Pending

Price cut: $15K (8/7)

$185,000

514 N 4th St, Effingham, IL 62401

2beds

1,228sqft

$1,393/mo

Get pre-qualified

Single Family Residence

Built in 1915

8,276 Square Feet Lot

$-- Zestimate^®

$151/sqft

$-- HOA

What's special

Modern finishesFenced backyardConvenient main-floor laundryNewer appliances

Well-maintained ranch on the north side of Effingham offering 2 bedrooms, 1.5 baths, and a functional layout designed for everyday living. The main level features two spacious living areas along with convenient main-floor laundry. The kitchen was updated in 2022 with quartz countertops, newer appliances, and modern finishes. Replacement windows throughout provide excellent natural light and improved energy efficiency. Major updates have already been completed, including a new 200-amp electrical service (2026), and HVAC repairs and servicing (2026). Outside, you'll find a fenced backyard and a 30' x 28' detached garage with concrete floors, offering plenty of space for vehicles, hobbies, or additional storage. An unfinished basement provides even more storage options. A pre-listing home inspection has been completed, with the inspection report and repair invoices available for buyer review. Sewer Line Replaced 07/25/2026.

89 days
104
0

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Primary bedroom

Description: Flooring: Laminate
Level: Main
Dimensions: 13.2 x 11.3

Bedroom

Description: Flooring: Laminate
Level: Main
Dimensions: 11.4 x 11.3

Family room

Description: Flooring: Laminate
Level: Main
Dimensions: 13.7 x 13.2

Other

Features: Tub Shower
Level: Main
Dimensions: 9.9 x 4.1

Half bath

Level: Main
Dimensions: 9.6 x 5.3

Kitchen

Description: Flooring: Laminate
Level: Main
Dimensions: 14.8 x 11.2

Laundry

Description: Flooring: Laminate
Level: Main
Dimensions: 9.6 x 5.3

Living room

Description: Flooring: Laminate
Level: Main
Dimensions: 15.7 x 13.2

Heating

Forced Air, Gas

Cooling

Central Air

Appliances

Included: Dryer, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Range Hood, Washer
Laundry: Main Level

Features

Main Level Primary
Windows: Replacement Windows
Basement: Unfinished,Partial
Has fireplace: No

Interior area

Total structure area: 1,228
Total interior livable area: 1,228 sqft
Finished area above ground: 1,228
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Detached, Garage
Garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Front Porch
Exterior features: Fence
Fencing: Yard Fenced

Lot

Size: 8,276 Square Feet

Details

Parcel number: 0316013008
Zoning: RES
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Basement
Roof: Shingle

Condition

Year built: 1915

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Surveyors Add

Location

Region: Effingham

Financial & listing details

Price per square foot: $151/sqft
Tax assessed value: $103,740
Annual tax amount: $2,336
Date on market: 4/30/2026
Cumulative days on market: 120 days
Road surface type: Gravel

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
9/7/2026	Pending sale	$185,000$151/sqft
Source: CIBR #6258293 Report a problem
8/20/2026	Contingent	$185,000$151/sqft
Source: CIBR #6258293 Report a problem
8/7/2026	Price change	$185,000-7.5%$151/sqft
Source: CIBR #6258293 Report a problem
7/7/2026	Listed for sale	$200,000-6.1%$163/sqft
Source: CIBR #6258293 Report a problem
6/1/2026	Listing removed	$212,900$173/sqft
Source: CIBR #6258293 Report a problem
4/30/2026	Listed for sale	$212,900-2.7%$173/sqft
Source: CIBR #6258293 Report a problem
5/8/2025	Listing removed	$218,900$178/sqft
Source: CIBR #6251219 Report a problem
4/21/2025	Price change	$218,900-4.4%$178/sqft
Source: CIBR #6251219 Report a problem
4/1/2025	Listed for sale	$228,900+48.6%$186/sqft
Source: CIBR #6251219 Report a problem
8/22/2022	Listing removed	--
Source: RE/MAX International Report a problem
8/16/2022	Listed for rent	$1,400$1/sqft
Source: RE/MAX International #6222617 Report a problem
6/3/2022	Sold	$154,000$125/sqft
Source: CIBR #6220342 Report a problem
4/25/2022	Pending sale	$154,000$125/sqft
Source: RE/MAX International #6220342 Report a problem
4/25/2022	Contingent	$154,000$125/sqft
Source: CIBR #6220342 Report a problem
4/20/2022	Listed for sale	$154,000+71.1%$125/sqft
Source: CIBR #6220342 Report a problem
8/10/2016	Sold	$90,000$73/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$2,336 +9.1%	$34,580 +10%
2023	$2,141 +6.6%	$31,440 +9%
2022	$2,009 -3%	$28,840 +1%
2021	$2,071	$28,560 +2.9%
2020	--	$27,750 +1%
2019	$1,996 +3.4%	$27,480 +4%
2018	$1,931 +1.7%	$26,420 +2%
2017	$1,898	$25,900 +3%
2016	--	$25,150 +3%
2015	--	$24,420 +3%
2014	--	$23,700 +2%
2013	--	$23,240 +1.5%
2012	--	$22,900
2010	--	$22,900 +1%
2009	--	$22,670