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ActivePrice cut: $5K (7/1)
$445,000
3beds
1,812sqft

502 Cardinal Cir E, Saint Marys, GA 31558

3beds
1,812sqft
Single family residence
Built in 1995
0.61 Acres
2 Attached garage spaces
$246 price/sqft

What's special

Spacious primary suiteNew roofSplit floor planOpen-concept layoutGenerous walk-in closetBrick paver patioSoaking tub

THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE. NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1. THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY. ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. MOVE-IN READY AND EASY TO SHOW-SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE THE EXCEPTIONAL LIFESTYLE THAT OSPREY COVE HAS TO OFFER!

118 days
|
1,672
|
77
|
Source: GAMLS,MLS#: 10756732MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Nicole Readdick 912-552-0680,

Coldwell Banker Access Realty

Source: GAMLS,MLS#: 10756732MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3
Rooms
  • Room types: Foyer, Laundry
Dining room
  • Features: Separate Room
Kitchen
  • Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters
Heating
  • Central, Electric, Heat Pump
Cooling
  • Ceiling Fan(s), Central Air, Electric, Heat Pump
Appliances
  • Included: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener
  • Laundry: Mud Room
Features
  • Double Vanity, High Ceilings, Separate Shower, Soaking Tub, Split Bedroom Plan, Tile Bath, Walk-In Closet(s)
  • Flooring: Carpet, Tile, Vinyl
  • Windows: Double Pane Windows
  • Basement: None
  • Attic: Pull Down Stairs
  • Has fireplace: No
  • Common walls with other units/homes: No Common Walls
Interior area
  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft
  • Finished area above ground: 1,812
  • Finished area below ground: 0

Property

Parking
  • Total spaces: 2
  • Parking features: Attached, Garage, Garage Door Opener, Kitchen Level, Side/Rear Entrance
  • Has attached garage: Yes
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Patio, Porch, Screened
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: No Dock Or Boathouse
  • Frontage type: Golf Course,Lakefront,Waterfront
  • Frontage length: Waterfront Footage: 71
Lot
  • Size: 0.61 Acres
  • Features: Level
  • Residential vegetation: Cleared
Details
  • Parcel number: 122A 076
  • Special conditions: Covenants/Restrictions

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subtype: Single Family Residence
Materials
  • Tabby
  • Foundation: Slab
  • Roof: Composition
Condition
  • Updated/Remodeled
  • New construction: No
  • Year built: 1995

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Available

Community & HOA

Community
  • Features: Boat/Camper/Van Prkg, Clubhouse, Fitness Center, Gated, Golf, Lake, Marina, Playground, Pool
  • Security: Gated Community, Smoke Detector(s)
  • Subdivision: Osprey Cove
HOA
  • Has HOA: Yes
  • Services included: Management Fee, Private Roads, Reserve Fund, Security
Location
  • Region: Saint Marys

Financial & listing details

  • Price per square foot: $246/sqft
  • Tax assessed value: $419,520
  • Annual tax amount: $5,505
  • Date on market: 5/4/2026
  • Cumulative days on market: 118 days
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: 1031 Exchange,Cash,Conventional,FHA,USDA Loan,VA Loan
  • Electric utility on property: Yes

