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For salePrice cut: $20K (8/27)
$499,900
5beds
3,197sqft

5046 DOWN COURT, ST CLOUD, FL 34772

5beds
3,197sqft
Single family residence
Built in 2023
5,663 sqft
2 Attached garage spaces
$156 price/sqft
$112/mo HOA

What's special

Fresh paintCustom millworkGarden tubWood accent wallsSmart locksExcellent storage throughoutRing doorbell

**** MOTIVATED SELLER **** BUILT IN EQUITY FROM DAY ONE!! **LOW PROPERTY TAX** Backyard Boat Access | 2023 WATERFRONT HOME | Minutes to LAKE NONA- The BEST PRICED waterfront home in Saint Cloud - Lake Nona area!! Meticulously maintained and several UPGRADES included in the home. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, CEILING FANS throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, and well placed DROP ZONES near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces that make everyday living feel organized and comfortable.The kitchen has a clean, upgraded look with STONE COUNTERTOPS, and BACKSPLASH, 42" cabinetry, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. STONE countertops continue into EVERY BATHROOM! The primary suite is one of the standout spaces, featuring upgraded cabinetry, GARDEN TUB, GLASS enclosed shower, and a KOHLER digital shower system with programmable controls, RAINFALL SHOWER HEAD, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. The home features STORAGE, smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, pool bath door for future outdoor living, and a 240V EV CHARGER. The OVERSIZED two car garage includes EPOXY flooring and an EXTENDED DEPTH BAY, giving you extra space for storage, tools, or a workshop area while still keeping room for parking. This home features boat access to an expansive chain of lakes, with peaceful water views, fishing, kayaking, and the ability to enjoy your boat right from your own backyard. Hanover Lakes offers a true waterfront community lifestyle with resort style amenities including a ZERO ENTRY POOL, splash pad, sundeck, playground, green spaces, fishing areas, community docks, and expansive canals. Located within minutes of Downtown St. Cloud, Lakefront Park, the Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, UCF, shopping, dining, and major Central Florida destinations, this home brings together waterfront living, meaningful upgrades, and a location that makes everyday life feel connected and convenient.

113 days
|
1,100
|
74
|
Source: Stellar MLS,MLS#: O6406936MLS LogoOriginating MLS: Orlando Regional
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

David Hijar 904-910-4516,

OLYMPUS EXECUTIVE REALTY INC 407-469-0090

Source: Stellar MLS,MLS#: O6406936MLS LogoOriginating MLS: Orlando Regional

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
Rooms
  • Room types: Bonus Room, Den/Library/Office, Family Room, Dining Room, Living Room, Utility Room, Loft
Primary bedroom
  • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
  • Level: Second
  • Area: 235.6 Square Feet
  • Dimensions: 12.4x19
Bedroom 2
  • Features: Ceiling Fan(s), Walk-In Closet(s)
  • Level: First
  • Area: 134.47 Square Feet
  • Dimensions: 11.9x11.3
Bedroom 3
  • Features: Ceiling Fan(s), Walk-In Closet(s)
  • Level: Second
  • Area: 192 Square Feet
  • Dimensions: 12.8x15
Bedroom 4
  • Features: Ceiling Fan(s), Walk-In Closet(s)
  • Level: Second
  • Area: 140.12 Square Feet
  • Dimensions: 12.4x11.3
Bedroom 5
  • Features: Ceiling Fan(s), Walk-In Closet(s)
  • Level: Second
  • Area: 196.13 Square Feet
  • Dimensions: 13.9x14.11
Primary bathroom
  • Features: Dual Sinks, En Suite Bathroom, Exhaust Fan, Garden Bath, Multiple Shower Heads, Rain Shower Head, Stone Counters, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Window/Skylight in Bath, Linen Closet
  • Level: Second
  • Area: 78.78 Square Feet
  • Dimensions: 10.1x7.8
Bathroom 2
  • Features: Shower No Tub, Linen Closet
  • Level: First
  • Area: 37.68 Square Feet
  • Dimensions: 7.11x5.3
Bathroom 3
  • Features: Dual Sinks, Exhaust Fan, Shower No Tub, Window/Skylight in Bath, Linen Closet
  • Level: Second
  • Area: 52.72 Square Feet
  • Dimensions: 6.5x8.11
Den
  • Level: Second
  • Area: 151.2 Square Feet
  • Dimensions: 12.6x12
Dining room
  • Features: No Closet
  • Level: First
  • Area: 198.4 Square Feet
  • Dimensions: 16x12.4
Kitchen
  • Features: Kitchen Island, Pantry, Walk-In Closet(s)
  • Level: First
  • Area: 143.82 Square Feet
  • Dimensions: 10.2x14.1
Laundry
  • Level: Second
  • Area: 54.27 Square Feet
  • Dimensions: 8.1x6.7
Living room
  • Features: Ceiling Fan(s), No Closet
  • Level: First
  • Area: 345.6 Square Feet
  • Dimensions: 16x21.6
Loft
  • Level: Second
  • Area: 418.6 Square Feet
  • Dimensions: 16.1x26
Office
  • Features: No Closet
  • Level: First
  • Area: 166.38 Square Feet
  • Dimensions: 11.8x14.1
Heating
  • Central, Electric
Cooling
  • Central Air
Appliances
  • Included: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
  • PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Doors: Sliding Doors
  • Windows: Window Treatments
  • Has fireplace: No
Interior area
  • Total structure area: 3,756
  • Total interior livable area: 3,197 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered, Rear Porch
  • Exterior features: Irrigation System, Lighting, Private Mailbox, Private Yard, Sidewalk, Storage
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • Waterfront features: Canal Front, Waterfront
Lot
  • Size: 5,663 Square Feet
  • Features: Landscaped, Private, Sidewalk
  • Residential vegetation: Mature Landscaping
Details
  • Parcel number: 202631013800014940
  • Zoning: RES
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Florida,Mediterranean,Traditional
  • Property subtype: Single Family Residence
Materials
  • Block, Stucco
  • Foundation: Slab
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 2023

