Charming 3 Bed 2 Bath home for sale in the Historic Estates. Plenty of curb appeal with the added bonus of privacy from the fenced-in back yard and attached 2 car garage. Open concept living space has vaulted ceilings, featuring a cozy wood-burning fireplace and first floor laundry closet. The first bedroom is directly across the hall from the first bathroom. The second bedroom is directly across from the master suite. On the lower level, this house offers a finished family room, and bonus room with plenty of storage. The unfinished side offers additional storage and access to the home's utilities. This house is located on a spacious corner lot directly across from the Monroe Co. History Museum, in walking distance from Downtown Waterloo's restaurants and entertainment.
Realtors @ .5% Commission - (seller to host open house, showings, and paperwork)
Sold for $290,000
$290,000
509 Cathy Dr, Waterloo, IL 62298
3beds
2,049sqft
SingleFamily
Built in 1997
0.25 Acres Lot
$290,100 Zestimate®
$142/sqft
$2,305 Estimated rent
Home value
$290,100
$235,000 - $357,000
$2,305/mo
Zestimate® history
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$1,970/mo
Est. payment
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List your homeWhat's special
Cozy wood-burning fireplaceFinished family roomOpen concept living spaceVaulted ceilingsSpacious corner lotFirst floor laundry closet
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Heating
- Forced air, Gas
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Vaulted Ceiling(s), Living Room, Family Room
- Flooring: Carpet, Laminate, Linoleum / Vinyl
- Basement: Partially finished
- Has fireplace: Yes
- Fireplace features: Wood Burning, Living Room
Interior area
- Structure area source: County Records
- Total interior livable area: 2,049 sqft
- Finished area below ground: 929
Property
Parking
- Parking features: Garage - Attached
Features
- Exterior features: Vinyl
Lot
- Size: 0.25 Acres
- Features: Fencing
Details
- Parcel number: 0725452017000
- Special conditions: Sale
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch, 1 STORY
Condition
- Year built: 1997
Utilities & green energy
- Sewer: Public
- Water: Public
Community & neighborhood
Location
- Region: Waterloo
Other
Other facts
- WaterSource: Public
- Heating: Forced Air, Gas
- Appliances: Dishwasher, Disposal, Microwave, Range
- FireplaceYN: true
- ArchitecturalStyle: Ranch, 1 STORY
- GarageYN: true
- AttachedGarageYN: true
- Basement: Partially Finished, Full, Rec/Family Area, 8 ft + pour
- HeatingYN: true
- CoolingYN: true
- FireplaceFeatures: Wood Burning, Living Room
- FireplacesTotal: 1
- RoomsTotal: 10
- ConstructionMaterials: Vinyl Siding
- StoriesTotal: 1
- PetsAllowed: No
- MainLevelBathrooms: 2
- CoveredSpaces: 2
- OpenParkingYN: true
- InteriorFeatures: Vaulted Ceiling(s), Living Room, Family Room
- ParkingFeatures: Attached Garage, Garage Door Opener
- MainLevelBedrooms: 3
- BelowGradeFinishedArea: 929
- Sewer: Public
- RoomKitchenFeatures: Eat-in Kitchen
- Cooling: Central-Electric
- SpecialListingConditions: Sale
- BuildingAreaSource: County Records
- LotDimensionsSource: County Records
- LotSizeSource: County Records
- RoomBasementFeatures: Full, Partially Finished, Rec/Family Area, 8 ft + pour
- RoomMasterBathroomFeatures: Full Bath
- RoomBedroomFeatures: Main Floor Master
- RoomDiningRoomFeatures: Kitchen/Dining Combo
- LotFeatures: Fencing
- BelowGradeFinishedAreaSource: County Records
- Inclusions: Home Protection Policy
Price history
| Date | Event | Price |
|---|---|---|
| 10/16/2025 | Sold | $290,000-3.3%$142/sqft |
Source: Public Record Report a problem | ||
| 9/17/2025 | Pending sale | $299,900$146/sqft |
Source: Owner Report a problem | ||
| 9/6/2025 | Listed for sale | $299,900+71.4%$146/sqft |
Source: Owner Report a problem | ||
| 9/12/2019 | Sold | $175,000+1.7%$85/sqft |
Source:  MARIS #19055446 Report a problem | ||
| 8/7/2019 | Pending sale | $172,000$84/sqft |
Source: Tammy Mitchell Hines & Co. #19055446 Report a problem | ||
| 8/5/2019 | Listed for sale | $172,000+18.6%$84/sqft |
Source: Tammy Mitchell Hines & Co. #19055446 Report a problem | ||
| 4/29/2011 | Sold | $145,000-6.5%$71/sqft |
Source: Public Record Report a problem | ||
| 3/29/2011 | Price change | $155,000-2.8%$76/sqft |
Source: INCITE REALTY #4001957 Report a problem | ||
| 2/23/2011 | Listed for sale | $159,500+6.3%$78/sqft |
Source: INCITE REALTY #4001957 Report a problem | ||
| 10/5/2009 | Sold | $150,000$73/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,350 +15.2% | $75,260 +13.9% |
| 2023 | $3,777 +9.9% | $66,080 +10.2% |
| 2022 | $3,438 | $59,940 +3.2% |
| 2021 | -- | $58,090 +3.5% |
| 2020 | -- | $56,130 +1.9% |
| 2019 | -- | $55,070 +8.1% |
| 2018 | $2,743 | $50,960 -2.7% |
| 2017 | $2,743 | $52,355 +5.8% |
| 2016 | $2,743 +0.6% | $49,490 -5% |
| 2015 | $2,726 +14.1% | $52,090 +7.6% |
| 2014 | $2,390 | $48,430 -2.3% |
| 2012 | $2,390 | $49,580 -2.1% |
| 2011 | -- | $50,640 -0.1% |
| 2010 | -- | $50,690 -4.1% |
| 2009 | -- | $52,860 +1.7% |
| 2008 | -- | $51,970 +3.5% |
| 2007 | -- | $50,230 |
Find assessor info on the county website
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 6/10Gardner Elementary SchoolGrades: 4-5Distance: 0.9 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 1.1 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: WATERLOO DIST 5
- Middle: WATERLOO DIST 5
- High: Waterloo
- District: Waterloo DIST 5
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$290,100
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$290,100
- Illinois
- Monroe County
- Waterloo
- 62298
- 509 Cathy Dr
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