Welcome to White Bear Gardens—a hidden gem of a neighborhood where nature and convenience meet! This well-designed townhome offers the comfort and ease of true one-level living, with all your daily spaces thoughtfully arranged on the main floor. You’ll love the bright, open layout featuring hardwood floors, a cozy gas fireplace, surround sound speakers, striking lighting, and Hunter Douglas blinds that elevate the space. The beautiful white kitchen includes stainless steel appliances, under-cabinet lighting, and plenty of cabinetry for storage. The spacious main-level primary suite is a retreat of its own, offering upgraded carpet, a large window overlooking a peaceful nature area, a private ensuite bath, and an oversized walk-in closet that connects directly to the laundry—making day-to-day living simple and efficient. Two additional lower-level bedrooms provide flexibility for hosting guests, working from home, or creating hobby space. The lower level adds even more opportunity with a wet bar area that is already plumbed and ready to finish, if you desire. Roof is only 1 year old. Replaced with insurance claim. Step outside and enjoy the secluded feel of this small, quiet 7-unit association, perfectly balanced by its close proximity to downtown White Bear Lake. Just minutes away, you can enjoy charming restaurants, shopping, and walks around the lake. This is more than a townhome—it’s a lifestyle of convenience, comfort, and connection to the community. Experience why so many love calling White Bear Lake home! The stained glass in the entry will be removed prior to closing.
Closed
$565,000
5095 Kelly Ct, White Bear Lake, MN 55110
3beds
2,392sqft
Townhouse Side x Side
Built in 2015
2,178 Square Feet Lot
$577,200 Zestimate®
$236/sqft
$2,949 Estimated rent
Home value
$577,200
$519,000 - $641,000
$2,949/mo
Zestimate® history
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Hardwood floorsSpacious main-level primary suiteCozy gas fireplaceBright open layoutUpgraded carpetHunter douglas blindsStainless steel appliances
Zillow last checked:
Listing updated:
Listed by:
Joy Erickson 612-802-7150,
Edina Realty, Inc.,
Faith Waters 651-285-4476
Bought with:
Lori Erickson
Property Executives Realty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6793600
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Main
- Area: 240 Square Feet
- Dimensions: 16x15
Bedroom 2
- Level: Lower
- Area: 195 Square Feet
- Dimensions: 15x13
Bedroom 3
- Level: Lower
- Area: 240 Square Feet
- Dimensions: 16x15
Bathroom
- Level: Main
- Area: 240 Square Feet
- Dimensions: 16x15
Bathroom
- Level: Main
- Area: 30 Square Feet
- Dimensions: 6x5
Deck
- Level: Main
- Area: 176 Square Feet
- Dimensions: 16x11
Dining room
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13x13
Family room
- Level: Main
- Area: 300 Square Feet
- Dimensions: 20x15
Family room
- Level: Lower
- Area: 660 Square Feet
- Dimensions: 30x22
Foyer
- Level: Main
- Area: 210 Square Feet
- Dimensions: 21x10
Kitchen
- Level: Main
- Area: 140 Square Feet
- Dimensions: 14x10
Laundry
- Level: Main
- Area: 77 Square Feet
- Dimensions: 11x7
Living room
- Level: Main
- Area: 300 Square Feet
- Dimensions: 20x15
Walk in closet
- Level: Main
- Area: 91 Square Feet
- Dimensions: 13x7
Heating
- Forced Air, Fireplace(s), In-Floor Heating
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: Gas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
Features
- Basement: Drain Tiled,Egress Window(s),Finished,Full,Concrete,Storage Space,Sump Basket,Sump Pump
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 2,392
- Total interior livable area: 2,392 sqft
- Finished area above ground: 1,485
- Finished area below ground: 907
Property
Parking
- Total spaces: 2
- Parking features: Attached, Asphalt, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (20x20)
Accessibility
- Accessibility features: Partially Wheelchair
Features
- Levels: One
- Stories: 1
- Patio & porch: Awning(s), Deck
- Waterfront features: Pond
Lot
- Size: 2,178 Square Feet
- Features: Tree Coverage - Medium
Details
- Foundation area: 1485
- Parcel number: 113022440116
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse Side x Side
- Attached to another structure: Yes
Materials
- Concrete
- Roof: Age 8 Years or Less,Architectural Shingle,Asphalt,Pitched
Condition
- New construction: No
- Year built: 2015
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Cic 762 White Bear Gardens
HOA
- Has HOA: Yes
- Services included: Maintenance Structure, Hazard Insurance, Lawn Care, Maintenance Grounds, Sanitation, Snow Removal
- HOA fee: $350 monthly
- HOA name: White Bear Gardens
- HOA phone: 651-402-0524
Location
- Region: White Bear Lake
Financial & listing details
- Price per square foot: $236/sqft
- Tax assessed value: $569,100
- Annual tax amount: $7,798
- Date on market: 10/12/2025
- Cumulative days on market: 7 days
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/13/2025 | Sold | $565,000-1.7%$236/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6793600 Report a problem | ||
| 10/12/2025 | Pending sale | $575,000$240/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6793600 Report a problem | ||
| 10/2/2025 | Listing removed | $575,000$240/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6793600 Report a problem | ||
| 9/25/2025 | Listed for sale | $575,000+336%$240/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6793600 Report a problem | ||
| 8/14/2017 | Sold | $131,878+122.6%$55/sqft |
Source: Public Record Report a problem | ||
| 11/26/2014 | Sold | $59,242$25/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,798 +14.9% | $569,100 +3.6% |
| 2024 | $6,788 +18.4% | $549,100 +7.4% |
| 2023 | $5,732 +6% | $511,300 +14.5% |
| 2022 | $5,410 +3.9% | $446,500 +10.9% |
| 2021 | $5,208 -1.3% | $402,600 +1.3% |
| 2020 | $5,274 +17% | $397,400 +10.2% |
| 2019 | $4,508 | $360,500 |
| 2018 | $4,508 | $360,500 +0.6% |
| 2017 | $4,508 | $358,400 |
| 2016 | $4,508 +1125% | -- |
| 2015 | $368 -49.3% | $40,000 |
| 2014 | $726 -9.9% | -- |
| 2013 | $806 -8.8% | -- |
| 2012 | $884 +12.2% | -- |
| 2011 | $788 | -- |
| 2010 | -- | -- |
| 2009 | $532 +66.3% | -- |
| 2008 | $320 | -- |
Find assessor info on the county website
Neighborhood: 55110
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Nearby schools
GreatSchools rating
- 10/10Lincoln Elementary SchoolGrades: K-5Distance: 0.7 mi
- 6/10Central Middle SchoolGrades: 6-8Distance: 0.4 mi
- NAWhite Bear Lake Area High SchoolGrades: 9-12Distance: 0.2 mi
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Estimated market value
$577,200
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Estimated market value
$577,200
- Minnesota
- Ramsey County
- White Bear Lake
- 55110
- 5095 Kelly Ct
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