For sale

$125,000

517 W 4th St, Spencer, IA 51301

4beds

2baths

1,950sqft

$930/mo

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Single Family Residence

Built in 1900

0.33 Acres Lot

$-- Zestimate^®

$64/sqft

$-- HOA

What's special

Tons of living spaceGenerous room sizesHuge fenced backyardLarge storage shedOutdoor spaceLarge lot

Spacious 4-bedroom, 2-story home with tons of living space on a large lot in a desirable Spencer neighborhood. Filled with character and potential, this home features generous room sizes, abundant living space, and plenty of opportunity to make it your own. Step outside to enjoy the huge fenced backyard—perfect for pets, play, gardening, or entertaining—complete with a large storage shed for all your outdoor needs. Conveniently located near downtown, schools, parks, and shopping, this property combines historic charm, outdoor space, and a great location. Don't miss this opportunity to own a classic home with room to grow!

62 days

501

21

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2

Bedroom 1

Level: Second
Dimensions: 11 x 10

Bedroom 2

Level: Second
Dimensions: 11.5 x 13.5

Bedroom 3

Level: Second
Dimensions: 13 x 11.5

Bedroom 4

Level: Second
Dimensions: 9.5 x 15.7

Bathroom 1

Level: Main
Dimensions: 11 x 7.5

Bathroom 2

Level: Second
Dimensions: 7 x 7

Basement

Level: Basement
Dimensions: 33 x 11

Basement

Level: Basement
Dimensions: 7 x 13

Basement

Level: Basement
Dimensions: 25 x 12

Dining room

Level: Main
Dimensions: 11 x 12

Kitchen

Level: Main
Dimensions: 15 x 12.5

Living room

Level: Main
Dimensions: 14.5 x 11.5

Living room

Level: Main
Dimensions: 13.5 x 13.5

Porch

Level: Main
Dimensions: 21 x 7

Heating

Baseboard, Space Heater

Cooling

Wall Unit(s)

Appliances

Included: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater

Features

Basement: Unfinished,Block,Full

Interior area

Total structure area: 3,029
Total interior livable area: 1,950 sqft
Finished area above ground: 1,950
Finished area below ground: 600

Property

Parking

Total spaces: 1
Parking features: Detached
Garage spaces: 1

Features

Levels: Two
Stories: 2

Lot

Size: 0.33 Acres
Dimensions: 66 x 215

Details

Parcel number: 963712483014

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Frame/Wood, Stick Built

Condition

Year built: 1900

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $64/sqft
Tax assessed value: $111,250
Annual tax amount: $1,430
Date on market: 6/22/2026
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/22/2026	Listed for sale	$125,000+4.2%$64/sqft
Source: Iowa Great Lakes BOR #260677 Report a problem
2/19/2021	Listing removed	--
Source: Owner Report a problem
12/9/2020	Price change	$120,000-20%$62/sqft
Source: Owner Report a problem
10/20/2020	Price change	$150,000+8.9%$77/sqft
Source: Owner Report a problem
8/27/2020	Listed for sale	$137,777+83.7%$71/sqft
Source: Owner Report a problem
6/29/2020	Listing removed	$1,149$1/sqft
Source: Owner Report a problem
6/16/2020	Price change	$1,149-8%$1/sqft
Source: Owner Report a problem
6/4/2020	Price change	$1,249-0.1%$1/sqft
Source: Owner Report a problem
5/15/2020	Price change	$1,250+28.2%$1/sqft
Source: Owner Report a problem
4/30/2020	Listed for rent	$975$1/sqft
Source: Owner Report a problem
11/21/2014	Sold	$75,000$38/sqft
Source: Agent Provided Report a problem
10/7/2014	Listed for sale	$75,000$38/sqft
Source: Northwest Iowa Realty #12418 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,430 +3.8%	$111,250 +11.8%
2024	$1,378 +7.3%	$99,540
2023	$1,284 -6.6%	$99,540 +21.7%
2022	$1,374 -14.1%	$81,780 +6.3%
2021	$1,600	$76,920 -9.5%
2020	$1,600 -1.5%	$84,970
2019	$1,624 +1.5%	$84,970 -4.1%
2018	$1,600	$88,560 +16.6%
2017	$1,600 +26.8%	$75,970
2016	$1,262 -23.6%	$75,970 -13.7%
2015	$1,652	$88,070
2014	$1,652 +4.4%	$88,070
2013	$1,582 +34.1%	--
2005	$1,180	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51301

Getting around

59 / 100

Somewhat Walkable

54 / 100

Bikeable

Nearby schools

GreatSchools rating

NA
Johnson Elementary School
Grades: PK-KDistance: 0.4 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 1.4 mi
7/10
Spencer High School
Grades: 9-12Distance: 1.1 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.