Cement Planked, Cement Plank
- Foundation: Poured Concrete
- Roof: Composition
Condition
- Good
- Year built: 1993
Utilities & green energy
- Electric: Company: Puget Sound Energy
- Sewer: Sewer Connected, Company: Lake Whatcom Water & Sewer
- Water: Community, Company: Lake Whatcom Water & Sewer
Community & HOA
Community
- Features: Athletic Court, Boat Launch, CCRs, Clubhouse, Golf, Park, Playground, Trail(s)
- Subdivision: Sudden Valley
HOA
- Services included: Common Area Maintenance, Road Maintenance, Snow Removal
- HOA fee: $167 monthly
- HOA phone: 360-734-6430
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $308/sqft
- Tax assessed value: $495,308
- Annual tax amount: $4,976
- Date on market: 5/6/2026
- Cumulative days on market: 64 days
- Listing terms: Conventional,FHA,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$555,800
$528,000 - $584,000
$3,092/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Price change | $560,000-4.6%$308/sqft |
Source:  NWMLS as distributed by MLS GRID #2518766 Report a problem | ||
| 6/1/2026 | Price change | $587,000-2%$323/sqft |
Source: NWMLS as distributed by MLS GRID #2518766 Report a problem | ||
| 5/7/2026 | Listed for sale | $599,000+14.8%$329/sqft |
Source: NWMLS as distributed by MLS GRID #2518766 Report a problem | ||
| 4/14/2025 | Listing removed | $2,900$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/11/2025 | Listed for rent | $2,900+7.4%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/16/2025 | Listing removed | $2,700$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/4/2025 | Listed for rent | $2,700+3.8%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/8/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 8/31/2023 | Listed for rent | $2,600+4%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/10/2022 | Listing removed | -- |
Source: Zillow Rental Network Premium Report a problem | ||
| 11/4/2022 | Price change | $2,500-7.4%$1/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 10/18/2022 | Price change | $2,700-5.3%$1/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 9/9/2022 | Listed for rent | $2,850$2/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 7/6/2021 | Sold | $522,000+27.3%$287/sqft |
Source: NWMLS as distributed by MLS GRID #1780439 Report a problem | ||
| 6/1/2021 | Pending sale | $410,000$225/sqft |
Source: NWMLS as distributed by MLS GRID #1780439 Report a problem | ||
| 5/27/2021 | Listed for sale | $410,000+27.3%$225/sqft |
Source: NWMLS as distributed by MLS GRID #1780439 Report a problem | ||
| 1/11/2019 | Sold | $322,000-3.9%$177/sqft |
Source: NWMLS as distributed by MLS GRID #1348731 Report a problem | ||
| 12/6/2018 | Pending sale | $334,999$184/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 11/14/2018 | Price change | $334,999-4.3%$184/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 10/22/2018 | Listed for sale | $349,900$192/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 10/19/2018 | Pending sale | $349,900$192/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 9/11/2018 | Price change | $349,900-4.1%$192/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
| 8/20/2018 | Listed for sale | $365,000$201/sqft |
Source: Realty World Performance #1348731 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,607 +6% | $495,308 -0.6% |
| 2023 | $4,347 +3% | $498,333 +16% |
| 2022 | $4,221 +23.4% | $429,610 +38% |
| 2021 | $3,421 +4.2% | $311,311 +6% |
| 2020 | $3,284 | $293,690 +1.5% |
| 2019 | $3,284 +0.7% | $289,412 +6.5% |
| 2018 | $3,261 +9.4% | $271,743 +17% |
| 2017 | $2,982 -0.3% | $232,223 +13.7% |
| 2016 | $2,992 +32.3% | $204,297 +6.6% |
| 2015 | $2,261 | $191,644 +2.9% |
| 2014 | $2,261 -0.1% | $186,171 -3.2% |
| 2013 | $2,264 | $192,418 -1.5% |
| 2012 | -- | $195,311 -3.6% |
| 2011 | -- | $202,650 -3.8% |
| 2010 | -- | $210,729 -8.1% |
| 2009 | $2,158 +26.5% | $229,285 |
| 2008 | $1,706 | $229,285 +39.7% |
| 2007 | $1,706 -17.7% | $164,175 |
| 2005 | $2,072 | $164,175 |
| 2004 | $2,072 +15.1% | $164,175 +23.2% |
| 2003 | $1,800 +2% | $133,290 |
| 2002 | $1,764 +0.2% | $133,290 |
| 2001 | $1,761 | $133,290 |
| 2000 | -- | $133,290 -1.6% |
| 1999 | -- | $135,390 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Sudden Valley
Nearby schools
GreatSchools rating
- 6/10Geneva Elementary SchoolGrades: PK-5Distance: 3.1 mi
- 9/10Kulshan Middle SchoolGrades: 6-8Distance: 4.1 mi
- 8/10Bellingham High SchoolGrades: 9-12Distance: 6.2 mi
Schools provided by the listing agent
- Elementary: Geneva Elem
- Middle: Kulshan Mid
- High: Bellingham High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Washington
- Whatcom County
- Bellingham
- 98229
- Sudden Valley
- 5 Horseshoe Circle
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