For sale

$3,600,000

514 Emma St, Key West, FL 33040

4beds

1,920sqft

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Single Family Residence

Built in 1997

4,356 Square Feet Lot

$3,379,400 Zestimate^®

$1,875/sqft

$482/mo HOA

What's special

Large islandGuest bedroomDining area

514 Emma is a wonderful single-family home located in Truman Annex. The first floor features a large, updated chef's kitchen with double wall ovens, double refrigerator/freezers and a large island. There is a guest bedroom, and a full bathroom as well as a dining area. French doors in the living area, open to the large rear porch and pool. There is a carport on the rear of the property, PLUS a second deeded carport just across the street. The second floor has a spacious primary en-suite with a private covered porch, plus two guest bedrooms with shared covered porch and full bath. Home features a propane generator. The property is a successful rental property. Video Tour: https://show.tours/zd4yyTKj

168 days

749

28

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Cooling

Central Air, Ceiling Fans(s)

Appliances

Included: Washer, Stainless Steel Appliance(s), Wine Cooler, Microwave, Oven, Refrigerator, Dishwasher, Dryer

Features

Flooring: Wood, Other, Carpet
Doors: French Doors, Impact Rstnce Doors
Windows: Impact Rstnce Window, Aluminum Frames

Interior area

Total interior livable area: 1,920 sqft

Property

Parking

Total spaces: 2
Parking features: Carport, Off Street
Has carport: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Open Porch/Balcony, Deck
Has private pool: Yes
Pool features: Heated, In Ground, Concrete
Water view: None
Waterfront features: None, Dockage: None

Lot

Size: 4,356 Square Feet
Features: Less Than 1/4 Acre

Details

Additional parcels included: 00010120000847
Parcel number: 00010120000225
Zoning: HPRD
Zoning description: Hist Planned Redevelopment & Dev Dist

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Frame
Roof: Metal

Condition

Updated/Remodeled
New construction: No
Year built: 1997

Utilities & green energy

Sewer: Municipal Sewer, Public Sewer
Utilities for property: FKAA

Community & HOA

Community

Security: Electric Gate, Other, Patrolled Area
Subdivision: Old Town - Unrecord (1.0)

HOA

Has HOA: Yes
Services included: Cable TV, Security, Maintenance Grounds
HOA fee: $1,445 quarterly

Location

Region: Key West

Financial & listing details

Price per square foot: $1,875/sqft
Tax assessed value: $2,878,650
Annual tax amount: $24,241
Date on market: 1/9/2026

Estimated market value

$3,379,400

$3.21M - $3.55M

$7,486/mo

Price history

Date	Event	Price
1/9/2026	Listed for sale	$3,600,000+34.8%$1,875/sqft
Source: Key West AOR #618024 Report a problem
6/20/2023	Listing removed	--
Source: Zillow Rentals Report a problem
5/30/2023	Listed for rent	$10,000$5/sqft
Source: Zillow Rentals Report a problem
4/27/2017	Sold	$2,670,000-0.9%$1,391/sqft
Source: FLKMLS #574295 Report a problem
2/15/2017	Listed for sale	$2,695,000+73.9%$1,404/sqft
Source: Compass Realty (KW) #574295 Report a problem
9/19/2011	Sold	$1,550,000-18.2%$807/sqft
Source: FLKMLS #113392 Report a problem
2/11/2011	Price change	$1,895,000-5%$987/sqft
Source: Truman & Co. #113392 Report a problem
1/29/2011	Price change	$1,995,000+5.3%$1,039/sqft
Source: Truman & Co. #113392 Report a problem
1/4/2011	Price change	$1,895,000-5%$987/sqft
Source: Truman & Co. #113392 Report a problem
8/11/2010	Listed for sale	$1,995,000-1.5%$1,039/sqft
Source: Truman & Co. #113392 Report a problem
8/5/2004	Sold	$2,025,000+211.5%$1,055/sqft
Source: Public Record Report a problem
9/18/1997	Sold	$650,000+66%$339/sqft
Source: Public Record Report a problem
2/27/1995	Sold	$391,500$204/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$24,241 +0.5%	$2,878,650 +0.3%
2024	$24,112 -2%	$2,869,905 +9.3%
2023	$24,612 +19.5%	$2,625,964 +10%
2022	$20,588 +5.9%	$2,387,240 +10%
2021	$19,432 -4.1%	$2,170,218 -4.4%
2020	$20,253	$2,270,526 -0.4%
2019	$20,253 -1.3%	$2,279,732 +0.5%
2018	$20,514 -1.6%	$2,268,232 +28%
2017	$20,848 +28%	$1,771,863 +2.1%
2016	$16,289 -3.5%	$1,735,420 +6.1%
2015	$16,872	$1,636,302

Find assessor info on the county website

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Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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