Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting. The ground level also includes a kitchenette, half bath, and storage. The upper level provides access to a shared balcony and includes a large flex area as well as three private rooms, a large second kitchenette and additional half bath. The City Mart building is one of Fernandina’s most recognizable landmarks, fronting Centre Street, and home to Fantastic Fudge and professional offices. The 3rd St. location offers visibility and foot traffic if desired for retail, while the breezeway entrance creates a more tucked-away, private feel. The layout naturally supports retail or gallery space below with residential or studio space above. Imagine a boutique, yoga or art studio, live/work arrangement, or monthly furnished rental. The historic district has stood the test of time as a walkable, working downtown and year-round hub for dining, curated boutiques, and beloved community events. That authenticity is a defining feature of the island's enduring appeal. A zoning confirmation letter outlining permitted uses for C-3 zoning is on file; buyer shall seek permits for renovations or change of use, if required. Seize this opportunity to establish your presence in the heart of Amelia Island’s vibrant historic district!
For sale
Price cut: $1K (7/1)
$899,000
5 S 3rd St #B, Fernandina Beach, FL 32034
--beds
2baths
1,511sqft
Condominium
Built in 1900
-- sqft lot
$838,800 Zestimate®
$595/sqft
$235/mo HOA
What's special
- 2 days |
- 316 |
- 9 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Sara Terry 904-415-1375,
BERKSHIRE HATHAWAY HomeServices HWREI
Source: AINCAR,MLS#: 116589
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
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Facts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 2
- Partial bathrooms: 2
Other
- Description: Flooring: Carpet,Tile,Vinyl,Wood
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Refrigerator
Features
- Windows: Other, See Remarks
Interior area
- Total structure area: 1,511
- Total interior livable area: 1,511 sqft
Property
Parking
- Parking features: Assigned, Other, Parking Lot, On Street, See Remarks
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Rear Porch, Brick, Covered, Front Porch, Patio
- Pool features: None
Details
- Parcel number: 0000311203000B0000
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Architectural style: Historic/Antique,Two Story
- Property subtype: Condominium
Materials
- Brick
- Roof: Other,See Remarks
Condition
- Resale
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: None
HOA
- Has HOA: No
- Services included: Insurance, Sewer, Trash, Water
- HOA fee: $2,824 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $595/sqft
- Tax assessed value: $569,648
- Annual tax amount: $8,435
- Date on market: 7/1/2026
- Listing terms: Cash,Conventional,VA Loan
Estimated market value
$838,800
$797,000 - $881,000
$5,912/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Price change | $899,000-0.1%$595/sqft |
Source: | ||
| 6/30/2026 | Listed for sale | $900,000+462.5%$596/sqft |
Source: | ||
| 6/21/1996 | Sold | $160,000$106/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,435 +13% | $501,290 +10% |
| 2023 | $7,463 +51.1% | $455,718 +45% |
| 2022 | $4,939 -9.8% | $314,288 -2.1% |
| 2021 | $5,478 +12.5% | $320,975 +10% |
| 2020 | $4,871 -0.4% | $291,795 +3.5% |
| 2019 | $4,888 | $281,870 +3.6% |
| 2018 | $4,888 +3.9% | $271,945 +3.8% |
| 2017 | $4,705 +6.7% | $262,020 +1.5% |
| 2016 | $4,409 -0.1% | $258,050 +4.1% |
| 2015 | $4,411 +2.5% | $248,000 +0.2% |
| 2014 | $4,304 | $247,500 +10% |
| 2013 | -- | $225,000 |
| 2012 | -- | $225,000 +36.4% |
| 2003 | -- | $165,000 |
| 2002 | -- | $165,000 +50% |
| 2001 | -- | $110,000 |
| 2000 | -- | $110,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 1.1 mi
- 10/10Fernandina Beach Middle SchoolGrades: 6-8Distance: 1.2 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 1.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 5 S 3rd St Unit B
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