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  • Listed by: STG Real Estate, LLC • Spencer Talbott • Contact: 314-399-1985
    Bought with: Coldwell Banker Realty - Gundaker West Regional
    Price Unknown

    5109 Silver Lake Dr, Saint Charles, MO 63304

    4beds
    3,040sqft
    Single Family Residence
    Built in 1983
    0.36 Acres Lot
    $524,600 Zestimate®
    $--/sqft
    $2,979 Estimated rent

    Home value

    $524,600

    $488,000 - $561,000

    $2,979/mo

    Zestimate® history
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    What's special

    Wood-burning fireplaceOpen-concept great roomBonus areasFinished walkout lower levelCoffered ceilingBrazilian cherrywood floors
    Step inside and fall in love with this beautiful great room ranch — where elegance meets comfort! Gorgeous Brazilian cherrywood floors flow throughout the entry foyer, dining room, great room, kitchen, hallways, primary suite, and even the walk-in closet. The open-concept great room features a dramatic coffered ceiling and a see-through wood-burning fireplace, creating a warm and welcoming ambiance. Enjoy the outdoors year-round from your 18x15 sunroom, complete with a skylight and ceiling fan — perfect for morning coffee or relaxing evenings. The spacious 3-car rear-entry garage offers extra depth and plenty of room for vehicles, storage, or even a boat! The finished walkout lower level expands your living space with a large family/rec room, full bath, and two versatile bonus areas ideal for a home office, gym, or guest suite. This home beautifully combines refined craftsmanship and comfortable living — a place you’ll love coming home to every day.

    Zillow last checked:

    Listing updated:

    Listed by:

    Spencer Talbott 314-399-1985,

    STG Real Estate, LLC,

    David A Spivey 815-222-8760,

    STG Real Estate, LLC

    Bought with:

    Bob M Waters, 2003002909

    Coldwell Banker Realty - Gundaker West Regional

    Source: MARIS,MLS#: 25075005MLS LogoOriginating MLS: St. Louis Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 4
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Stainless Steel Appliance(s)
    Features
    • Bar, Bookcases, Breakfast Room, Cathedral Ceiling(s), Entrance Foyer, Granite Counters, Separate Dining, Separate Shower, Tub, Workshop/Hobby Area
    • Flooring: Carpet, Ceramic Tile, Hardwood
    • Has basement: Yes
    • Number of fireplaces: 1
    • Fireplace features: Double Sided
    Interior area
    • Total structure area: 3,040
    • Total interior livable area: 3,040 sqft
    • Finished area above ground: 2,040
    • Finished area below ground: 1,000

    Property

    Parking
    • Total spaces: 6
    • Parking features: Garage - Attached
    • Attached garage spaces: 3
    Features
    • Levels: One
    • Patio & porch: Screened
    Lot
    • Size: 0.36 Acres
    • Features: Back Yard, Corner Lot, Front Yard, Gentle Sloping
    Details
    • Parcel number: 301135342000908.0000000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Brick, Vinyl Siding
    • Roof: Asphalt
    Condition
    • Year built: 1983

    Utilities & green energy

    • Electric: Ameren
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Subdivision: Timberwood Trails #2
    HOA
    • Has HOA: Yes
    • Services included: Clubhouse
    • HOA name: Timberwood Trails
    Location
    • Region: Saint Charles

    Financial & listing details

    • Tax assessed value: $377,463
    • Annual tax amount: $3,960
    • Date on market: 11/11/2025
    • Cumulative days on market: 1 day
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Private
    • Electric utility on property: Yes

    Price history

    DateEventPrice
    12/11/2025Sold--
    Source: MARIS #25075005 Report a problem
    11/12/2025Pending sale$485,000$160/sqft
    Source: MARIS #25075005 Report a problem
    11/11/2025Listed for sale$485,000$160/sqft
    Source: MARIS #25075005 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$4,001 +1.1%$71,718 +8.1%
    2024$3,960 +0%$66,316
    2023$3,958 +12.2%$66,316 +20.8%
    2022$3,528 $54,882
    2021-- $54,882 +17.7%
    2020-- $46,641
    2019$3,161 $46,641 +2.2%
    2018$3,161 +0.8%$45,633
    2017$3,135 +16.3%$45,633 +21%
    2016$2,694 +1.3%$37,727
    2015$2,661 +3.9%$37,727 +7.1%
    2014$2,561 $35,224
    2013-- $35,224 -8%
    2012-- $38,290 -8.4%
    2011-- $41,780
    2010-- $41,780
    2009-- $41,780 -4%
    2008-- $43,520 -79.6%
    2007-- $212,960
    2006-- $212,960
    2005-- $212,960 +20.6%
    2004-- $176,540
    2003-- $176,540
    2002-- --
    2001-- --
    Find assessor info on the county website

    Neighborhood: 63304

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Warren Elem.
    • Middle: Saeger Middle
    • High: Francis Howell Central High

    Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $524,600
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $524,600