This spacious, ground floor, open layout is one of the best on the Emerald Coast—featuring two master suites (one with a lock-out option for added rental flexibility), an additional guest bedroom, and two private patios that capture stunning resort scenery. The unit's thoughtful design allows for versatile rental configurations—as a one-, two-, or three-bedroom unit—maximizing income potential. Buy with confidence knowing that the Structural Integrity Reserve Study (SIRS) and Milestone Inspection have been completed. Owners at The Summit enjoy access to the building's heated pool, hot tub, and over 500 feet of private, uncrowded beach. Optional membership in the Tops'l Tennis & Fitness Club provides access to 12 Rubico tennis courts and a state-of-the-art fitness center all within the resort secure 52-acre gated community. Being sold fully furnished and rental-ready, this is a true turnkey opportunity in one of the area's most desirable coastal communities.
For sale
Price cut: $21K (5/14)
$599,000
515 Topsl Beach Blvd APT 108, Miramar Beach, FL 32550
3beds
1,601sqft
Condominium
Built in 1997
-- sqft lot
$-- Zestimate®
$374/sqft
$-- HOA
What's special
Hot tubTwo master suitesHeated pool
- 172 days |
- 186 |
- 14 |
Zillow last checked:
Listing updated:
Listed by:
Ryan Orr 850-865-8308,
Compass
Source: ECAOR,MLS#: 993862
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: Lockout Suite
- Level: First
- Area: 225 Square Feet
- Dimensions: 15 x 15
Primary bedroom
- Level: First
- Area: 195 Square Feet
- Dimensions: 15 x 13
Bedroom
- Level: First
- Area: 150 Square Feet
- Dimensions: 15 x 10
Kitchen
- Level: First
- Area: 96 Square Feet
- Dimensions: 12 x 8
Living room
- Description: Living/ Dining Combo
- Level: First
- Area: 352 Square Feet
- Dimensions: 22 x 16
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
Features
- Furnished: Yes
Interior area
- Total structure area: 1,601
- Total interior livable area: 1,601 sqft
Property
Features
- Exterior features: Outdoor Grill
- Pool features: Heated
- Has spa: Yes
- Spa features: Heated
Details
- Parcel number: 352S21421500000108
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Condition
- Construction Complete
- New construction: No
- Year built: 1997
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Elevators, Fishing, Gated, Picnic Area, Pool, TV Cable, Tennis Court(s), Pickleball, Short Term Rental - Allowed
- Subdivision: SUMMIT AT TOPS'L (THE)
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Security, Sewer, Cable TV, Water, Internet
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $374/sqft
- Tax assessed value: $529,531
- Annual tax amount: $4,660
- Date on market: 1/27/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/14/2026 | Price change | $599,000-3.4%$374/sqft |
Source:  ECAOR #993862 Report a problem | ||
| 1/27/2026 | Listed for sale | $620,000+65.3%$387/sqft |
Source: ECAOR #993862 Report a problem | ||
| 1/16/2018 | Sold | $375,000-8.5%$234/sqft |
Source: Public Record Report a problem | ||
| 11/10/2017 | Price change | $409,900-3.5%$256/sqft |
Source: Beachy Beach 30a Real Estate #785224 Report a problem | ||
| 10/19/2017 | Listed for sale | $424,900+74.1%$265/sqft |
Source: Beachy Beach 30a Real Estate #785224 Report a problem | ||
| 2/14/2012 | Sold | $244,000-28.2%$152/sqft |
Source: Public Record Report a problem | ||
| 9/17/2010 | Listed for sale | $340,000$212/sqft |
Source: ResortQuest Real Estate of Florida LLC DBA ResortQuest Real Estate #539135 Report a problem | ||
| 7/24/2010 | Listing removed | $340,000$212/sqft |
Source: ResortQuest Real Estate of Florida LLC DBA ResortQuest Real Estate #539135 Report a problem | ||
| 6/24/2010 | Listed for sale | $340,000-53.4%$212/sqft |
Source: ResortQuest Real Estate of Florida LLC DBA ResortQuest Real Estate #539135 Report a problem | ||
| 7/12/2005 | Sold | $730,000+52.1%$456/sqft |
Source: Public Record Report a problem | ||
| 7/9/2004 | Sold | $480,000+32.6%$300/sqft |
Source: Public Record Report a problem | ||
| 7/8/2003 | Sold | $362,000$226/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,660 +3.8% | $503,433 +10% |
| 2024 | $4,489 +5.3% | $457,666 +10% |
| 2023 | $4,263 +21.6% | $416,060 +10% |
| 2022 | $3,505 +4.5% | $378,236 +13.5% |
| 2021 | $3,354 +11% | $333,130 +10% |
| 2020 | $3,023 +2.5% | $302,845 +2% |
| 2019 | $2,949 | $296,905 +2% |
| 2018 | $2,949 +1.6% | $291,078 +3% |
| 2017 | $2,902 +3.6% | $282,593 -0.2% |
| 2016 | $2,801 +3.3% | $283,297 +10% |
| 2015 | $2,711 +8.2% | $257,537 +10.3% |
| 2014 | $2,505 | $233,586 +20.7% |
| 2013 | -- | $193,449 -5% |
| 2012 | -- | $203,631 -15% |
| 2011 | -- | $239,558 -5% |
| 2010 | -- | $252,158 -9.7% |
| 2009 | -- | $279,246 -31.3% |
| 2008 | -- | $406,205 |
| 2007 | -- | $406,205 +30% |
| 2005 | -- | $312,465 +49.5% |
| 2004 | -- | $209,007 +9.4% |
| 2003 | -- | $191,007 |
| 2002 | -- | $191,007 |
| 2001 | -- | $191,007 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32550
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 3.9 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 12.6 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 8.6 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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