Under contract-show

$319,900

517 Elm St, Locust, NC 28097

3beds

1,325sqft

$2,077/mo

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Single Family Residence

Built in 1990

0.91 Acres Lot

$310,300 Zestimate^®

$241/sqft

$-- HOA

What's special

Charming covered front porchWide shaded gravel drivewayDedicated laundry roomPrimary suite

This solid home offers a functional floor plan with great potential for someone ready to add their own finishing touches. Enjoy a primary suite, open living, dining and kitchen concept, as well as a dedicated laundry room. Step outside to the large back deck overlooking the expansive backyard, along with a wide, shaded gravel driveway and charming covered front porch—just waiting for your favorite fall décor. Conveniently located near Locust Town Center, with the bonus of being able to ride your golf cart into town. No HOA and located in the Locust School District, this is a great opportunity to enjoy the convenience of Locust while still having the space and flexibility to make it your own. To make the deal even sweeter, the seller is offering a $5,000 credit toward your desired updates.

44 days
180
6

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Features: Ceiling Fan(s)
Level: Main

Kitchen

Features: Open Floorplan
Level: Main

Laundry

Features: None
Level: Main

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Microwave
Laundry: In Hall, Utility Room, Inside, Laundry Room

Features

Open Floorplan
Flooring: Carpet, Vinyl
Has basement: No

Interior area

Total structure area: 1,325
Total interior livable area: 1,325 sqft
Finished area above ground: 1,325
Finished area below ground: 0

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Covered, Deck, Front Porch

Lot

Size: 0.91 Acres
Dimensions: 121 x 325 x 123 x 322
Features: Cleared, Level, Open Lot

Living quarters

Secondary features: None

Details

Parcel number: 557504700753
Zoning: NR
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Vinyl
Foundation: Crawl Space
Roof: Composition

Condition

New construction: No
Year built: 1990

Utilities & green energy

Sewer: Septic Installed
Water: City

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: none

Location

Region: Locust

Financial & listing details

Price per square foot: $241/sqft
Tax assessed value: $198,167
Annual tax amount: $1,823
Date on market: 8/20/2026
Cumulative days on market: 39 days
Listing terms: Cash,Conventional
Road surface type: Gravel, Paved

Estimated market value

$310,300

$295,000 - $326,000

$1,759/mo

Price history

Date	Event	Price
8/20/2026	Listed for sale	$319,900+258.9%$241/sqft
Source: Canopy MLS as distributed by MLS GRID #4416638 Report a problem
1/20/2017	Sold	$89,124+12.1%$67/sqft
Source: Canopy MLS as distributed by MLS GRID #3234321 Report a problem
1/20/2017	Pending sale	$79,500$60/sqft
Source: Owners.com #3234321 Report a problem
12/1/2016	Price change	$79,500-37.5%$60/sqft
Source: REALHome Services and Solutions #3234321 Report a problem
11/9/2016	Pending sale	$127,200$96/sqft
Source: REALHome Services and Solutions Report a problem
11/9/2016	Listed for sale	$127,200$96/sqft
Source: REALHome Services and Solutions Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,823 +30.3%	$198,167 +54.4%
2024	$1,399	$128,377
2023	$1,399 -7.1%	$128,377
2022	$1,506 +0.9%	$128,377
2021	$1,494 +14.1%	$128,377 +22%
2020	$1,309 +10.1%	$105,217
2019	$1,189	$105,217
2018	$1,189	$105,217
2017	$1,189 -8.9%	$105,217 +2%
2016	$1,305	$103,131
2015	$1,305 +1.3%	$103,131
2014	$1,288	$103,131
2013	--	$103,131 +3%
2012	--	$100,079
2011	--	$100,079
2010	--	$100,079
2009	--	$100,079
2008	--	$100,079
2007	--	$100,079
2006	--	$100,079
2005	--	$100,079
2004	--	$100,079 +11.9%
2003	--	$89,458
2002	--	$89,458
2001	--	$89,458

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 28097

Getting around

16 / 100

Car-Dependent

19 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

9/10
Locust Elementary School
Grades: K-5Distance: 0.6 mi
7/10
West Stanly Middle School
Grades: 6-8Distance: 2.4 mi
6/10
West Stanly High School
Grades: 9-12Distance: 4 mi

Schools provided by the listing agent

Elementary: Locust
Middle: West Stanly
High: West Stanly

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.