This centrally located, two-story REO property in Fort Walton Beach offers an incredible investment opportunity with tons of potential. Built in 1960, this spacious home features a rare layout boasting four bedrooms and 3.5 bathrooms, highlighting two complete master suites--one conveniently located downstairs and the other private on the second floor. The functional floor plan includes an oversized one-car garage and a fully fenced backyard that centers around an in-ground gunite pool. Positioned in the heart of town, the property is just a few miles from both Eglin AFB and Hurlburt Field. The beaches, shopping, schools and more are also just a short drive away. Because the home does require some repairs, it may not qualify for traditional financing, making it a perfect fit for renovation loans, cash buyers, or investors. This property may qualify for vendee financing and is a definite must see. Call today!
Foreclosure
$280,000
504 Manchester Rd, Fort Walton Beach, FL 32547
4beds
2,624sqft
Single Family Residence
Built in 1960
8,712 Square Feet Lot
$273,400 Zestimate®
$107/sqft
$-- HOA
What's special
Two complete master suitesFour bedroomsIn-ground gunite poolOversized one-car garageFunctional floor planFully fenced backyard
- 7 days |
- 4,003 |
- 374 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Cosmo M Spellings 850-699-1856,
Assurance Realty of NWFL LLC
Source: ECAOR,MLS#: 1005786
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Area: 210 Square Feet
- Dimensions: 15 x 14
Bedroom
- Level: First
- Area: 110 Square Feet
- Dimensions: 10 x 11
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 11 x 11
Primary bathroom
- Level: Second
- Area: 117 Square Feet
- Dimensions: 13 x 9
Bathroom
- Level: First
- Area: 48 Square Feet
- Dimensions: 6 x 8
Bathroom
- Level: First
- Area: 64 Square Feet
- Dimensions: 8 x 8
Bathroom
- Level: Second
- Area: 30 Square Feet
- Dimensions: 5 x 6
Den
- Level: Second
- Area: 324 Square Feet
- Dimensions: 18 x 18
Dining area
- Level: First
- Area: 156 Square Feet
- Dimensions: 12 x 13
Garage
- Level: First
- Area: 784 Square Feet
- Dimensions: 56 x 14
Kitchen
- Level: First
- Area: 156 Square Feet
- Dimensions: 13 x 12
Laundry
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Living room
- Level: First
- Area: 234 Square Feet
- Dimensions: 13 x 18
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Tankless Water Heater
Features
- Breakfast Bar, Kitchen Island, Recessed Lighting, Track Lighting, Pantry, Woodwork Painted
- Flooring: Laminate, Tile
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,624
- Total interior livable area: 2,624 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Patio, Porch
- Exterior features: Private Yard
- Has private pool: Yes
- Pool features: In Ground, Gunite
- Fencing: Privacy
Lot
- Size: 8,712 Square Feet
- Dimensions: 80 x 110
- Features: Interior Lot
Details
- Parcel number: 022S24100300040150
- Zoning description: Resid Single Family
- Special conditions: Real Estate Owned
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding, Trim Vinyl
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 1960
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: 3RD ADD GARNIER BCH
Location
- Region: Fort Walton Beach
Financial & listing details
- Price per square foot: $107/sqft
- Tax assessed value: $411,348
- Date on market: 6/19/2026
- Road surface type: Paved
Foreclosure details
Estimated market value
$273,400
$260,000 - $287,000
$4,094/mo
Price history
| Date | Event | Price |
|---|---|---|
| 11/24/2025 | Sold | $276,100-26.4%$105/sqft |
Source: Public Record Report a problem | ||
| 5/7/2021 | Sold | $375,000$143/sqft |
Source:  ECAOR #867645 Report a problem | ||
| 3/25/2021 | Pending sale | $375,000+21.4%$143/sqft |
Source: ECAOR #867645 Report a problem | ||
| 3/29/2019 | Sold | $309,000$118/sqft |
Source: ECAOR #815658 Report a problem | ||
| 2/7/2019 | Listed for sale | $309,000+518%$118/sqft |
Source: Sound Choice Real Estate Llc #815658 Report a problem | ||
| 11/26/2013 | Sold | $50,000+100%$19/sqft |
Source: Public Record Report a problem | ||
| 8/5/2013 | Sold | $25,000-68.7%$10/sqft |
Source: Public Record Report a problem | ||
| 7/19/2013 | Listed for sale | $79,900+299.5%$30/sqft |
Source: White Sands Resort Realty, Inc. #600938 Report a problem | ||
| 4/11/2013 | Listing removed | -- |
Source: Auction.com Report a problem | ||
| 3/24/2013 | Price change | $20,000-20%$8/sqft |
Source: Auction.com Report a problem | ||
| 3/23/2013 | Price change | $25,000-50%$10/sqft |
Source: Auction.com Report a problem | ||
| 3/8/2013 | Price change | $50,000-57.3%$19/sqft |
Source: Auction.com Report a problem | ||
| 3/6/2013 | Listed for sale | -- |
Source: Auction.com Report a problem | ||
| 1/19/2005 | Sold | $117,000$45/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $371,242 +3% |
| 2023 | -- | $360,429 +3% |
| 2022 | -- | $349,931 +19.5% |
| 2021 | $3,335 +22.7% | $292,718 +39.4% |
| 2020 | $2,718 +49.9% | $209,941 +19% |
| 2019 | $1,814 +19.8% | $176,425 +16% |
| 2018 | $1,514 | $152,037 +2.1% |
| 2017 | $1,514 +2% | $148,910 +2.1% |
| 2016 | $1,483 +2.8% | $145,847 +76.5% |
| 2015 | $1,443 +59.4% | $82,652 +84.7% |
| 2014 | $905 | $44,749 -16.4% |
| 2013 | -- | $53,553 -56.3% |
| 2012 | -- | $122,541 -3.4% |
| 2011 | -- | $126,796 -0.5% |
| 2010 | -- | $127,401 +18.7% |
| 2009 | -- | $107,330 -9.2% |
| 2008 | -- | $118,190 -4.8% |
| 2007 | -- | $124,131 +28.7% |
| 2006 | -- | $96,476 +31.9% |
| 2005 | -- | $73,139 +53.4% |
| 2004 | -- | $47,693 +9.3% |
| 2003 | -- | $43,649 +7.5% |
| 2002 | -- | $40,600 +1.8% |
| 2001 | -- | $39,888 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Ocean City
Nearby schools
GreatSchools rating
- 4/10Wright Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 5/10W. C. Pryor Middle SchoolGrades: 6-8Distance: 0.9 mi
- 4/10Choctawhatchee Senior High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: Wright
- Middle: Pryor
- High: Choctawhatchee
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Okaloosa County
- Fort Walton Beach
- 32547
- Ocean City
- 504 Manchester Rd
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