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Community & HOA

Community
  • Features: Canal Front, Community Boat Ramp, Private Boat Ramp, Water Access, Waterfront, Community Mailbox, Playground, Pool, Sidewalks
  • Security: Fire Alarm, Smoke Detector(s), Touchless Entry
  • Pet fee: $0 monthly
  • Subdivision: HANOVER LAKES PH 5
HOA
  • Has HOA: Yes
  • Amenities included: Park, Playground, Pool
  • Services included: Community Pool, Maintenance Grounds, Pool Maintenance
  • HOA fee: $112 monthly
  • HOA name: Artemis Lifestyles Services/Mary James
  • HOA phone: 407-705-2190
Location
  • Region: Saint Cloud

Financial & listing details

  • Price per square foot: $156/sqft
  • Tax assessed value: $488,400
  • Annual tax amount: $7,539
  • Date on market: 5/15/2026
  • Cumulative days on market: 109 days
  • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Paved, Asphalt

Price history

DateEventPrice
8/27/2026Price change$499,900-3.8%$156/sqft
Source: Stellar MLS #O6406936 Report a problem
8/6/2026Price change$519,900-2.8%$163/sqft
Source: Stellar MLS #O6406936 Report a problem
7/14/2026Price change$535,000-2.5%$167/sqft
Source: Stellar MLS #O6406936 Report a problem
7/7/2026Price change$548,9000%$172/sqft
Source: Stellar MLS #O6406936 Report a problem
6/18/2026Price change$549,000-3.7%$172/sqft
Source: Stellar MLS #O6406936 Report a problem
6/4/2026Price change$570,000-3.4%$178/sqft
Source: Stellar MLS #O6406936 Report a problem
5/15/2026Listed for sale$590,000+1.7%$185/sqft
Source: Stellar MLS #O6406936 Report a problem
8/28/2023Sold$579,990$181/sqft
Source: Public Record Report a problem
8/20/2023Pending sale$579,990$181/sqft
Source: Stellar MLS #O6135170 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$9,666 -0.9%$488,400 -1.1%
2024$9,754 +196.7%$494,000 +420%
2023$3,287 +32.7%$95,000 +90%
2022$2,477 $50,000

Find assessor info on the county website

Monthly payment

Est. payment
$3,307/mo
Principal & interest
$2574
Property taxes
$621
HOA Fees
$112
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 34772

Nearby schools

Hickory Tree Elementary School
Grades PK-5 • 2.3 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
4/10
Middle School AA
Grades 6-8 • 5.3 miles
6/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
6/10
Harmony High School
Grades 9-12 • 5.3 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
4/10

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