Skip main navigation
For sale
    • Price cut: $4K (5/5)
    $115,000

    516 Cutler St, Waterloo, IA 50703

    3beds
    1,053sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1930
    6,534 Square Feet Lot
    $109,800 Zestimate®
    $109/sqft
    $-- HOA

    What's special

    Spacious third bedroomNew windowsFresh paint throughoutNew sidingNew roofDining room
    Simple, charming, and completely move-in ready! This well-maintained home offers the perfect blend of comfort, functionality, and major updates that give peace of mind. The main floor features two bedrooms, a cozy living room filled with natural light, a dining room, and your kitchen. Upstairs, you’ll find a spacious third bedroom ideal for a private primary bedroom, play room or home office. The unfinished basement provides abundant storage space and laundry. Step outside to enjoy the large yard, almost completely fenced in, perfect for pets, play, or relaxing evenings outdoors. With new siding, new windows, a new roof and a new AC, the big-ticket items are already taken care of. Fresh paint throughout keeps the interior feeling clean and inviting. Truly nothing left to do but bring your furniture and make it home. Whether you’re a first-time buyer, downsizing, or looking for a smart investment, this one is ready and waiting.
    120 days
    |
    369
    |
    37
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Laurie Lynch 319-310-8374,

    Oakridge Real Estate

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20260812MLS Logo

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Free-Standing Range, Washer, Gas Water Heater
      • Laundry: Lower Level
      Features
      • Basement: Block,Unfinished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,053 sqft
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: None
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 50x129
      Details
      • Parcel number: 891314429015
      • Zoning: R-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Shingle
      Condition
      • Year built: 1930

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: LITCHFIELD ADDITION
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $109/sqft
      • Tax assessed value: $73,760
      • Annual tax amount: $1,332
      • Date on market: 3/1/2026
      • Cumulative days on market: 122 days
      • Road surface type: Mixed

        Estimated market value

        $109,800

        $104,000 - $115,000

        $1,022/mo

        Price history

        DateEventPrice
        5/5/2026Price change$115,000-3.4%$109/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260812 Report a problem
        3/1/2026Listed for sale$119,000+28.6%$113/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260812 Report a problem
        2/9/2026Listing removed$1,100$1/sqft
        Source: Zillow Rentals Report a problem
        1/5/2026Listed for rent$1,100$1/sqft
        Source: Zillow Rentals Report a problem
        9/18/2025Listing removed$1,100$1/sqft
        Source: Zillow Rentals Report a problem
        5/2/2025Listed for rent$1,100$1/sqft
        Source: Zillow Rentals Report a problem
        3/22/2023Sold$92,500-5.6%$88/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20230571 Report a problem
        2/18/2023Pending sale$98,000$93/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20230571 Report a problem
        2/15/2023Listed for sale$98,000+1860%$93/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20230571 Report a problem
        1/11/2019Sold$5,000-24.8%$5/sqft
        Source: Public Record Report a problem
        11/21/2018Pending sale$6,650$6/sqft
        Source: Fusion, REALTORS #20185848 Report a problem
        11/3/2018Price change$6,650-30%$6/sqft
        Source: Fusion, REALTORS #20185848 Report a problem
        10/5/2018Price change$9,500-20.2%$9/sqft
        Source: Fusion, REALTORS #20184980 Report a problem
        9/14/2018Listed for sale$11,900$11/sqft
        Source: Fusion, REALTORS #20184980 Report a problem
        6/19/2018Listing removed$11,900$11/sqft
        Source: Fusion, REALTORS #20182974 Report a problem
        6/2/2018Listed for sale$11,900$11/sqft
        Source: Fusion, REALTORS #20182974 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,332 +15.4%$73,760 +20.1%
        2024$1,155 +112.1%$61,420 +6.3%
        2023$545 -18.2%$57,790 +133%
        2022$666 -4.9%$24,800 -20.4%
        2021$700 +1.6%$31,160 +0.8%
        2020$689 -0.9%$30,920
        2019$695 +40.4%$30,920
        2018$495 +0.2%$30,920
        2017$494 -2%$30,920
        2016$504 $30,920
        2015$504 -7.7%$30,920 -6.8%
        2014$546 -22%$33,170
        2012$700 +3%$33,170
        2011$680 +3.3%$33,170 +1.1%
        2010$658 +2.8%$32,810
        2009$640 +2.2%$32,810
        2008$627 +1.7%$32,810 +7%
        2007$616 -0.5%$30,670
        2006$619 -22.8%$30,670
        2005$802 +5.8%$30,670 -9.3%
        2003$758 +1.7%$33,800
        2002$746 +10.7%$33,800 +18%
        2001$673 $28,640

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 50703

        Getting around

        43 / 100
        Car-Dependent
        18 / 100
        Minimal Transit
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lincoln Elementary Waterloo
        • Middle: George Washington Carver Academy
        • High: East High

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        Skip to the end of the carouselSkip to the beginning of the carousel

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

        Skip to the end of the carouselSkip to the beginning of the carousel

              Nearby cities

              Nearby neighborhoods

              Nearby zip codes

              Other Waterloo Topics

                Search
                Updates
                Favorites
                Plan
                Inbox