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For sale
    • Price cut: $15K (8/7)
    $185,000

    514 N 4th St, Effingham, IL 62401

    2beds
    1,228sqft
    : 
    $1,292/mo
    Get pre-qualified
    Single Family Residence
    Built in 1915
    8,276 Square Feet Lot
    $-- Zestimate®
    $151/sqft
    $-- HOA

    What's special

    Modern finishesFenced backyardConvenient main-floor laundryNewer appliances
    Well-maintained ranch on the north side of Effingham offering 2 bedrooms, 1.5 baths, and a functional layout designed for everyday living. The main level features two spacious living areas along with convenient main-floor laundry. The kitchen was updated in 2022 with quartz countertops, newer appliances, and modern finishes. Replacement windows throughout provide excellent natural light and improved energy efficiency. Major updates have already been completed, including a new 200-amp electrical service (2026), and HVAC repairs and servicing (2026). Outside, you'll find a fenced backyard and a 30' x 28' detached garage with concrete floors, offering plenty of space for vehicles, hobbies, or additional storage. An unfinished basement provides even more storage options. A pre-listing home inspection has been completed, with the inspection report and repair invoices available for buyer review. Sewer Line Replaced 07/25/2026.
    42 days
    |
    1,259
    |
    67
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Justin Ruholl 217-347-0404,

    RE/MAX Key Advantage,

    Alex Steppe 217-663-8106,

    RE/MAX Key Advantage

    Source: CIBR,MLS#: 6258293MLS LogoOriginating MLS: Central Illinois Board Of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: Flooring: Laminate
      • Level: Main
      • Dimensions: 13.2 x 11.3
      Bedroom
      • Description: Flooring: Laminate
      • Level: Main
      • Dimensions: 11.4 x 11.3
      Family room
      • Description: Flooring: Laminate
      • Level: Main
      • Dimensions: 13.7 x 13.2
      Other
      • Features: Tub Shower
      • Level: Main
      • Dimensions: 9.9 x 4.1
      Half bath
      • Level: Main
      • Dimensions: 9.6 x 5.3
      Kitchen
      • Description: Flooring: Laminate
      • Level: Main
      • Dimensions: 14.8 x 11.2
      Laundry
      • Description: Flooring: Laminate
      • Level: Main
      • Dimensions: 9.6 x 5.3
      Living room
      • Description: Flooring: Laminate
      • Level: Main
      • Dimensions: 15.7 x 13.2
      Heating
      • Forced Air, Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Range Hood, Washer
      • Laundry: Main Level
      Features
      • Main Level Primary
      • Windows: Replacement Windows
      • Basement: Unfinished,Partial
      • Has fireplace: No
      Interior area
      • Total structure area: 1,228
      • Total interior livable area: 1,228 sqft
      • Finished area above ground: 1,228
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch
      • Exterior features: Fence
      • Fencing: Yard Fenced
      Lot
      • Size: 8,276 Square Feet
      Details
      • Parcel number: 0316013008
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Basement
      • Roof: Shingle
      Condition
      • Year built: 1915

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Surveyors Add
      Location
      • Region: Effingham

      Financial & listing details

      • Price per square foot: $151/sqft
      • Tax assessed value: $103,740
      • Annual tax amount: $2,336
      • Date on market: 4/30/2026
      • Cumulative days on market: 75 days
      • Road surface type: Gravel

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/7/2026Price change$185,000-7.5%$151/sqft
        Source: CIBR #6258293 Report a problem
        7/7/2026Listed for sale$200,000-6.1%$163/sqft
        Source: CIBR #6258293 Report a problem
        6/1/2026Listing removed$212,900$173/sqft
        Source: CIBR #6258293 Report a problem
        4/30/2026Listed for sale$212,900-2.7%$173/sqft
        Source: CIBR #6258293 Report a problem
        5/8/2025Listing removed$218,900$178/sqft
        Source: CIBR #6251219 Report a problem
        4/21/2025Price change$218,900-4.4%$178/sqft
        Source: CIBR #6251219 Report a problem
        4/1/2025Listed for sale$228,900+48.6%$186/sqft
        Source: CIBR #6251219 Report a problem
        8/22/2022Listing removed--
        Source: RE/MAX International Report a problem
        8/16/2022Listed for rent$1,400$1/sqft
        Source: RE/MAX International #6222617 Report a problem
        6/3/2022Sold$154,000$125/sqft
        Source: CIBR #6220342 Report a problem
        4/25/2022Pending sale$154,000$125/sqft
        Source: RE/MAX International #6220342 Report a problem
        4/25/2022Contingent$154,000$125/sqft
        Source: CIBR #6220342 Report a problem
        4/20/2022Listed for sale$154,000+71.1%$125/sqft
        Source: CIBR #6220342 Report a problem
        8/10/2016Sold$90,000$73/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,336 +9.1%$34,580 +10%
        2023$2,141 +6.6%$31,440 +9%
        2022$2,009 -3%$28,840 +1%
        2021$2,071 $28,560 +2.9%
        2020-- $27,750 +1%
        2019$1,996 +3.4%$27,480 +4%
        2018$1,931 +1.7%$26,420 +2%
        2017$1,898 $25,900 +3%
        2016-- $25,150 +3%
        2015-- $24,420 +3%
        2014-- $23,700 +2%
        2013-- $23,240 +1.5%
        2012-- $22,900
        2010-- $22,900 +1%
        2009-- $22,670
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 62401

        Getting around

        76 / 100
        Very Walkable
        57 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Effingham Dist. 40

        Source: CIBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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