For sale

Price cut: $5K (6/28)

$105,000

515 6th Ave W, Spencer, IA 51301

3beds

2baths

1,732sqft

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Single Family Residence

Built in 1920

8,712 Square Feet Lot

$-- Zestimate^®

$61/sqft

$-- HOA

What's special

Newer vinyl replacement windowsSmall storage shedRoof in good condition

Great opportunity in a solid neighborhood! This home offers strong potential with several key updates already in place, including newer vinyl replacement windows & a roof in good condition. Inside, you’ll find original hardwood floors in the living room & a mix of spaces—some needing full renovation, including both bathrooms, while others just require cosmetic updates like paint, flooring & light fixtures. Main floor laundry adds convenience. The property also features a 2-car tuck-under attached garage, a large backyard with a concrete patio & a small storage shed. Bring your ideas & build equity with this fixer-upper full of potential! Being sold AS-IS.

116 days

445

3

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2

Bedroom 1

Description: Concrete. Closet, Patio Door To Backyard. Bonus Space/Office, Etc.
Level: Main

Bedroom 2

Description: Plywood.
Level: Upper

Bedroom 3

Description: Plywood
Level: Upper

Bedroom 4

Description: Plywood. Large Room Above Garage. Could Be Bonus Room, Office, Bedroom, Etc.
Level: Upper

Bathroom 1

Description: Tile, Full Bath. Needs Renovating.
Level: Main

Bathroom 2

Description: Bathroom Has Been Gutted Down Tot He Studs. Needs Full Replacement, No Fixtures, Flooring, Etc.
Level: Upper

Kitchen

Description: Vinyl
Level: Main

Laundry

Description: Tile.
Level: Main

Living room

Description: Hardwood
Level: Main

Heating

Baseboard, Forced Air

Cooling

Central Air

Appliances

Included: Gas Water Heater
Laundry: Main Level, Washer/Dryer Hkups

Features

Main Floor Bedrooms
Flooring: Tile
Basement: Unfinished,Full
Common walls with other units/homes: No Common Walls

Interior area

Total structure area: 2,284
Total interior livable area: 1,732 sqft
Finished area above ground: 1,732
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Concrete, Attached
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One and One Half
Stories: 2
Patio & porch: Patio

Lot

Size: 8,712 Square Feet
Dimensions: 66 x 133
Features: Paved, Wooded

Details

Parcel number: 963712479015

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Stick Built
Roof: Asphalt

Condition

Fixer
New construction: No
Year built: 1920

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $61/sqft
Tax assessed value: $142,100
Annual tax amount: $2,084
Date on market: 3/23/2026
Listing terms: Cash,Conventional

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/28/2026	Price change	$105,000-4.5%$61/sqft
Source: Iowa Great Lakes BOR #260166 Report a problem
3/23/2026	Listed for sale	$110,000-2.2%$64/sqft
Source: Iowa Great Lakes BOR #260166 Report a problem
3/12/2018	Listing removed	$112,500$65/sqft
Source: Hometown Realty #18-2 Report a problem
2/26/2018	Pending sale	$112,500$65/sqft
Source: Hometown Realty #18-2 Report a problem
1/1/2018	Listed for sale	$112,500$65/sqft
Source: Hometown Realty #18-2 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,084 +3.5%	$142,100 +9.1%
2024	$2,014 +8.9%	$130,190
2023	$1,850 +2.9%	$130,190 +24%
2022	$1,798 -4.8%	$105,020 +4.4%
2021	$1,888	$100,560 +0.3%
2020	$1,888 -12.5%	$100,230
2019	$2,158 -13.3%	$100,230 +5%
2018	$2,488 +58.9%	$95,420 +23.9%
2017	$1,566 +22.2%	$77,030
2016	$1,282 -3.3%	$77,030 -2.9%
2015	$1,326	$79,370
2014	$1,326 +10.9%	$79,370
2013	$1,196 +2.2%	--
2012	$1,170 +6.9%	--
2011	$1,094 +4.2%	--
2010	$1,050 -1.9%	--
2009	$1,070 +6.6%	--
2007	$1,004 +5%	--
2005	$956	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51301

Getting around

57 / 100

Somewhat Walkable

54 / 100

Bikeable

Nearby schools

GreatSchools rating

NA
Johnson Elementary School
Grades: PK-KDistance: 0.2 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 1.4 mi
7/10
Spencer High School
Grades: 9-12Distance: 1.2 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.