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For sale by owner
  • $875,000

    505 Cedar St, Fernandina Beach, FL 32034

    1beds
    895sqft
    : 
    $5,707/mo
    Get pre-qualified
    SingleFamily
    Built in 1908
    3,325 Square Feet Lot
    $-- Zestimate®
    $978/sqft
    $-- HOA

    What's special

    Beautiful lotPremium appliancesSoaring vaulted ceilingsDramatic vaulted ceilingsHigh-end fixturesAuthentic shiplap wallsSpacious walk-in shower
    Welcome to 505 Cedar Street! This stunning historic home is located on a quiet street, just a short walk from bustling Centre Street in downtown Fernandina Beach. This early-1900s cottage has been meticulously and thoughtfully restored, combining quintessential Southern charm and elegant modern living. The home was completely renovated down to the studs in 2025, with new electrical, plumbing, insulation, mechanical, and so much more. Nestled on a beautiful lot, some standout features of this home are the soaring vaulted ceilings, the high-end finishes and design details, the authentic shiplap walls, and the Andersen windows that fill the home with natural light and character at every turn. Step inside to a cozy living area anchored by custom built-in shelving that flows seamlessly into an open kitchen and dining space. The kitchen features butcher block countertops, high-end fixtures, and premium appliances, all set beneath the same dramatic vaulted ceilings that make this home so special. A staircase off the kitchen leads up to a charming loft tucked beneath the roofline, currently outfitted with two twin beds - plus additional space that could easily flex as extra storage or a home office. The home's private bedroom sits at the back of the house overlooking the backyard, offering a vaulted ceiling and a large closet. The grand bathroom is a showstopper in its own right, with a double vanity, a spacious walk-in shower, and beautifully crafted custom tile work. Outside, a huge carport provides ample covered parking, while the large backyard offers endless possibilities - plenty of room for entertaining, a future pool, or the already Historic District Council-approved carriage house. This home is a rare find, combining accessibility, privacy, functionality, and charm in one perfect package. It is conveniently located within a short walk to Centre Street's shops, restaurants, and the waterfront in downtown Fernandina Beach. Don't miss your chance to make this dream property yours!
    What the owner loves about this home
    • Fully restored early-1900s cottage with high-end craftsmanship and finishes throughout • All new electrical, mechanical, plumbing and gas: mechanical units, electrical wiring and panel, PEX plumbing and drain lines • Brand new galvalume metal roof • All new siding • Front porch and carport completely rebuilt • New tankless water heater • All new A-series Andersen windows throughout • Vaulted ceilings with cedar wood beams in living area • All new kitchen appliances - induction range and oven, French door refrigerator with double ice maker, dishwasher • Original wood floors and new wood floors to match • Shiplap interior walls - no sheetrock • Light fixtures from Urban Electric, CB2, and Crate and Barrel • Plumbing fixtures from Signature Hardware • Solid Mahogany exterior doors, front and back • New interior doors and hardware throughout • Custom built-in shelving in living room • Custom built-in closet shelving in bedroom • Cantilevered shelving in kitchen • Custom-built range hood. • Historic-brick pathway in front of house. • Remote and keyless entry door hardware.
    4 days
    |
    938
    |
    40
    |
    Listed by:

    Property Owner (843) 693-6280

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Heat pump, Electric
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Freezer, Garbage disposal, Range / Oven, Refrigerator
      Features
      • Flooring: Tile, Hardwood
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total interior livable area: 895 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Carport, Off-street, Garage
      Features
      • Exterior features: Wood
      • Has view: Yes
      • View description: City
      Lot
      • Size: 3,325 Square Feet
      Details
      • Parcel number: 000031180000270072

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1908

      Community & HOA

      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $978/sqft
      • Tax assessed value: $222,428
      • Annual tax amount: $3,899
      • Date on market: 8/22/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,763/mo

        Price history

        DateEventPrice
        8/22/2026Listed for sale$875,000+191.7%$978/sqft
        Source: Owner Report a problem
        6/27/2023Sold$300,000-3.2%$335/sqft
        Source: AINCAR #103949 Report a problem
        5/30/2023Pending sale$310,000$346/sqft
        Source: AINCAR #103949 Report a problem
        5/10/2023Price change$310,000-4.6%$346/sqft
        Source: AINCAR #103949 Report a problem
        3/28/2023Listed for sale$325,000+6.6%$363/sqft
        Source: AINCAR #103949 Report a problem
        9/28/2022Sold$305,000-6.2%$341/sqft
        Source: AINCAR #101912 Report a problem
        9/6/2022Pending sale$325,000$363/sqft
        Source: AINCAR #101912 Report a problem
        9/2/2022Listed for sale$325,000+18.2%$363/sqft
        Source: AINCAR #101912 Report a problem
        2/28/2022Sold$275,000-6.8%$307/sqft
        Source: Public Record Report a problem
        2/8/2022Pending sale$295,000$330/sqft
        Source: AINCAR #98275 Report a problem
        2/7/2022Listed for sale$295,000+7.3%$330/sqft
        Source: AINCAR #98275 Report a problem
        6/22/2021Listing removed--
        Source: AINCAR Report a problem
        3/9/2021Listed for sale$275,000$307/sqft
        Source: AINCAR #93166 Report a problem
        2/19/2021Listing removed--
        Source: AINCAR Report a problem
        12/2/2020Listed for sale$275,000+129.2%$307/sqft
        Source: COLDWELL BANKER THE AMELIA GROUP #93166 Report a problem
        9/1/2017Sold$120,000+20%$134/sqft
        Source: Public Record Report a problem
        5/25/2016Sold$100,000-20%$112/sqft
        Source: Public Record Report a problem
        4/22/2016Listed for sale$125,000+52.6%$140/sqft
        Source: Berkshire Hathaway Homeservices Chaplin Williams R #69260 Report a problem
        5/3/2012Listing removed$81,900$92/sqft
        Source: Owner Report a problem
        3/5/2012Listed for sale$81,900$92/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,899 +9.9%$222,428 +14.8%
        2024$3,548 -1.5%$193,788 +1.1%
        2023$3,601 +42.1%$191,635 +49.4%
        2022$2,534 +11.3%$128,293 +10%
        2021$2,276 +10%$116,630 +10%
        2020$2,068 +3%$106,027 +8.8%
        2019$2,008 $97,458 +6.2%
        2018$2,008 +7.7%$91,737 -6.5%
        2017$1,865 -4.6%$98,089 +14.7%
        2016$1,955 +12.9%$85,548 -0.4%
        2015$1,732 -1.7%$85,933 +6.3%
        2014$1,762 $80,806 +10%
        2013-- $73,460 -0.6%
        2012-- $73,937 -4.9%
        2011-- $77,725 +1.3%
        2010-- $76,718 -20.2%
        2009-- $96,119 -4.4%
        2008-- $100,582 -3.8%
        2007-- $104,584 +30.3%
        2006-- $80,282 +10%
        2005-- $72,962 +24.6%
        2004-- $58,562 +14.4%
        2003-- $51,179 +1.9%
        2002-- $50,212 +35.4%
        2001-- $37,078 +20.5%
        2000-- $30,758
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32034

        Getting around

        75 / 100
        Very Walkable

        Nearby schools

        GreatSchools rating

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