Price history

DateEventPrice
7/1/2026Price change$445,000-1.1%$246/sqft
Source: GAMLS #10756732 Report a problem
6/19/2026Price change$450,000-2.2%$248/sqft
Source: GAMLS #10756732 Report a problem
5/4/2026Price change$459,900-4.2%$254/sqft
Source: GAMLS #10756732 Report a problem
3/2/2026Price change$480,000-0.5%$265/sqft
Source: GAMLS #10637021 Report a problem
1/31/2026Price change$482,500-2%$266/sqft
Source: GAMLS #10637021 Report a problem
1/11/2026Price change$492,500-0.5%$272/sqft
Source: GAMLS #10637021 Report a problem
11/4/2025Listed for sale$495,000+25.6%$273/sqft
Source: GAMLS #10637021 Report a problem
5/24/2024Sold$394,000-6.1%$217/sqft
Source: GAMLS #20174877 Report a problem
4/18/2024Pending sale$419,500$232/sqft
Source: GAMLS #20174877 Report a problem
3/30/2024Price change$419,500-0.1%$232/sqft
Source: GAMLS #20174877 Report a problem
3/11/2024Listed for sale$420,000+27.3%$232/sqft
Source: GAMLS #20174877 Report a problem
1/12/2023Sold$330,000-17.3%$182/sqft
Source: Scout MLS #1637436 Report a problem
12/14/2022Pending sale$399,000$220/sqft
Source: GAMLS #10116235 Report a problem
12/14/2022Listed for sale$399,000$220/sqft
Source: GAMLS #10116235 Report a problem
12/13/2022Pending sale$399,000$220/sqft
Source: Scout MLS #1637436 Report a problem
12/5/2022Listed for sale$399,000+85.6%$220/sqft
Source: Scout MLS #1637436 Report a problem
2/20/2019Sold$215,000-10.4%$119/sqft
Source: Public Record Report a problem
2/14/2019Pending sale$239,900$132/sqft
Source: Atlantic Salt Realty #8486921 Report a problem
1/31/2019Price change$239,900-7.7%$132/sqft
Source: Atlantic Salt Realty #8486921 Report a problem
1/13/2019Price change$259,900-7.1%$143/sqft
Source: Atlantic Salt Realty #8486921 Report a problem
11/17/2018Price change$279,900+7.7%$154/sqft
Source: Atlantic Salt Realty #8486921 Report a problem
8/31/2018Price change$259,900-6.8%$143/sqft
Source: Barnett and James, LLC #8418154 Report a problem
8/9/2018Price change$279,000-6.7%$154/sqft
Source: Barnett and James, LLC #8418154 Report a problem
7/16/2018Price change$299,000-9.1%$165/sqft
Source: Barnett and James, LLC #8418154 Report a problem
5/5/2018Listed for sale$329,000-7.3%$182/sqft
Source: Barnett and James, LLC #8374240 Report a problem
6/7/2017Listing removed$1,850$1/sqft
Source: Barnett And James #308057 Report a problem
6/3/2017Listed for rent$1,850+27.6%$1/sqft
Source: Barnett And James #308057 Report a problem
7/5/2013Listing removed$1,450$1/sqft
Source: Barnett and James #308057 Report a problem
8/27/2008Sold$355,000$196/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$5,432 +54%$167,808 +18.1%
2024$3,527 -26.1%$142,116 +2.4%
2023$4,774 +83.4%$138,788 +19%
2022$2,604 +0.6%$116,598 +17.1%
2021$2,589 +33.5%$99,601 +5%
2020$1,939 -43.1%$94,830
2019$3,408 -10.3%$94,830
2018$3,798 +22.2%$94,830 +6.9%
2017$3,107 +16.6%$88,724 +0.1%
2016$2,666 $88,615
2015$2,666 +4.2%$88,615
2014$2,557 $88,615
2013$2,557 $88,615
2012-- --
2011-- --
2010-- --
2009-- $120,742 +3.2%
2008-- $116,954
2007-- $116,954 +31.9%
2006-- $88,700
2005-- $88,700
2004-- $88,700 +11.9%
2003-- $79,300
2002-- $79,300
2001-- $79,300

Find assessor info on the county website

Monthly payment

Est. payment
$2,617/mo
Principal & interest
$2268
Property taxes
$349
More affordability toolsChevron Right

Estimated market value

$436,100

$414,000 - $458,000

$2,252/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 31558

Nearby schools

Mary Lee Clark Elementary School
Grades PK-5 • 1.6 miles
7/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
3/10
Saint Marys Middle School
Grades 6-8 • 2.3 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
5/10
Camden County High School
Grades 9-12 • 4.7 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
8/10

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