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  • Listing Provided by: Tammy Mitchell Hines & Co.
    Bought with: RE/MAX Preferred
    $482,000

    5063 Rock Rd, Waterloo, IL 62298

    4beds
    2,116sqft
    Single Family Residence
    Built in 1988
    11.76 Acres Lot
    $481,900 Zestimate®
    $228/sqft
    $2,669 Estimated rent

    Home value

    $481,900

    $453,000 - $511,000

    $2,669/mo

    Zestimate® history
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    What's special

    Wood burning stoveSplit floor planCleared trailsAbundant storageRemodeled kitchenDeer standAlmost new hvac system
    Acreage, sheds, woods, pond, wildlife, mushrooms… this property is every outdoor lover’s daydream. With the current owner being relocated, their opportunity becomes yours. This 4 bed, 2 bath BERM (energy effcient and storm safe) home sits on nearly 12 acres just beyond the Waterloo city limits and offers an unbeatable blend of privacy, efficiency, and natural beauty. Nestled into the hillside of rural Monroe County, the home is designed for exceptional energy efficiency, using the earth to help regulate temperature. On the coldest days, a wood burning stove inside and a wood furnace outside keep utility costs low, with an almost new HVAC system available when needed. Step into the formal foyer and you’ll immediately notice the new LVP flooring throughout. The vaulted living room features rustic beams, a fireplace with wood burning insert, and a wall of windows that flood the space with natural light and frame the wooded views. You will be watching that beautiful snow fall dreaming of snow days and play. The remodeled kitchen offers abundant storage, granite countertops, pendant lighting, stainless steel appliances, and a clear sightline straight through the home—perfect for enjoying the scenery while you cook. The split floor plan places the primary suite on one side and three secondary bedrooms with a full remodeled bath on the other. The primary suite includes sliding glass doors to a private patio/yard area, a French door framed walk in closet, and an ensuite with antique double bowl vanity and tub/shower combo. A spacious laundry room with drop zone provides the ideal spot to kick off muddy boots after a day outdoors. Outside, the property becomes your private playground. Nearly 12 mostly wooded acres offer cleared trails, a small pond with recreational potential, and endless opportunities for exploration by foot or ATV. The detached 3+ car garage is fully equipped and will serve as your detached basement, private cave, party barn and more. Just beyond sits a large entertainment area with built in BBQ grill, paver patio, and access to the above ground pool. Two additional sheds—one previously used as a chicken coop—complete the compound. A deer stand remains for your convenience, whether you prefer hunting or simply photographing the abundant wildlife that passes through. And yes… there are mushrooms, lots of mushrooms! New Heat pump 2024. Hall bath remodel 2025, Flooring 2021, All new windows and doors 2021, new light fixtures 2021, resided grey shed, new roof 2023, Water heater 2021, laundry room reconfiguration 2023. Well water with UV light, private sewer serviced 2024. Agent Owned

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Tammy A Hines 618-281-3959,

    Tammy Mitchell Hines & Co.

    Bought with:

    Rebecca M DeMond, 475131653

    RE/MAX Preferred

    Source: MARIS,MLS#: 26003347MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 4
    Primary bedroom
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 216
    • Dimensions: 18x12
    Bedroom
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 132
    • Dimensions: 12x11
    Bedroom
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 132
    • Dimensions: 12x11
    Bedroom
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 120
    • Dimensions: 12x10
    Primary bathroom
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    • Area: 60
    • Dimensions: 12x5
    Bathroom
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    • Area: 72
    • Dimensions: 9x8
    Dining room
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 169
    • Dimensions: 13x13
    Kitchen
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    • Area: 120
    • Dimensions: 12x10
    Laundry
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    • Area: 60
    • Dimensions: 10x6
    Living room
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 368
    • Dimensions: 23x16
    Other
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 45
    • Dimensions: 9x5
    Storage
    • Features: Floor Covering: Ceramic Tile
    • Level: Main
    • Area: 60
    • Dimensions: 10x6
    Storage
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 66
    • Dimensions: 11x6
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Freezer, Microwave, Range, Refrigerator
    • Laundry: Main Level
    Features
    • Tray Ceiling(s), Vaulted Ceiling(s)
    • Flooring: Ceramic Tile, Luxury Vinyl
    • Doors: Sliding Doors
    • Basement: None
    • Number of fireplaces: 1
    • Fireplace features: Free Standing, Wood Burning
    Interior area
    • Total structure area: 2,116
    • Total interior livable area: 2,116 sqft
    • Finished area above ground: 2,116
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 5
    • Parking features: Garage - Attached, Carport
    • Attached garage spaces: 3
    • Carport spaces: 2
    • Covered spaces: 5
    Features
    • Levels: One
    • Exterior features: Outdoor Grill, Playground
    • Has private pool: Yes
    • Pool features: Above Ground
    • Waterfront features: Pond
    Lot
    • Size: 11.76 Acres
    • Features: Adjoins Wooded Area, Pond on Lot
    Details
    • Additional structures: Shed(s)
    • Parcel number: 1021200008000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Brick
    • Roof: Asbestos Shingle
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 1988
    Details
    • Warranty included: Yes

    Utilities & green energy

    • Electric: Ameren
    • Sewer: Septic Tank
    • Water: Well
    • Utilities for property: None

    Community & neighborhood

    Location
    • Region: Waterloo
    • Subdivision: Not In A Subdivision

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Private
    • Road surface type: Gravel

    Price history

    DateEventPrice
    6/5/2026Sold$482,000-3.6%$228/sqft
    Source: MARIS #26003347 Report a problem
    5/7/2026Contingent$499,900$236/sqft
    Source: MARIS #26003347 Report a problem
    5/4/2026Listed for sale$499,900$236/sqft
    Source: MARIS #26003347 Report a problem
    4/14/2026Contingent$499,900$236/sqft
    Source: MARIS #26003347 Report a problem
    4/8/2026Price change$499,900-2.9%$236/sqft
    Source: MARIS #26003347 Report a problem
    3/5/2026Price change$515,000-1.9%$243/sqft
    Source: MARIS #26003347 Report a problem
    1/19/2026Listed for sale$524,900+78.5%$248/sqft
    Source: MARIS #26003347 Report a problem
    8/16/2021Sold$294,000$139/sqft
    Source: MARIS #21041878 Report a problem
    6/30/2021Contingent$294,000+1.4%$139/sqft
    Source: MARIS #21041878 Report a problem
    6/22/2021Listed for sale$289,900+21.2%$137/sqft
    Source: MARIS #21041878 Report a problem
    3/31/2014Sold$239,253$113/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$5,220 -0.2%$91,090 -0.8%
    2023$5,229 -1.2%$91,820 +0.2%
    2022$5,292 $91,670 -2.3%
    2021-- $93,870 +40.7%
    2020-- $66,699 +13.7%
    2019-- $58,669 -0.7%
    2018$3,557 $59,111 -2.6%
    2017$3,557 $60,686 +8.2%
    2016$3,557 +21.7%$56,094 +10.3%
    2015$2,924 +16%$50,866 -0.8%
    2014$2,520 $51,295 -5%
    2012$2,520 $54,010 -0.8%
    2011-- $54,444 +0%
    2010-- $54,438 -4.1%
    2009-- $56,753 +6.3%
    2008-- $53,378 +0%
    2007-- $53,374

    Find assessor info on the county website

    Neighborhood: 62298

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Waterloo Dist 5
    • Middle: Waterloo Dist 5
    • High: Waterloo

    Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $481,900
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $481,900