Active

Price cut: $14K (7/21)

$185,000

515 Polkville Rd, Shelby, NC 28150

2beds

1,187sqft

$1,179/mo

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Single Family Residence

Built in 1944

0.4 Acres Lot

$181,100 Zestimate^®

$156/sqft

$-- HOA

What's special

Picture perfect! This crisp and clean 2 bdrm, 1 bath home offers timeless appeal with beautiful hardwood floors and classic built-in that add both character and functionality. A brand new roof provides peace of mind while the well maintained features make this home truly turn-key. Outside is a detached garage along with an additional storage building perfect for all the extras. Don't miss this inviting property that blends comfort, convenience and charm! Move-in ready!

110 days

1,252

92

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 2

Primary bedroom

Level: Main

Bedroom s

Level: Main

Dining room

Level: Main

Kitchen

Level: Main

Laundry

Level: Main

Living room

Level: Main

Heating

Electric, Heat Pump

Cooling

Electric, Heat Pump

Appliances

Included: Dishwasher, Electric Range
Laundry: Laundry Room

Features

Built-in Features
Flooring: Laminate, Tile, Wood
Doors: Screen Door(s), Storm Door(s)
Windows: Storm Window(s)
Has basement: No
Fireplace features: Family Room

Interior area

Total structure area: 1,187
Total interior livable area: 1,187 sqft
Finished area above ground: 1,187
Finished area below ground: 0

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Property

Parking

Total spaces: 1
Parking features: Attached Garage, Garage on Main Level
Attached garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Front Porch

Lot

Size: 0.4 Acres
Features: Level

Details

Additional structures: Outbuilding
Parcel number: 28094
Zoning: R20
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Aluminum
Foundation: Crawl Space

Condition

New construction: No
Year built: 1944

Utilities & green energy

Sewer: Septic Installed
Water: County Water

Community & HOA

Community

Subdivision: None

Location

Region: Shelby

Financial & listing details

Price per square foot: $156/sqft
Tax assessed value: $147,875
Annual tax amount: $939
Date on market: 4/9/2026
Cumulative days on market: 40 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Road surface type: Gravel, Paved

Estimated market value

$181,100

$172,000 - $190,000

$1,135/mo

Price history

Date	Event	Price
7/21/2026	Price change	$185,000-7%$156/sqft
Source: Canopy MLS as distributed by MLS GRID #4367669 Report a problem
7/13/2026	Price change	$199,000-2.9%$168/sqft
Source: Canopy MLS as distributed by MLS GRID #4367669 Report a problem
7/9/2026	Price change	$204,900-2.4%$173/sqft
Source: Canopy MLS as distributed by MLS GRID #4367669 Report a problem
4/18/2026	Price change	$209,900-6.3%$177/sqft
Source: Canopy MLS as distributed by MLS GRID #4367669 Report a problem
4/10/2026	Listed for sale	$224,000+143.5%$189/sqft
Source: Canopy MLS as distributed by MLS GRID #4367669 Report a problem
6/22/2018	Sold	$92,000+2.3%$78/sqft
Source: Canopy MLS as distributed by MLS GRID #3390504 Report a problem
5/10/2018	Listed for sale	$89,900+52.4%$76/sqft
Source: Clay & Associates Real Estate #60869 Report a problem
5/14/2016	Sold	$59,000+18%$50/sqft
Source: Agent Provided Report a problem
8/14/2014	Sold	$50,000$42/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$939 +11.4%	$147,875 +53.3%
2024	$843	$96,456
2023	$843	$96,456
2022	$843 +0.3%	$96,456
2021	$841 +72.4%	$96,456 +91.7%
2020	$488	$50,327
2019	$488 +0.9%	$50,327
2018	$483 +5.7%	$50,327
2017	$457	$50,327
2016	$457	$50,327 -10.1%
2015	$457	$55,970
2014	$457	$55,970
2013	--	$55,970
2012	--	$55,970
2011	--	$55,970
2010	--	$55,970
2008	--	$55,970 +4.8%
2007	--	$53,403
2006	--	$53,403
2005	--	$53,403
2003	--	$53,403

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28150

Getting around

4 / 100

Car-Dependent

10 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Union Elementary
Grades: PK-5Distance: 6.3 mi
4/10
Burns Middle
Grades: 6-8Distance: 8.3 mi
9/10
Cleveland County Early College High School
Grades: 9-12Distance: 5.1 mi

Schools provided by the listing agent

Elementary: Union
Middle: Burns Middle
High: Burns

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.