Spacious 4-bedroom, 2-story home with tons of living space on a large lot in a desirable Spencer neighborhood. Filled with character and potential, this home features generous room sizes, abundant living space, and plenty of opportunity to make it your own. Step outside to enjoy the huge fenced backyard—perfect for pets, play, gardening, or entertaining—complete with a large storage shed for all your outdoor needs. Conveniently located near downtown, schools, parks, and shopping, this property combines historic charm, outdoor space, and a great location. Don't miss this opportunity to own a classic home with room to grow!
For sale
$125,000
517 W 4th St, Spencer, IA 51301
4beds
2baths
1,950sqft
Single Family Residence
Built in 1990
0.33 Acres Lot
$-- Zestimate®
$64/sqft
$-- HOA
What's special
Tons of living spaceGenerous room sizesHuge fenced backyardLarge storage shedOutdoor spaceLarge lot
- 16 days |
- 772 |
- 35 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Ross Vander Laan PRIM:712-320-5525,
EXIT Realty Midwest
Source: Iowa Great Lakes BOR,MLS#: 260677
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
Bedroom 1
- Level: Second
- Dimensions: 11 x 10
Bedroom 2
- Level: Second
- Dimensions: 11.5 x 13.5
Bedroom 3
- Level: Second
- Dimensions: 13 x 11.5
Bedroom 4
- Level: Second
- Dimensions: 9.5 x 15.7
Bathroom 1
- Level: Main
- Dimensions: 11 x 7.5
Bathroom 2
- Level: Second
- Dimensions: 7 x 7
Basement
- Level: Basement
- Dimensions: 33 x 11
Basement
- Level: Basement
- Dimensions: 7 x 13
Basement
- Level: Basement
- Dimensions: 25 x 12
Dining room
- Level: Main
- Dimensions: 11 x 12
Kitchen
- Level: Main
- Dimensions: 15 x 12.5
Living room
- Level: Main
- Dimensions: 14.5 x 11.5
Living room
- Level: Main
- Dimensions: 13.5 x 13.5
Porch
- Level: Main
- Dimensions: 21 x 7
Heating
- Baseboard, Space Heater
Cooling
- Wall Unit(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater
Features
- Basement: Unfinished,Block,Full
Interior area
- Total structure area: 3,029
- Total interior livable area: 1,950 sqft
- Finished area above ground: 1,950
- Finished area below ground: 600
Property
Parking
- Total spaces: 1
- Parking features: Detached
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
Lot
- Size: 0.33 Acres
- Dimensions: 66 x 215
Details
- Parcel number: 963712483014
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Frame/Wood, Stick Built
Condition
- Year built: 1990
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected
Community & HOA
Community
- Subdivision: IA
Location
- Region: Spencer
Financial & listing details
- Price per square foot: $64/sqft
- Tax assessed value: $99,540
- Annual tax amount: $1,430
- Date on market: 6/22/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Listed for sale | $125,000+4.2%$64/sqft |
Source: | ||
| 2/19/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 12/9/2020 | Price change | $120,000-20%$62/sqft |
Source: Owner Report a problem | ||
| 10/20/2020 | Price change | $150,000+8.9%$77/sqft |
Source: Owner Report a problem | ||
| 8/27/2020 | Listed for sale | $137,777+83.7%$71/sqft |
Source: Owner Report a problem | ||
| 6/29/2020 | Listing removed | $1,149$1/sqft |
Source: Owner Report a problem | ||
| 6/16/2020 | Price change | $1,149-8%$1/sqft |
Source: Owner Report a problem | ||
| 6/4/2020 | Price change | $1,249-0.1%$1/sqft |
Source: Owner Report a problem | ||
| 5/15/2020 | Price change | $1,250+28.2%$1/sqft |
Source: Owner Report a problem | ||
| 4/30/2020 | Listed for rent | $975$1/sqft |
Source: Owner Report a problem | ||
| 11/21/2014 | Sold | $75,000$38/sqft |
Source: Agent Provided Report a problem | ||
| 10/7/2014 | Listed for sale | $75,000$38/sqft |
Source: Northwest Iowa Realty #12418 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,378 +7.3% | $99,540 |
| 2023 | $1,284 -6.6% | $99,540 +21.7% |
| 2022 | $1,374 -14.1% | $81,780 +6.3% |
| 2021 | $1,600 | $76,920 -9.5% |
| 2020 | $1,600 -1.5% | $84,970 |
| 2019 | $1,624 +1.5% | $84,970 -4.1% |
| 2018 | $1,600 | $88,560 +16.6% |
| 2017 | $1,600 +26.8% | $75,970 |
| 2016 | $1,262 -23.6% | $75,970 -13.7% |
| 2015 | $1,652 | $88,070 |
| 2014 | $1,652 +4.4% | $88,070 |
| 2013 | $1,582 +34.1% | -- |
| 2005 | $1,180 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 51301
Nearby schools
GreatSchools rating
- NAJohnson Elementary SchoolGrades: PK-KDistance: 0.4 mi
- 9/10Spencer Middle SchoolGrades: 6-8Distance: 1.4 mi
- 7/10Spencer High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- District: Spencer
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Iowa
- Clay County
- Spencer
- 51301
- 517 W 4th St






