Skip main navigation
For sale
  • Price cut: $1K (7/1)
    $899,000

    5 S 3rd St #B, Fernandina Beach, FL 32034

    --beds
    2baths
    1,511sqft
    : 
    Loading
    Get pre-qualified
    Condominium
    Built in 1900
    -- sqft lot
    $838,800 Zestimate®
    $595/sqft
    $235/mo HOA

    What's special

    Located in the historic City Mart Building in downtown Fernandina Beach, this 1500 sqft space is one of few properties offering this flexibility. Zoned C-3, allowing residential, retail, office, or mixed-use, the possibilities here are incredible! Accessed from a breezeway on S 3rd St, double glass doors open to a spacious room well-suited for a retail shop, gallery, or living area. A large room with custom built-ins is ideal as an executive office, bedroom, or space to browse in a boutique setting. The ground level also includes a kitchenette, half bath, and storage. The upper level provides access to a shared balcony and includes a large flex area as well as three private rooms, a large second kitchenette and additional half bath. The City Mart building is one of Fernandina’s most recognizable landmarks, fronting Centre Street, and home to Fantastic Fudge and professional offices. The 3rd St. location offers visibility and foot traffic if desired for retail, while the breezeway entrance creates a more tucked-away, private feel. The layout naturally supports retail or gallery space below with residential or studio space above. Imagine a boutique, yoga or art studio, live/work arrangement, or monthly furnished rental. The historic district has stood the test of time as a walkable, working downtown and year-round hub for dining, curated boutiques, and beloved community events. That authenticity is a defining feature of the island's enduring appeal. A zoning confirmation letter outlining permitted uses for C-3 zoning is on file; buyer shall seek permits for renovations or change of use, if required. Seize this opportunity to establish your presence in the heart of Amelia Island’s vibrant historic district!
    2 days
    |
    316
    |
    9
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Sara Terry 904-415-1375,

    BERKSHIRE HATHAWAY HomeServices HWREI

    Source: AINCAR,MLS#: 116589MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bathrooms: 2
      • Partial bathrooms: 2
      Other
      • Description: Flooring: Carpet,Tile,Vinyl,Wood
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Refrigerator
      Features
      • Windows: Other, See Remarks
      Interior area
      • Total structure area: 1,511
      • Total interior livable area: 1,511 sqft

      Property

      Parking
      • Parking features: Assigned, Other, Parking Lot, On Street, See Remarks
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Rear Porch, Brick, Covered, Front Porch, Patio
      • Pool features: None
      Details
      • Parcel number: 0000311203000B0000
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Historic/Antique,Two Story
      • Property subtype: Condominium
      Materials
      • Brick
      • Roof: Other,See Remarks
      Condition
      • Resale
      • Year built: 1900

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: None
      HOA
      • Has HOA: No
      • Services included: Insurance, Sewer, Trash, Water
      • HOA fee: $2,824 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $595/sqft
      • Tax assessed value: $569,648
      • Annual tax amount: $8,435
      • Date on market: 7/1/2026
      • Listing terms: Cash,Conventional,VA Loan

        Estimated market value

        $838,800

        $797,000 - $881,000

        $5,912/mo

        Price history

        DateEventPrice
        7/1/2026Price change$899,000-0.1%$595/sqft
        Source: AINCAR #116589 Report a problem
        6/30/2026Listed for sale$900,000+462.5%$596/sqft
        Source: realMLS #2153066 Report a problem
        6/21/1996Sold$160,000$106/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$8,435 +13%$501,290 +10%
        2023$7,463 +51.1%$455,718 +45%
        2022$4,939 -9.8%$314,288 -2.1%
        2021$5,478 +12.5%$320,975 +10%
        2020$4,871 -0.4%$291,795 +3.5%
        2019$4,888 $281,870 +3.6%
        2018$4,888 +3.9%$271,945 +3.8%
        2017$4,705 +6.7%$262,020 +1.5%
        2016$4,409 -0.1%$258,050 +4.1%
        2015$4,411 +2.5%$248,000 +0.2%
        2014$4,304 $247,500 +10%
        2013-- $225,000
        2012-- $225,000 +36.4%
        2003-- $165,000
        2002-- $165,000 +50%
        2001-- $110,000
        2000-- $110,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32034

        Getting around

        72 / 100
        Very Walkable
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

        Skip to the end of the carouselSkip to the beginning of the carousel