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For salePrice cut: $101K (9/2)
$2,849,000
4beds
3,563sqft

511 Ash St, Fernandina Beach, FL 32034

4beds
3,563sqft
Single Family Residence
Built in 2021
0.29 Acres Lot
$800/sqft

What's special

Spacious bathFlexible bonus spaceAdditional flex spaceOversized garageExpansive outdoor livingEngineered oak flooringDouble lot

511 ASH STREET | DOWNTOWN FERNANDINA BEACH | DOUBLE-LOT PROPERTY Two lots, two residences, and a level of space rarely available in the heart of downtown Fernandina Beach. Set on the historic News-Leader homesite, this 12,500-square-foot property offers a main residence, detached cottage, oversized garage, and expansive outdoor living, all just moments from shops, restaurants, and the waterfront. Built in 2021, the main home spans more than 3,000 square feet with 3 bedrooms, 4.5 bathrooms, and flexible bonus space. Engineered oak flooring, 1x10 wood walls, coffered ceilings, Andersen insulated windows, a standing-seam metal roof, and 3-zone HVAC reflect the quality throughout. The kitchen features Sub-Zero and Wolf appliances, dual Bosch dishwashers, and a large butler’s pantry, while two Isokern fireplaces add warmth and architectural character. The main-level primary suite provides exceptional privacy with its own sitting room, private porch, generous walk-in closets, spacious bath, and outdoor shower. Upstairs are two ensuite bedrooms, a gallery, additional flex space, and another full bath. Southern Living–style porches with gas lanterns and composite tongue-and-groove decking extend the living space outdoors. Completed in 2023, the detached 1-bedroom, 1-bath cottage includes cathedral ceilings, a full kitchen, laundry, fireplace, private porch with retractable awning, and dedicated paver parking. The oversized 2-car garage includes walk-up storage, and the double lot provides room for a future pool, with the cottage positioned to serve as a pool house or private guest retreat. For buyers searching for luxury downtown Fernandina Beach real estate, 511 Ash Street stands in a category of its own.

168 days
804
59
Source: AINCAR,MLS#: 115823MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Jenny Schaffer 904-557-4739,

SUMMER HOUSE REALTY

Source: AINCAR,MLS#: 115823MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • Partial bathrooms: 1
Primary bedroom
  • Description: Flooring: Wood
  • Level: Main
  • Dimensions: 14x23
Bedroom
  • Description: Flooring: Wood
  • Level: Upper
  • Dimensions: 11x13
Bedroom
  • Description: Flooring: Wood
  • Level: Upper
  • Dimensions: 12x13
Family room
  • Description: Flooring: Wood
  • Level: Upper
  • Dimensions: 30x8
Kitchen
  • Description: Flooring: Wood
  • Level: Main
  • Dimensions: 8x16
Living room
  • Description: Flooring: Wood
  • Level: Main
  • Dimensions: 25x21
Office
  • Description: Flooring: Wood
  • Level: Main
  • Dimensions: 13x13
Heating
  • Central, Electric, Zoned
Cooling
  • Central Air, Electric, Zoned
Appliances
  • Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Refrigerator, Water Softener Owned, Stove, Washer
Features
  • Ceiling Fan(s), Fireplace, Split Bedrooms, Storage, Cable TV, Window Treatments
  • Windows: Vinyl, Blinds
  • Has fireplace: Yes
Interior area
  • Total structure area: 3,563
  • Total interior livable area: 3,563 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Driveway, Two Car Garage, Garage Door Opener
  • Garage spaces: 2
  • Has uncovered spaces: Yes
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered, Front Porch, Patio
  • Exterior features: Fence, Sprinkler/Irrigation
  • Pool features: None
Lot
  • Size: 0.29 Acres
  • Dimensions: 125 x 100
Details
  • Parcel number: 000031180000290070
  • Zoning: C-3

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subtype: Single Family Residence
Materials
  • Fiber Cement, Frame
  • Roof: Metal
Condition
  • Resale
  • Year built: 2021
Details
  • Builder name: Castleton Homes

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available
Green energy
  • Energy efficient items: Insulation

Community & HOA

Community
  • Features: Marina
HOA
  • Has HOA: No
Location
  • Region: Fernandina Beach

Financial & listing details

  • Price per square foot: $800/sqft
  • Tax assessed value: $1,668,606
  • Annual tax amount: $15,943
  • Date on market: 4/24/2026
  • Cumulative days on market: 170 days
  • Listing terms: Cash,Conventional
  • Road surface type: Paved

Price history

DateEventPrice
9/2/2026Price change$2,849,000-3.4%$800/sqft
Source: AINCAR #115823 Report a problem
4/24/2026Listed for sale$2,950,000+857.8%$828/sqft
Source: AINCAR #115823 Report a problem
9/14/2000Sold$308,000$86/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$15,943 +1.4%$926,538 +2.9%
2024$15,726 +7.2%$900,426 +9.6%
2023$14,664 +5.6%$821,699 +3%
2022$13,882 +66.8%$797,766 +82.3%
2021$8,321 -27.5%$437,703 -25.6%
2020$11,470 -5.9%$588,046 -0.6%
2019$12,190 $591,608 +0.8%
2018$12,190 +2.2%$586,757 -6.7%
2017$11,926 -3%$628,833 +13.2%
2016$12,293 +7.9%$555,319 +140.2%
2015$11,392 +140.3%$231,199 -1.9%
2014$4,741 $235,653
Find assessor info on the county website

Monthly payment

Est. payment
$19,734/mo
Principal & interest
$15840
Property taxes
$3894
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32034

Nearby schools

Southside Elementary School
Grades PK-2 • 0.9 miles
N/A
GreatSchools® Rating
Fernandina Beach Middle School
Grades 6-8 • 1 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10
Fernandina Beach High School
Grades PK,3,8-12 • 1 miles
6/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
7/10
Student Progress Rating
4/10