511 Ash St, Fernandina Beach, FL 32034
What's special
511 ASH STREET | DOWNTOWN FERNANDINA BEACH | DOUBLE-LOT PROPERTY Two lots, two residences, and a level of space rarely available in the heart of downtown Fernandina Beach. Set on the historic News-Leader homesite, this 12,500-square-foot property offers a main residence, detached cottage, oversized garage, and expansive outdoor living, all just moments from shops, restaurants, and the waterfront. Built in 2021, the main home spans more than 3,000 square feet with 3 bedrooms, 4.5 bathrooms, and flexible bonus space. Engineered oak flooring, 1x10 wood walls, coffered ceilings, Andersen insulated windows, a standing-seam metal roof, and 3-zone HVAC reflect the quality throughout. The kitchen features Sub-Zero and Wolf appliances, dual Bosch dishwashers, and a large butler’s pantry, while two Isokern fireplaces add warmth and architectural character. The main-level primary suite provides exceptional privacy with its own sitting room, private porch, generous walk-in closets, spacious bath, and outdoor shower. Upstairs are two ensuite bedrooms, a gallery, additional flex space, and another full bath. Southern Living–style porches with gas lanterns and composite tongue-and-groove decking extend the living space outdoors. Completed in 2023, the detached 1-bedroom, 1-bath cottage includes cathedral ceilings, a full kitchen, laundry, fireplace, private porch with retractable awning, and dedicated paver parking. The oversized 2-car garage includes walk-up storage, and the double lot provides room for a future pool, with the cottage positioned to serve as a pool house or private guest retreat. For buyers searching for luxury downtown Fernandina Beach real estate, 511 Ash Street stands in a category of its own.
- 168 days
- 804
- 59
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Jenny Schaffer 904-557-4739,
SUMMER HOUSE REALTY
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 6
- Full bathrooms: 5
- Partial bathrooms: 1
Primary bedroom
- Description: Flooring: Wood
- Level: Main
- Dimensions: 14x23
Bedroom
- Description: Flooring: Wood
- Level: Upper
- Dimensions: 11x13
Bedroom
- Description: Flooring: Wood
- Level: Upper
- Dimensions: 12x13
Family room
- Description: Flooring: Wood
- Level: Upper
- Dimensions: 30x8
Kitchen
- Description: Flooring: Wood
- Level: Main
- Dimensions: 8x16
Living room
- Description: Flooring: Wood
- Level: Main
- Dimensions: 25x21
Office
- Description: Flooring: Wood
- Level: Main
- Dimensions: 13x13
Heating
- Central, Electric, Zoned
Cooling
- Central Air, Electric, Zoned
Appliances
- Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Refrigerator, Water Softener Owned, Stove, Washer
Features
- Ceiling Fan(s), Fireplace, Split Bedrooms, Storage, Cable TV, Window Treatments
- Windows: Vinyl, Blinds
- Has fireplace: Yes
Interior area
- Total structure area: 3,563
- Total interior livable area: 3,563 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Two Car Garage, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Patio
- Exterior features: Fence, Sprinkler/Irrigation
- Pool features: None
Lot
- Size: 0.29 Acres
- Dimensions: 125 x 100
Details
- Parcel number: 000031180000290070
- Zoning: C-3
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Frame
- Roof: Metal
Condition
- Resale
- Year built: 2021
Details
- Builder name: Castleton Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Green energy
- Energy efficient items: Insulation
Community & HOA
Community
- Features: Marina
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $800/sqft
- Tax assessed value: $1,668,606
- Annual tax amount: $15,943
- Date on market: 4/24/2026
- Cumulative days on market: 170 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/2/2026 | Price change | $2,849,000-3.4%$800/sqft |
Source: | ||
| 4/24/2026 | Listed for sale | $2,950,000+857.8%$828/sqft |
Source: | ||
| 9/14/2000 | Sold | $308,000$86/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $15,943 +1.4% | $926,538 +2.9% |
| 2024 | $15,726 +7.2% | $900,426 +9.6% |
| 2023 | $14,664 +5.6% | $821,699 +3% |
| 2022 | $13,882 +66.8% | $797,766 +82.3% |
| 2021 | $8,321 -27.5% | $437,703 -25.6% |
| 2020 | $11,470 -5.9% | $588,046 -0.6% |
| 2019 | $12,190 | $591,608 +0.8% |
| 2018 | $12,190 +2.2% | $586,757 -6.7% |
| 2017 | $11,926 -3% | $628,833 +13.2% |
| 2016 | $12,293 +7.9% | $555,319 +140.2% |
| 2015 | $11,392 +140.3% | $231,199 -1.9% |
| 2014 | $4,741 | $235,653 |
Monthly payment
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
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